san bernardino injury

The Most Dangerous Cities in California: Why, and What You Should Know

California residents are no stranger to the topic of crime and danger, as many cities in California have a reputation of being busy, densely populated areas, which are sometimes affiliated with high crime rates. How much of this stigma is true, and should you worry about it? A recent article discussed the data and ranked the ten most-dangerous cities, adding data to the discussions and resulting in some surprising results. While the article focused on crime rates and property crime, it failed to take into consideration a few key data points, such as number of traffic accident fatalities.

The California "Dangerous Index"

First, the California cities shown on the index below obviously are home to many residents, but not all the cities are major towns. For example, of the most dangerous, according to this index, only Barstow, San Bernardino, and Santa Cruz are actually large communities. Emeryville, which is the most dangerous California city, is home to approximately 12,000 people; Red Bluff is home to approximately 14,000 people, and Commerce being home to only about 14,000. Also take into consideration what the study is measuring - property crime. Commerce, California is an industrial and shipping city, so there are hundreds of warehouses, so it makes sense that there would be more property crime there.

Consider Other Factors

The authors of this article were direct in saying their article was "infotainment," so it is not by any means meant to be a conclusive study. However, if you're wondering what other factors to consider about whether a city or region in California is safe or dangerous, crime rate, including violent crime, car accident rates, fatality rates for youth and adults, and other metrics should be taken into account. For example, consider that the total number of car accident deaths in a single year (2013) in Southern California were as follows: Los Angeles County, 630 traffic deaths; County of Orange, 185 traffic deaths; Riverside County, 225 traffic deaths; San Bernardino County, 264 traffic deaths; County of San Diego, 201 traffic deaths. When considering where to live in California, this statistic may be more insightful into the safety of an area than the rate of property crime.

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It is also important to remember that statistics often are over general. For example, in 2013, 32 percent of all drivers killed in a car crash in California tested positive for drugs, legal and illegal. So even if an area has a high number of traffic related deaths, it does not mean that area is necessarily inherently dangerous, because in many of the statistics, personal decisions were involved, such as the driver who ends up dying in a motor vehicle accident being the one who decided to take drugs or drive while under the influence of alcohol or prescription medicine. 

True Threats to Safety

When deciding where to visit or live in California, people serious about making the move or visit will obviously look at many factors. Of course violent crime is an important statistic to look at, but many California cities have low crime rates compared to similarly sized cities in other states or part of the country. Consider the number one cause of death of adolescents is unintentional injury, and in that category, traffic related crashes resulting in death are the number one cause of death. So whether or not an area is safe to drive in may be a bigger threat to your family's safety than the property crime rate. Of course, the more cars, the more car crashes, and the more injuries related to car crashes are likely to happen. Because California has so many residents living in many large cities, there are lots of traffic related deaths in these cities, such as Los Angeles, Orange County, and the Bay Area. 

 

Navigating Your Car Accident Whiplash Claim

Thousands of car accidents occur each day in California, and many people involved in these accidents are injured as a result. The most common injury that results from being involved in a car accident is whiplash. Although whiplash is the most common complaint by injured persons involved in car accidents, it is an often misunderstood and misdiagnosed injury. It is also the injury that the at-fault driver's insurance is most likely to dispute and refuse payment towards treatment for.

Whiplash is the most common injury following a rear end accident

Whiplash is the most common injury following a rear end accident

What is Whiplash?

Whiplash is essentially neck strain and sprain that occurs when a driver or passenger's head is violently jerked backwards or forwards as the result of a car crash. The neck muscles and ligaments are strained as a result of the collision. Severe whiplash may also include damage to discs in the cervical spine, torn and ruptured ligaments, and even fractures in the vertebrae. Whiplash can be a serious, life altering injury, however many people who suffer whiplash assume the pain will go away after a few days, and they fail to document their injury in a way that will enable them to recover from the defendant's insurance company.

Symptoms of Whiplash

Whiplash can take several days to set in, and the resulting pain can last for the rest of your life if you do not treat it appropriately. Here are a few symptoms to look for:

• Neck pain and stiffness

• Loss of range of motion in neck, back, and arms

• Headaches, especially those with dizziness and vomiting

• Tingling and numbness in arms and hands

• Pain in your arms, shoulders, neck and back

• Other symptoms may include ringing of the ears, blurred vision, memory and concentration difficulties and abnormalities, difficulty sleeping, moodiness and lack of patience, anxiety and depression.

