car safety

Documenting Expenses for your Personal Injury Claim

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Costs add up quickly when you're trying to recover from an injury, from co-payments for doctors visits, to prescriptions and travel to and from medical facilities. If you were injured in an accident and it was not your fault, you are entitled to reimbursement for these expenses. Unfortunately, many claimants do not keep track of their expenses (bills), and so the defense insurance company is not obligated to pay for costs that are not appropriately documented. A few tips on how to organize your car accident injury-related bills may help you recover more money for your injury settlement.

Your Claim Comes Down To Documentation

Your injury attorney will be using your medical records and bills to prove the extent and severity of your injury. Your injury lawyer will also be using any bills you have to prove out of pocket expenses, such as receipts for travel expenses, receipts for prescriptions you fill at a pharmacy, and other expenses. If you missed work, for example, you cannot simply tell the at-fault insurance company you missed work and expect them to compensate you for your lost wages. You must provide proof of all lost income via pay stub or other documentation. This can be agitating and difficult, but the more aware you are of the process at the beginning, the better.

Start a File

Many individuals who are hurt in a California car accident are going through the experience for the first time. Unfamiliar with how insurance adjusters evaluate injury claims, they assume the best. This is not wise. Insurance adjusters are well-trained to minimize the amount they will pay for an injury claim. When possible, they will reduce the amount they will pay as low as they can. In order to prove lost income, or out of pocket expenses, you should start a file where you keep all documentation related to your injury. This includes photographs of the scene of the accident, all correspondence from the other driver, bills, medical records, and anything else your injury law firm might need in order to get you the most money for your injury settlement.

California Injury Claims

If you were injured in California, no matter whether it is in Southern California, the Inland Empire, or up north, the state insurance code provides insurance companies several "loopholes" through which they can deny payment. An experienced injury attorney in California will be well versed in the tactics used by insurance companies, and will be able to guide injured clients through the process. You should provide your attorney with all information related to the claim, but you should not provide the at-fault insurance company this information directly. There are many reasons for this, but the way you provide information to the insurance company can drastically affect the leverage you have to settle for a higher amount. 

How To Proceed With Your Injury Claim

First, you will be well served to consult with an experienced injury attorney or injury law firm. Consider all the things you likely do not know about how injury claims work. Also, remember that all insurance companies are for-profit corporations that make billions of dollars a year - their motivation is not to pay all your bills, it is to create a profitable business. Therefore, expect them to pay as little as possible to you to settle your claim. An attorney will give you the best chance of settling for fair value with the at-fault insurance company. Keep all documents and photographs, and do not simply mail them or email them to the at-fault insurance company. First, you should speak with an attorney and get a free consultation. This could literally save you tens of thousands of dollars, and a good attorney may be able to help you receive the best healthcare available without having to pay out of pocket. 

California Injury Attorneys

The Lions Injury Lawyers represent car crash victims throughout the state of California. We represent plaintiffs from San Diego, to Orange County, from Los Angeles, all the way up to San Francisco and beyond. Our office prides itself on achieving fair and reasonable settlements for our clients. If you're unsure where to go from here, an attorney is waiting to take your call and discuss your claim or case. You will never write us a check or have to pay out of pocket - our injury law firm works on a contingency fee basis, meaning there is no up front cost to you, and we take our fee as a percentage of what we win. If we don't win, we don't take any money or bill you. If you were injured in California and are looking to pay for your medical bills and be paid for your pain and suffering, call The Lions Injury Lawyers today for a free consultation.

Fall Weather Driving Hazards

Parts of California may enjoy some of the most predictably sunny weather in the country, but even minor changes can result in major safety hazards. An increased awareness of road conditions that can result in dangerous conditions may help you avoid an accident.

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Wet Roads

We all know that California cities often crawl to a stop during heavy rains, but most of the precipitation on the roads is not heavy rain, or rain at all. With daylight savings time approaching, the days feel shorter and many drivers will be making their morning commute in the dark. Condensation settles on the road heavier this time of year than most. Even cities in Southern California, like Los Angeles, Orange County (which includes major business hubs like Costa Mesa and Irvine), and all the way down to San Diego, experience higher levels of morning dew. Similar to black ice in colder climates (some parts of California of course to have black ice as well), dew can be unrecognizable and therefore even more dangerous. If you are driving in the morning or evening, consider there may be more condensation on the roads than you can see, making fast stops and high speeds dangerous. Every year, drivers are injured and killed in California car accidents that are the result of a driver not realizing slick conditions on the roadway. Slow down, give yourself more time to break, and remember that there's more water on the road than you see, even if it is in the form of dew or fog.

Fog

Similar to dew, fog becomes a safety issue this time of year, especially in coastal cities and mountainous areas. Fog presents many safety hazards, and is a more obvious dangerous condition than dew, as drivers can readily see their visibility is impaired. Don't use your bright beam headlights - it doesn't help and it makes the situation even more dangerous for other drivers. Drive slower, put your normal lights on, and give yourself plenty of time to get to and from your destination. Keep your foot on the brake, as fog can be more dense in some areas and significantly decrease vision. The California Highway Patrol responds to fog-related accidents resulting in injury and death every year at this time, sometimes single-car accidents where the driver becomes disoriented and crashes. Avoid crashing your car in fog by taking it slow and proceeding cautiously.

