crash attorney

Documenting Expenses for your Personal Injury Claim

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Costs add up quickly when you're trying to recover from an injury, from co-payments for doctors visits, to prescriptions and travel to and from medical facilities. If you were injured in an accident and it was not your fault, you are entitled to reimbursement for these expenses. Unfortunately, many claimants do not keep track of their expenses (bills), and so the defense insurance company is not obligated to pay for costs that are not appropriately documented. A few tips on how to organize your car accident injury-related bills may help you recover more money for your injury settlement.

Your Claim Comes Down To Documentation

Your injury attorney will be using your medical records and bills to prove the extent and severity of your injury. Your injury lawyer will also be using any bills you have to prove out of pocket expenses, such as receipts for travel expenses, receipts for prescriptions you fill at a pharmacy, and other expenses. If you missed work, for example, you cannot simply tell the at-fault insurance company you missed work and expect them to compensate you for your lost wages. You must provide proof of all lost income via pay stub or other documentation. This can be agitating and difficult, but the more aware you are of the process at the beginning, the better.

Start a File

Many individuals who are hurt in a California car accident are going through the experience for the first time. Unfamiliar with how insurance adjusters evaluate injury claims, they assume the best. This is not wise. Insurance adjusters are well-trained to minimize the amount they will pay for an injury claim. When possible, they will reduce the amount they will pay as low as they can. In order to prove lost income, or out of pocket expenses, you should start a file where you keep all documentation related to your injury. This includes photographs of the scene of the accident, all correspondence from the other driver, bills, medical records, and anything else your injury law firm might need in order to get you the most money for your injury settlement.

California Injury Claims

If you were injured in California, no matter whether it is in Southern California, the Inland Empire, or up north, the state insurance code provides insurance companies several "loopholes" through which they can deny payment. An experienced injury attorney in California will be well versed in the tactics used by insurance companies, and will be able to guide injured clients through the process. You should provide your attorney with all information related to the claim, but you should not provide the at-fault insurance company this information directly. There are many reasons for this, but the way you provide information to the insurance company can drastically affect the leverage you have to settle for a higher amount. 

How To Proceed With Your Injury Claim

First, you will be well served to consult with an experienced injury attorney or injury law firm. Consider all the things you likely do not know about how injury claims work. Also, remember that all insurance companies are for-profit corporations that make billions of dollars a year - their motivation is not to pay all your bills, it is to create a profitable business. Therefore, expect them to pay as little as possible to you to settle your claim. An attorney will give you the best chance of settling for fair value with the at-fault insurance company. Keep all documents and photographs, and do not simply mail them or email them to the at-fault insurance company. First, you should speak with an attorney and get a free consultation. This could literally save you tens of thousands of dollars, and a good attorney may be able to help you receive the best healthcare available without having to pay out of pocket. 

California Injury Attorneys

The Lions Injury Lawyers represent car crash victims throughout the state of California. We represent plaintiffs from San Diego, to Orange County, from Los Angeles, all the way up to San Francisco and beyond. Our office prides itself on achieving fair and reasonable settlements for our clients. If you're unsure where to go from here, an attorney is waiting to take your call and discuss your claim or case. You will never write us a check or have to pay out of pocket - our injury law firm works on a contingency fee basis, meaning there is no up front cost to you, and we take our fee as a percentage of what we win. If we don't win, we don't take any money or bill you. If you were injured in California and are looking to pay for your medical bills and be paid for your pain and suffering, call The Lions Injury Lawyers today for a free consultation.

"Delayed" Car Accident Injuries

The variety of injuries you may suffer if you are involved in a car crash is expansive. There are typical injuries, such as fractures, cuts, whiplash, and neck strain. Some of these appear immediately, such as a broken bone or a laceration (cut). However, some injuries do not appear until several days or weeks after the accident. What then?

See A Doctor

The best advice is always to seek the treatment and evaluation of a qualified medical professional. Often times this means a visit to your primary care provider. However, if your health care provider is like most medical offices, getting an appointment is not easy. For many offices is Los Angeles and Orange County, which are heavy populated areas, it can take weeks and even months to get in to see your doctor. If you are frustrated with the amount of time you have to wait to see a doctor, you are actually appropriately justified in feeling that way: it is critical to your health that you see a doctor after an injury accident, especially when you cannot determine the full extent of your injuries by yourself. 