An MRI of the cervical spine is often required in order to evaluate the severity of a whiplash inury

An MRI of the cervical spine is often required in order to evaluate the severity of a whiplash inury

Treatment for Whiplash

If you were injured in a car crash that resulted in whiplash, you were likely hit from behind, meaning you were not at fault and you will be able to pursue the other driver's insurance company to have your medical bills paid. Unfortunately, the insurance company will not simply believe that you are injured and write you a check. You must seek appropriate, reasonable medical treatment as soon as possible after the car crash. Your injury will be attributed to age, pre-existing conditions, degenerative conditions - really anything other than the car crash, if you do not seek proper treatment and the medical professional makes note that you were involved in a car crash.

Proper treatment usually involves visiting your primary care physician within a day or two after the crash. This is impossible for most people due to scheduling. You should visit the Emergency Room or Urgent Care facility as soon as possible if you cannot get an appointment with your primary care physician shortly after the crash. Fortunately, especially in Southern California and Orange County, there are an abundance of 24-hour Urgent Care facilities that are equipped with the proper staff to evaluate the severity of your injury.

What if You Can't Afford Medical Treatment?

You likely did not see the car crash coming, and you probably don't have a couple thousand dollars lying around just in case you need medical care following an accident. If you're like most people, you will benefit from consulting with an injury law firm in California that handles car crash cases. An established and reputable injury lawyer will know of doctors who will treat you on a lien. This means the attorney vouches for your case, and the doctor agrees to be paid out of the settlement, rather than being paid up front. This also means you may receive state of the art care at no up front cost to you. Fortunately, many facilities that accept car accident attorney liens are privately owned and operated, and are able to provide the very best medical care available.

How to Document Your Injury

The most important documentation comes from your doctor's office or hospital or urgent care. Thus, the most important step you can take towards better health and financial recovery for your injury claim is to visit a doctor immediately. Sometimes whiplash does not become painful for several days after an accident. If this is the case for you, you should still go to a doctor as soon as the pain becomes bothersome and persistent.

Pursuing Your Claim

If you or someone you know has been injured in a California car accident and is trying to recover physically and financially, contact The Lions Injury Lawyers today for a free consultation. The injury lawyers at The Lions are skilled and experienced in arguing on behalf of their clients to receive fair and reasonable compensation for car accident injuries like whiplash. The Lions main office is in Newport Beach, California, but the firm represents injured persons throughout the state of California. Call (949) 329-5000 today for a free consultation with an injury attorney.

 

 

Documenting Expenses for your Personal Injury Claim

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Costs add up quickly when you're trying to recover from an injury, from co-payments for doctors visits, to prescriptions and travel to and from medical facilities. If you were injured in an accident and it was not your fault, you are entitled to reimbursement for these expenses. Unfortunately, many claimants do not keep track of their expenses (bills), and so the defense insurance company is not obligated to pay for costs that are not appropriately documented. A few tips on how to organize your car accident injury-related bills may help you recover more money for your injury settlement.

Your Claim Comes Down To Documentation

Your injury attorney will be using your medical records and bills to prove the extent and severity of your injury. Your injury lawyer will also be using any bills you have to prove out of pocket expenses, such as receipts for travel expenses, receipts for prescriptions you fill at a pharmacy, and other expenses. If you missed work, for example, you cannot simply tell the at-fault insurance company you missed work and expect them to compensate you for your lost wages. You must provide proof of all lost income via pay stub or other documentation. This can be agitating and difficult, but the more aware you are of the process at the beginning, the better.

Start a File

Many individuals who are hurt in a California car accident are going through the experience for the first time. Unfamiliar with how insurance adjusters evaluate injury claims, they assume the best. This is not wise. Insurance adjusters are well-trained to minimize the amount they will pay for an injury claim. When possible, they will reduce the amount they will pay as low as they can. In order to prove lost income, or out of pocket expenses, you should start a file where you keep all documentation related to your injury. This includes photographs of the scene of the accident, all correspondence from the other driver, bills, medical records, and anything else your injury law firm might need in order to get you the most money for your injury settlement.

California Injury Claims

If you were injured in California, no matter whether it is in Southern California, the Inland Empire, or up north, the state insurance code provides insurance companies several "loopholes" through which they can deny payment. An experienced injury attorney in California will be well versed in the tactics used by insurance companies, and will be able to guide injured clients through the process. You should provide your attorney with all information related to the claim, but you should not provide the at-fault insurance company this information directly. There are many reasons for this, but the way you provide information to the insurance company can drastically affect the leverage you have to settle for a higher amount. 

How To Proceed With Your Injury Claim

First, you will be well served to consult with an experienced injury attorney or injury law firm. Consider all the things you likely do not know about how injury claims work. Also, remember that all insurance companies are for-profit corporations that make billions of dollars a year - their motivation is not to pay all your bills, it is to create a profitable business. Therefore, expect them to pay as little as possible to you to settle your claim. An attorney will give you the best chance of settling for fair value with the at-fault insurance company. Keep all documents and photographs, and do not simply mail them or email them to the at-fault insurance company. First, you should speak with an attorney and get a free consultation. This could literally save you tens of thousands of dollars, and a good attorney may be able to help you receive the best healthcare available without having to pay out of pocket. 

California Injury Attorneys

The Lions Injury Lawyers represent car crash victims throughout the state of California. We represent plaintiffs from San Diego, to Orange County, from Los Angeles, all the way up to San Francisco and beyond. Our office prides itself on achieving fair and reasonable settlements for our clients. If you're unsure where to go from here, an attorney is waiting to take your call and discuss your claim or case. You will never write us a check or have to pay out of pocket - our injury law firm works on a contingency fee basis, meaning there is no up front cost to you, and we take our fee as a percentage of what we win. If we don't win, we don't take any money or bill you. If you were injured in California and are looking to pay for your medical bills and be paid for your pain and suffering, call The Lions Injury Lawyers today for a free consultation.

Social Media and Injury Claims

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After a car accident, you may want to communicate with your friends and family to let them know what happened, maybe even share some photographs. For many people, posting on Facebook or Instagram is something they do without even thinking. However, prior to posting anything regarding your injury on social media, you should use caution and consider how your post may be used against you.

Say Nothing, Post Nothing

Perhaps it sounds hypersensitive to say that after a car accident in which you were injured, you should not post anything. After all, if the accident or car crash wasn't your fault, what is the harm in sharing what happened with your friends and loved ones? Isn't that what social media is for, and isn't it obvious you weren't at fault? Consider that even car collisions that fault and liability is usually easy to establish, such as a rear end accident, the at-fault insurance company's adjusters will not simply take your word for it, and are increasingly fighting liability on all claims. Your car accident claim is not a criminal case, so the familiar Miranda rights verbiage "anything you say can and will be used against you" does not exactly apply, but the spirit of the Miranda rights certainly does apply: everything you post, everything you say, can be manipulated by the other insurance company to diminish the amount of money they will pay to resolve your claim.

Set Your Accounts to "Private"

Even if you never post anything on social media regarding your injury, the insurance adjusters can still look at everything you've posted and create a narrative that there is nothing wrong with you. Is this legal, you might be asking yourself? Yes. If your social media accounts are open to the public, there is nothing to prevent an insurance agent from looking at your pages and taking screen shots. Many injury lawyers have seen in recent years a tendency for insurance adjusters to create a narrative, or story, about your life. Basically they will look at your photos and posts and come to the conclusion that you're fine and that you did not suffer serious injury. 

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Example Of Social Media Gone Wrong

For example, consider the case of a client who was injured in a car crash in Santa Ana, California. Despite being rear-ended (so it was clearly not her fault), and after she visited with her primary care physician at the local Hoag hospital, she slowly recovered through typical injury treatment of chiropractic care, physical therapy, and got two epidural injections to help alleviate her pain and facilitate recovery. During her recovery, as a student at Cal State Fullerton, she continued to take classes and work part time in an office on campus. Her treatment lasted about six months, during which she attended family birthday parties and went to Crystal Cove State Beach in Newport Beach with friends and her boyfriend. Sounds pretty normal for a college student.

When it came time to try to reach a resolution on her injury claim, the insurance adjuster denied payment and refused to pay her medical bills. Why? Because her social media posts on Facebook showed photos of her at the beach, at a few Cal State Fullerton athletic events (as a spectator, not participating), and at birthday parties. The insurance adjuster claimed "she seems pretty good to me, going to the beach, hanging out with her college friends at basketball games." You may ask what that has to do with this client's injury and medical bills. Of course, going to the beach has nothing to do with the client's injuries.

After her personal injury attorney at The Lions Injury Lawyers aggressively pursued her claim, the insurance company eventually paid all of her medical bills and paid her for her pain and suffering. This was only after her car accident attorney filed a lawsuit on her behalf in order to recover fair compensation on her behalf. Had this client marked her social media accounts to "private" the insurance company would not have been able to create a story that she was not injured based on her photos.