Go To Urgent Care If Necessary

If you can't get in to see your doctor, or you feel you are being marginalized and turned away with minimal "gloss-over" care at your normal doctor's office, you should go to an Urgent Care facility, even if you have to pay out of pocket. Sometimes, an established injury attorney may be able to sign a lien so you can visit an Urgent Care facility at no out of pocket cost to you. The important this is to see a doctor as soon as possible.

What If Your Injuries Only Appear Later?

"Delayed" onset injuries are common in car accidents. Why? Your body responds to trauma and high-stress environments differently than it would in other circumstances is one reason you may not feel the injury right away. Consider than after a car crash, you may be scared, worried about your vehicle, worried about the safety of your passengers or the driver of the other vehicle - the number of things you have to consider all at once is overwhelming, for anyone. Your brain can only handle so much stress. It is rare, but occasionally people who suffer even severe fractures and lacerations do not notice until hours after the accident because they are preoccupied with handling immediate concerns at the scene of the accident.

When injuries appear that you connect to the crash, you still need to seek medical attention. Your car accident attorney will be well versed in arguing on your behalf. Don't expect the insurance company to pay you for your injury unless it is appropriately documented in your medical records. The only way to do this is to see a doctor as soon as possible.

What Kind Of Injuries Are Often "Delayed?"

There is no definitive list as to which injuries that result from car accidents show up later, but the most common injuries are whiplash, concussions, sprains to the neck and back, and bruising. Every person's body reacts differently, but injuries to the "soft tissue" areas of your body, such as muscles, ligaments, and tendons, can take time to exhibit symptoms, due to the body's endorphin and adrenaline response, which tries to cover up or less pain associated with damaged tissue or bone. 

Will The Insurance Company Pay Your Medical Bills?

The answer depends on how you approach your injury and your injury claim. If you simply submit your medical bills on your own to the at-fault driver's insurance, you do not have a high chance of having your medical bills paid. Why? If you did not seek immediate treatment, they will almost always deny payment, saying there is an inexcusable "gap in treatment." At The Lions Injury Lawyers, we have seen insurance companies deny payment on medical bills that were incurred only two days after a major accident. (Of course, we fought and won, and they ended up paying. But without an attorney, the claimant would have had to pay out of pocket). A good injury attorney will make sure the insurance company pays them. Do not expect them to be paid just because you say the bills are a result of your car accident. Even if the police report says their insured is at fault, and you went to the doctor immediately, insurance companies are notorious for using a very long list of excuses for not paying medical bills.

You're Feeling The Effects of Your Crash - Now What?

You deserve to be fairly compensated for your injuries. That won't happen easily. The Lions Injury Lawyers know the ins and outs of the insurance industry's approach to injury claims, including the tricks and traps they utilize to minimize the amount of money they will pay you for your claim. Don't get taken advantage of. Even if you don't sign up with our firm, you owe it to yourself to speak with someone who has done this before. (Or, preferably, thousands of times before!) When you call The Lions Injury Lawyers, you'll speak with an attorney, not a salesperson. We are not a legal marketing firm - we don't just sign up clients and sell their files to other law firms. We will fight to get you fair compensation and make sure you don't get taken advantage of by predatory insurance adjusters. Serving all of California, including Orange County, CA, Los Angeles, CA, San Bernardino, CA, San Diego, CA, and the inland empire, we are ready to help you get what you deserve.

Driving Safely With Children

Navigating busy California roads can be a difficult task in a quiet car. Driving the same roads with children in the car can be a much more difficult task. During summer, when most kids are out of school, more parents are driving their children around town and on road trips. If you're getting ready to spend a lot more time in the car with kids, taking a few minutes to consider your approach may help avoid problems and frustrations in the future. A few safety points to remember:

• Fix Technology or Entertainment Before You Put The Car in Drive

More and more new cars offer abundant entertainment options, from video screens to individual headphones for rear-seated passengers. Before you put the car in drive, start the movie or show, or figure out what the entertainment is going to be, if any. Fixing entertainment is a main cause for distracted driving, and distracted driving is a main factor in many car accidents. These decisions can easily be made before you pull away. If you're driving with another adult passenger, put that person in charge of media and entertainment so you can focus on the road.