Getting A Fair Settlement For Your California Injury Claim

Social media is a new tool for insurance adjusters to use to diminish the value of your claim, or deny it altogether. Just because you were not at fault and sought proper medical treatment for your injuries does not mean you will be treated fairly. Often, consulting with an experienced personal injury attorney law firm that practices throughout California is the best way to get fair treatment from the insurance company. People injured in car crashes in Anaheim, Santa Ana, Fullerton, and throughout Orange County have turned to The Lions Injury Lawyers to get fair treatment by the insurance companies. The Lions Injury Lawyers represent injured plaintiffs throughout California, from San Diego County to the Inland Empire, up to Los Angeles and all the way 

Driving on Wet Roads

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Yesterday brought the first rain of the fall and winter season to Orange County, California, and the rest of the state begins to experience increasingly wet weather as well. Last year around this time the state was still gripped in drought, but the 2016-2017 wet weather season brought precipitation to the state in amounts not seen in decades over such a short period of time. Will this year bring the same amount of water to California? Perhaps not, but it doesn't take record rain and snowfall to create havoc on our roadways and transportation systems. A few tips on driving and commuting in wet weather may serve you well.

Slower Braking

What is the most common car accident? The rear end accident. Every day throughout California, thousands of drivers fail to brake in time and end up slamming into the car in front of them. Sometimes both drivers walk away without injury, while other car accidents of the "rear ender" variation can result in serious injury, and not just the driver or occupant of the car that is hit. Sometimes, the driver of the car that initiates the collision by failing to brake in time is also injured. Passengers from both cars are regularly injured from rear end accidents. The cause of these common accidents is a failure to brake in time. When traffic is busy and people are in a hurry, bumper to bumper traffic can progress hour after hour without a collision. However, when there is water on the roads, drivers cannot stop their cars as fast as they can in dry conditions. And, if you have been driving on wet roads and not needed to brake, when you do finally brake, it may be too late to realize you needed more time to stop.

How To Brake In Wet Weather

The first recommendation is that you must have plenty of space. The more distance you have before you need to stop your vehicle, the better. If your car doesn't have antilock breaks, you should pump your brakes. This can be helpful even if your car is equipped with antilock brakes, as it will prevent your car from sliding. Making sure your vehicle has proper tires is also important. If you are driving on "bald" tires on wet roads, you will not be able to stop as quickly as you would driving a car with tires that have proper treat. This is a danger to people driving around you, and should be taken seriously. Finally, you should not "slam" your brakes, or brake hard during wet weather, as this tends to cause slide, where you are out of control. 

Proper Lighting

Although unrelated to your ability to brake, making sure your rear tail lights are operating properly can be helpful. Consider that visibility is diminished in rainy or foggy conditions, and that in diminished daylight hours or at night, the vehicles following you have less time to stop as it is. If your lights aren't working, they are more likely to hit you. You may avoid injury by simply making sure the bulbs in your brake lights are working properly. Also consider what kind of lights you have on your car. If you purchased your car on the secondary market, popular modifications to darken the brake lights have become increasingly common. Many of these aftermarket modifications do not meet California DMV safety standards, yet many cars still use them. The effort is to make the aesthetic of the car appear darker. If you purchase a black or grey car, and the previous owner installed these brake lights, you should be certain the vehicle is legal as per California DMV safety standards. These brake lights are simply not bright enough in normal driving conditions. In wet and rainy weather, they can be almost impossible to see the brake lights, creating a danger to the driver.

California Car Accident Injuries During Wet Weather

More people tend to be injured as a result of rear end accidents this time of year in California due to changing driving conditions. If you were injured, you should seek immediate medical attention if you need it. Do not worry about placing blame on the driver who hit you. First, attend to your health. Even though common "rear end" accidents tend to establish the at-fault driver as the rear car, modern trends by insurance agencies show that they are denying injury claims on rear end accidents if there is not expensive property damage to your vehicle.

If you were injured in a California car accident during the intermittent wet weather, you may need to discuss your case with an injury attorney in order to be compensated fairly by the at fault driver's insurance. The Lions Injury Lawyers handle car accident cases throughout California, from San Diego to Orange County, Los Angeles to San Francisco-Bay Area. The car crash lawyers at The Lions Injury Lawyers are familiar with the tricks and tactics by bodily injury insurance adjusters, and their lawyers will help you navigate your injury claim. To speak with a car accident lawyer about your injury, the attorneys at The Lions Injury Lawyers are ready to discuss your claim today.

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Going With a "Local" Attorney: Pros and Cons

After a car accident in which you were injured, you may wisely decide to discuss your case with an injury attorney. The benefits of talking about what happened can be great, and there really is no risk - all injury attorneys will gladly discuss your incident free of cost. But before you get on the phone, which law firm or attorney should you call? This blog post will address the pros and cons of going with a "local" attorney.

What To Look For In an Injury Attorney

Consider first that your lawyer will be your advocate, your representative. You want he or she to be familiar with all aspects of injury law where you live. If you live in California, this means the lawyer will be admitted to practice law in California. The laws regarding injuries are the same in California whether you live in San Diego or San Francisco. In this regard, the attorney who's office is down the block from where you live is not more qualified or experienced to handle your car crash if the accident happened locally. More important than geography is experience and expertise in the specific practice of injury law. Thus, if the attorney practices injury law exclusively, he or she may be more likely to be successful in handling your claim than a "generalist" attorney. This is similar to medicine. If you have a specific injury, say to your eye, you could certainly visit your primary care physician, who would be able to help you with your injury, to some extent. However, a doctor specialized in eye injuries, such as an opthamologist, would certainly have the expertise and experience to give you thorough, high-quality care. The law is similar. The more specific an attorney's practice, the more likely they are to be up to speed on that specific area of law. 

Is Local Better?

In short, no. Consider that your attorney will be corresponding with the at-fault driver's insurance company on your injury claim. Your attorney will be your advocate, fighting for your fair and reasonable recover. This is done via letter, over the phone, and if necessary, in court. The vast majority of injury cases in California, no matter where you live, will settle out of court. Your attorney will be discussing your claim with attorneys for the insurance, who may be located anywhere in the country. For example, several large insurance companies have their main offices in Georgia, Arizona, and on the east coast. Their attorneys may or may not be in California. Again, technology allows representatives from all over the country to handle the matter. Thus, whether your attorney lives hours away or down the street, his or her skill in injury law is what matters, not how close you live to the office.

Should I Meet My Attorney In Person?

This may be a surprise to many people, but often times claimants (injured people who hire an attorney) never meet their attorney in person. Why? It is simply not necessary in most cases. How is this possible? Again, technology. Your attorney's office will request all medical documents directly from your doctors. You will provide the office with photographs and any applicable documents related to your California car crash, and your attorney will go from there. There are, of course, some cases where meeting in person with your attorney may be beneficial. Some attorneys utilize Skype or FaceTime, or other live video apps, to make this possible. Your attorney should be willing to meet with you personally, but don't assume you will get a better outcome if you meet with your attorney in person. Your case comes down to the facts - and you attorney's skill in advocating your injury claim. A good injury lawyer will do this regardless of whether you meet in person.

What About Going To Court?

Most car accident cases never go to court. Court is expensive, inefficient, and takes a very long time. In the end, you are not likely, in many cases, to get more money for your injury case if it goes to court. Thus, your injury lawyer will, in many cases, be able to get you just as much money outside of court, either in pre-litigation negotiations, mediation, arbitration, or any setting prior to court. If your case goes to court, your injury attorney will make appearances on your behalf, regardless of where their office is located. Therefore, injured people are usually better off choosing an attorney who handles lots of injury cases, rather than just choosing the lawyer who has an office in town or down the road, or where the accident happened. In most cases, where the attorney's office is physically located is not important. 

The Lions Injury Lawyers represent clients throughout the state of California, from San Diego all the way to the Oregon state line. The Lions Injury Lawyers practices injury law exclusively. Wondering what your case is worth, how to proceed, or what you should be doing after a car crash? Call the Lions Injury Lawyers to discuss your car crash case with an attorney today. 

"Delayed" Car Accident Injuries

The variety of injuries you may suffer if you are involved in a car crash is expansive. There are typical injuries, such as fractures, cuts, whiplash, and neck strain. Some of these appear immediately, such as a broken bone or a laceration (cut). However, some injuries do not appear until several days or weeks after the accident. What then?

See A Doctor

The best advice is always to seek the treatment and evaluation of a qualified medical professional. Often times this means a visit to your primary care provider. However, if your health care provider is like most medical offices, getting an appointment is not easy. For many offices is Los Angeles and Orange County, which are heavy populated areas, it can take weeks and even months to get in to see your doctor. If you are frustrated with the amount of time you have to wait to see a doctor, you are actually appropriately justified in feeling that way: it is critical to your health that you see a doctor after an injury accident, especially when you cannot determine the full extent of your injuries by yourself. 