• No Children in the Front Seat

This sounds like an obvious precaution to most adults, but tragically every summer children are injured in California car accidents because they are seated in the front seat. Modern airbag systems are not designed for small bodies, and a deployed airbag will often injure small children. Check the owner's manual for suggested body weight before allowing children in the front seat. Additionally, even if the airbag does not deploy, many rear-seated passengers are more likely to leave an accident less severely injured than if they are seated in the front. 

•  Proper Car Seat and Booster Seat Installation Matters

You may have purchased an appropriately sized carseat or booster seat for your child, but if it isn't installed correctly, it is not likely to protect your child the way it was designed to. Many stores that sell car seats are willing to assist with the installation. Similarly, several automobile insurance providers will, upon request, assist with proper installation. You should also occasionally check product recalls and safety alerts. A simple internet search will show results of up to date safety recalls. Even the best brands recall car seats occasionally. Your child's safety in the event of an accident may depend on whether they are in an appropriate seat that is installed correctly.

• Beware the Sun

Every year, children are left in cars while their parents or guardians run into a store. Cars heat up quickly in the summer sun, and children are unable to cool their bodies as quickly as adults. It doesn't take long for a car to heat up, and it doesn't take long for a child to overheat. The consequence of leaving your child or any child in a car alone in the summer heat are too great a risk. Cracking the windows open is not enough. Pets are similarly prone to overheating. Don't risk tragedy - bring the kids inside with you, even on errands that you think will only take a few minutes. California law enforcement are encouraged to prosecute, if appropriate, parents or guardians who ignore the safety of their children and leave them in the car unattended. 

• Parking Lot Accidents

Because children are shorter than adults, they can be difficult for other drivers to see, especially drivers backing out of parking spots. Don't assume drivers in parking lots are paying attention, or that slow speeds mean a lesser danger. Children should know that the parking lots can be dangerous. Many children are injured every summer in parking lots by inattentive drivers. Hold their hands, and don't assume that because they are in a cross walk they are safe. Slow speed accidents can be fatal, but can easily be avoided. Don't be careless just because the cars are moving slowly. No child (or adult) is a match for a car, which weighs several thousand pounds and even at slow speed can cause serious injury or death.

• Check Crash Test Results

If you're renting a car for an out of town visit or road trip, pay attention to the size and safety of the vehicle you choose. Often times people look only at the rental price. The difference between a very small or compact car with lesser safety and a full size car with better safety ratings is nominal. Is saving a dollar or two (or five) per day worth driving a car that has poor safety rankings? If you're driving with children on an extended trip, don't forget to factor in luggage. If you have a few bags, suddenly that mini or small car will be miserably cramped, and even less safe in the event of a crash. Err on the side of safety and rent a car with enough room for your luggage, and one that has a better crash test ranking.

• If You Get In A Crash . . . 

Check your injuries, but also pay close attention to your children. You will have a lot on your mind, such as who is at fault, are the police or ambulance on their way, is your insurance current, etc. Don't forget that children sometimes deny or don't recognize their injuries as quickly as adults. Unfortunately, insurance adjusters often shrug off injuries to children, unless fractures are present. If your child is injured, don't accept a small settlement just because they're a child. The law provides them just as much protection as if they were an adult, and you should not brush off their injuries when settling your injury claim.

• Questions

If you have questions about driving safely with children, the internet is full of best practices that will enhance the likelihood of traveling safely with children. If you are involved in a crash and you or your children are injured, the car crash attorneys at The Lions Injury Lawyers, P.C. are experienced and ready to discuss your situation. Consulting an injury lawyer is a good idea, even if you don't sign a contract and agree to formal representation. The Lions Injury Lawyers, P.C. currently represent several families with small children who were injured in California car crashes in Los Angeles and Orange counties. We make sure their medical expenses are paid for, and that each client, young or old, receives money for the pain and suffering the car crash caused them. Call today at (949) 329-5000 if you have any questions regarding your California car accident.