Go To Urgent Care If Necessary

If you can't get in to see your doctor, or you feel you are being marginalized and turned away with minimal "gloss-over" care at your normal doctor's office, you should go to an Urgent Care facility, even if you have to pay out of pocket. Sometimes, an established injury attorney may be able to sign a lien so you can visit an Urgent Care facility at no out of pocket cost to you. The important this is to see a doctor as soon as possible.

What If Your Injuries Only Appear Later?

"Delayed" onset injuries are common in car accidents. Why? Your body responds to trauma and high-stress environments differently than it would in other circumstances is one reason you may not feel the injury right away. Consider than after a car crash, you may be scared, worried about your vehicle, worried about the safety of your passengers or the driver of the other vehicle - the number of things you have to consider all at once is overwhelming, for anyone. Your brain can only handle so much stress. It is rare, but occasionally people who suffer even severe fractures and lacerations do not notice until hours after the accident because they are preoccupied with handling immediate concerns at the scene of the accident.

When injuries appear that you connect to the crash, you still need to seek medical attention. Your car accident attorney will be well versed in arguing on your behalf. Don't expect the insurance company to pay you for your injury unless it is appropriately documented in your medical records. The only way to do this is to see a doctor as soon as possible.

What Kind Of Injuries Are Often "Delayed?"

There is no definitive list as to which injuries that result from car accidents show up later, but the most common injuries are whiplash, concussions, sprains to the neck and back, and bruising. Every person's body reacts differently, but injuries to the "soft tissue" areas of your body, such as muscles, ligaments, and tendons, can take time to exhibit symptoms, due to the body's endorphin and adrenaline response, which tries to cover up or less pain associated with damaged tissue or bone. 

Will The Insurance Company Pay Your Medical Bills?

The answer depends on how you approach your injury and your injury claim. If you simply submit your medical bills on your own to the at-fault driver's insurance, you do not have a high chance of having your medical bills paid. Why? If you did not seek immediate treatment, they will almost always deny payment, saying there is an inexcusable "gap in treatment." At The Lions Injury Lawyers, we have seen insurance companies deny payment on medical bills that were incurred only two days after a major accident. (Of course, we fought and won, and they ended up paying. But without an attorney, the claimant would have had to pay out of pocket). A good injury attorney will make sure the insurance company pays them. Do not expect them to be paid just because you say the bills are a result of your car accident. Even if the police report says their insured is at fault, and you went to the doctor immediately, insurance companies are notorious for using a very long list of excuses for not paying medical bills.

You're Feeling The Effects of Your Crash - Now What?

You deserve to be fairly compensated for your injuries. That won't happen easily. The Lions Injury Lawyers know the ins and outs of the insurance industry's approach to injury claims, including the tricks and traps they utilize to minimize the amount of money they will pay you for your claim. Don't get taken advantage of. Even if you don't sign up with our firm, you owe it to yourself to speak with someone who has done this before. (Or, preferably, thousands of times before!) When you call The Lions Injury Lawyers, you'll speak with an attorney, not a salesperson. We are not a legal marketing firm - we don't just sign up clients and sell their files to other law firms. We will fight to get you fair compensation and make sure you don't get taken advantage of by predatory insurance adjusters. Serving all of California, including Orange County, CA, Los Angeles, CA, San Bernardino, CA, San Diego, CA, and the inland empire, we are ready to help you get what you deserve.

Car Accident Injuries - What's a 'Defense Medical Exam?'

If you were injured in a car accident and your case has proceeded to litigation, you may be required to attend what is called an 'independent medical examination,' or 'defense medical exam.' Under the laws of the State of California, a plaintiff can be required to undergo an examination by a doctor or the Defendant's choice.

Why Does The Plaintiff Have To Attend A 'Defense Medical Exam?'

If you were injured and are pursuing your claim against the at-fault party or driver (the defendant), you will of course be required to explain your injuries and provide documentation. The defendant does not have to take your word for it, even if you have hospital records, doctors office records, and other medical records that document your injuries. The law allows the defense or defendant to have an "independent" doctor evaluate the plaintiff. The idea is that the defense gets a chance to have an "objective" doctor evaluate the plaintiff. Most defense attorneys and the insurance companies they represent have strong biases against doctors who treat injury patients on a lien basis, so the "independent" medical examination supposedly levels the playing field. 

There's Nothing "Independent" About It

First thing to remember is that the defense and the insurance company they represent gets to choose the doctor. These doctors are well paid by the law firm/insurance company. When you're getting paid a lot of money by a law firm, with potentially a steady stream of work coming your way, you're likely to make an evaluation that your client (the law firm and insurance company) will like. For this reason, most California injury attorneys refer to these examinations as 'defense medical exams.' They are, after all, the defense's paid doctors making an evaluation of the plaintiff's injuries. Almost without exception, the defense medical examination results in a report that minimizes the plaintiff's injuries in the eyes of the 'independent' doctor.

What Does The Defense Medical Examination Include?

The doctor conducting the exam is instructed to evaluate injuries and make a report. Thus, the doctor will be looking into injuries involved in the claim. The examination cannot include diagnostic tests, or any procedure that is painful or intrusive. Also, the exam cannot be scheduled further than 75 miles from the Plaintiff's residence. The doctor cannot be from a different specialty than those injuries included in the complaint - that is, if the plaintiff is complaining of neck and back injuries, the doctor doing the defense medical examination must be practicing in that area of medicine. A good California injury attorney will be well versed in how to approach the defense medical examination, ensuring that the Plaintiff is not taken advantage of during the defense attorneys' doctor's exam, which could result in a report that could hurt the plaintiff's case. 

The Day of the Defense Examination

If you are required to attend an independent medical examination, don't go alone. You should attend the examination with your injury attorney, or with someone from the injury law firm's staff or choosing. Don't fill out any paperwork. Remember, you're not the doctor's patient. You're there only because the law requires you to attend. Thus, you're not required to fill out any forms. The office will push paperwork on you, but your attorney will dispense of this with ease. Also, remember that the doctor is employed by the other side's attorneys. He or she is not on your side, no matter how friendly or charismatic. Don't answer any questions you don't feel comfortable answering. Some California injury lawyers will allow the plaintiff to make a brief oral accounting of the accident and injuries, while others will not. Remember that the doctor will likely generate a report that downplays the significance and seriousness of your injuries. If you were injured in a car accident, for example, the doctor may say that the injuries were not likely the result of (or caused by) the car accident, but are 'degenerative in nature.' Your injury attorney will have seen this many times before and will know how to respond.

A Few More Things To Remember

The independent medical examination can be very useful for the other side. They may, in the end, have a report that says your injuries weren't caused by their client, or that your injuries are not that bad. If you were injured in a California car accident, for example, you may be well served by seeking the counsel and representation of an attorney whose practice focuses exclusively on injury claims. These attorneys are well versed in the tricks and tactics of defense firms, and are able to respond and protect your rights to recovery. 

The Lions Injury Lawyers, P.C. represent injured clients throughout the state of California. If you were injured and it wasn't your fault, an attorney at The Lions Injury Lawyers, P.C. will gladly evaluate your case and discuss your options. Unlike most car accident law firms in California, you will be speaking with an attorney, not a salesman. Contact The Lions today to discuss any questions you might have. The Lions Injury Lawyers, P.C. maintains its main office in Orange County, California, but represents California plaintiffs in Riverside, San Bernardino, Los Angeles, San Diego - the entire state of California. 

Who Pays Medical Bills After A Crash?

If you were injured in a car crash, you likely have medicals bills. And, given the high cost of healthcare in California, these bills are sometimes very high. For some, the cost of medical expenses can be daunting, and the unknown as to how and when they will be paid can be paralyzing. Understanding who pays and how can be helpful for those trying to figure out how to proceed after an injury accident.

What About Car Insurance?

In an ideal world, the driver who causes an accident has car insurance. If he injures someone, eventually his auto insurance will ideally pay for the medical expenses of the injured person. But what if his insurance only covers him for the California state minimum of $15,000 and the injured person's bills exceed $15,000? In that scenario, the injured person's insurance may come into play, if he or she is insured for more than the state minimum. Additionally, if there are other insurance policies that might cover the at-fault driver, such as a business or umbrella insurance policy, those insurance policies might also pay for the injured person's medical expenses.

And If Car Insurance Won't Pay?

It sounds unfair and unlawful, but car insurance companies are notorious for trying to avoid paying medical bills. For example, they may state that the car accident did not cause the injuries, and so they do not have to pay the bills. There's a sliver of truth to this, but the extent to which insurance agencies use this excuse is often ridiculous. Or, the insurance adjusters may state that the amount billed is too much, and so they will offer you the minimum amount for the medical treatment billed. Or, they may simply decide that some medical treatment is not necessary, was not properly prescribed, or the date of treatment was too far after the car accident and therefore not related. 

How To Get Your Bills Paid For

An experience car accident or injury attorney may be able to help you. The insurance companies are likely to deal more fairly with you if you are represented by an attorney, as politically incorrect as that sounds. An injury attorney knows the rules of the insurance code. Also, a good injury attorney in California will have heard the excuses for not paying before. Therefore, he or she will be in a much better position to fight back on your behalf. Also, consulting an injury attorney shortly after your car accident will likely benefit you by learning more about the claim and litigation process before you finish your medical treatment. You may be able to avoid falling into the traps the insurance companies expect you to fall into.

The Lions Injury Lawyers represent injured persons throughout California, including claimants living in San Bernardino County, Riverside County, San Diego County, Orange County, San Joaquin County, and Los Angeles County. Speak with an attorney, not a salesman.

Car Accidents 101: Call The Police?

If you've never been involved in a car accident, you are lucky. You're also probably unsure what to do if that dreaded day comes when you find yourself on the side of the road after an accident. One of the most common questions is whether you are required to call the police after a car accident. The most straightforward answer is no, you are not required by law to call the police after a car accident, although there are obvious circumstances when calling the police will be required, such as a serious accident where someone is injured.

Should You Call The Police?

If you're trying to decide whether to call the police, consider the ways in which a police report or traffic collision report might help you. For example, even if liability is straightforward (or you think it is), it is better to have the scene of the accident diagramed and explained by a uniformed officer than to rely on your memory. Also, even though you think the facts leading up to an accident or crash are beyond dispute, you never know what the other driver or drivers may say once they leave the scene. Unfortunately, many driver who cause accidents lie to their insurance agents because they don't want their insurance rates to rise. A police report will help explain what happened shortly after the accident and before the at-fault driver has the chance to worry about his or her insurance premiums rising.

What If The Police Do Not Arrive?

Sometimes, depending on the time of day, the police or highway patrol may not respond in a timely manner. Unfortunately, this happens during busy times, such as weekend evenings. However, it is still advisable to call the police and formally request that someone come out. A record of your telephone call will be taken, and your injury attorney may be able to get a copy of what was said on the telephone call. If the police or highway patrol never show up, at least you tried, and the copy of the report of you calling the police is likely to work in your favor if things become combative.

How Long Does It Take For Police To Respond?

Depending on where in California your accident happens, police may arrive within a few minutes, to a few hours after the crash. If you are in rural California and are far from a highway patrol vehicle or police station, you may have to wait. Or, if you are in a busy city, but the police are attending to more urgent matters, you may end up waiting too.

What Should I Do When I'm Waiting?

You should make sure you're safely off the roadway and out of harm's way. Do not play detective, but you should take photographs of the vehicles and the surrounding areas. If there are other people watching and you think liability may be an issue, you may want to get the contact information of these people, as they may be witnesses in the future. You should exchange insurance information with the other driver, if you feel it is safe to do so. It is not advisable to engage in lengthy conversation. Unfortunately, you don't know how the other driver will deal with the stress. Get his or her information if you feel safe doing so, and return to your car.

What If The Police Report Is Wrong?

Of the many things police officers and highway patrolman in California do right, writing detailed and accurate car accident reports is not always on the list. In fact, some officers in Orange County and Los Angeles County simply get it wrong - we see their erroneous reports frequently. We give them the benefit of the doubt, but the police report or traffic collision reports they write are sometimes misleading, inconclusive, or simply wrong. An experienced injury attorney will be accustomed to reading a California traffic incident report or a California police report, and will be able to address errors or misleading statements accordingly. And, if you were not at fault, an injury attorney who is good at his trade will be able to prove that you were not at fault. Some plaintiffs who have settled for large amounts of money almost never consulted with an attorney because they were afraid theirs was a lost case due to a faulty police report.

What Happens To A Police Report?

An experienced and successful California car accident attorney will put a police report or traffic collision report to good use. First, the attorney will usually get a copy of the report by submitting a formal request to the appropriate department. Then, his office will use it to argue on your behalf with the insurance company in order clear any disputes over liability. Finally, a good car accident attorney will use the report to show that you were injured and stated the same at the scene of the accident.

The Lions Injury Lawyers, P.C. represent injured plaintiffs throughout the state of California, including clients in Orange County, Los Angeles County, Riverside County, and San Bernardino County. Consultations with The Lions Injury Lawyers, P.C. are conducted by attorneys, not salesmen. You don't know what you don't know when it comes to dealing with a California car crash, and what you don't know can hurt your ability to recover. Call (949) 329-5000, or fill out this form to discuss your case today.