Pedestrians

Halloween is, of course, a time of great excitement and increased pedestrian traffic. It is not just the neighborhoods, either. Consider there are more people at the grocery store and shopping mall, and as happens during every holiday season, people preparing for holidays are often aloof and not paying attention. Auto versus pedestrian accidents often result in serious injury or death, as no person is a match for a moving automobile. Pedestrians bear responsibility too: if you are walking in areas that pedestrians share with cars, remember to keep your eyes up and stay off your cell phone. Drivers owe pedestrians a heightened level of care because they are driving heavy machinery that can be dangerous and deadly. Pedestrians too can help avoid accidents simply by paying attention and acknowledging they see drivers, and visa versa.

Darkness

Daylight savings time results in more darkness, especially in the early evening. You should drive more slowly in the dark, taking more time to get to your destination. Remember that visibility is decreased, meaning other cars, bicyclists, and pedestrians are more difficult to see. Drive slowly, and remember that your response time is diminished when it is dark outside.

Involved in a Fall Weather Car Accident or Injury?

For those unlucky enough to be injured in a car accident, or an auto versus pedestrian accident or slip and fall injury, the road to recovery can be challenging. Insurance companies are notoriously difficult to work with and even more difficult to get fair compensation for your losses. Speaking with an experience personal injury attorney may be advisable. If your injury wasn't your fault and you are wondering how you will pay for everything, a good injury law firm will be able to give you sound counsel regarding your options. The Lions Injury Lawyers help people throughout California bounce back after an accident. If you are wondering what to do and how you will recover, the attorneys at The Lions Injury Lawyers will be more than happy to give you a free case assessment, as well as recommend medical providers that may be willing to provide high quality healthcare at no cost up front.

Driving Safely With Children

Navigating busy California roads can be a difficult task in a quiet car. Driving the same roads with children in the car can be a much more difficult task. During summer, when most kids are out of school, more parents are driving their children around town and on road trips. If you're getting ready to spend a lot more time in the car with kids, taking a few minutes to consider your approach may help avoid problems and frustrations in the future. A few safety points to remember:

• Fix Technology or Entertainment Before You Put The Car in Drive

More and more new cars offer abundant entertainment options, from video screens to individual headphones for rear-seated passengers. Before you put the car in drive, start the movie or show, or figure out what the entertainment is going to be, if any. Fixing entertainment is a main cause for distracted driving, and distracted driving is a main factor in many car accidents. These decisions can easily be made before you pull away. If you're driving with another adult passenger, put that person in charge of media and entertainment so you can focus on the road.

• No Children in the Front Seat

This sounds like an obvious precaution to most adults, but tragically every summer children are injured in California car accidents because they are seated in the front seat. Modern airbag systems are not designed for small bodies, and a deployed airbag will often injure small children. Check the owner's manual for suggested body weight before allowing children in the front seat. Additionally, even if the airbag does not deploy, many rear-seated passengers are more likely to leave an accident less severely injured than if they are seated in the front. 

•  Proper Car Seat and Booster Seat Installation Matters

You may have purchased an appropriately sized carseat or booster seat for your child, but if it isn't installed correctly, it is not likely to protect your child the way it was designed to. Many stores that sell car seats are willing to assist with the installation. Similarly, several automobile insurance providers will, upon request, assist with proper installation. You should also occasionally check product recalls and safety alerts. A simple internet search will show results of up to date safety recalls. Even the best brands recall car seats occasionally. Your child's safety in the event of an accident may depend on whether they are in an appropriate seat that is installed correctly.

• Beware the Sun

Every year, children are left in cars while their parents or guardians run into a store. Cars heat up quickly in the summer sun, and children are unable to cool their bodies as quickly as adults. It doesn't take long for a car to heat up, and it doesn't take long for a child to overheat. The consequence of leaving your child or any child in a car alone in the summer heat are too great a risk. Cracking the windows open is not enough. Pets are similarly prone to overheating. Don't risk tragedy - bring the kids inside with you, even on errands that you think will only take a few minutes. California law enforcement are encouraged to prosecute, if appropriate, parents or guardians who ignore the safety of their children and leave them in the car unattended. 

• Parking Lot Accidents

Because children are shorter than adults, they can be difficult for other drivers to see, especially drivers backing out of parking spots. Don't assume drivers in parking lots are paying attention, or that slow speeds mean a lesser danger. Children should know that the parking lots can be dangerous. Many children are injured every summer in parking lots by inattentive drivers. Hold their hands, and don't assume that because they are in a cross walk they are safe. Slow speed accidents can be fatal, but can easily be avoided. Don't be careless just because the cars are moving slowly. No child (or adult) is a match for a car, which weighs several thousand pounds and even at slow speed can cause serious injury or death.

• Check Crash Test Results

If you're renting a car for an out of town visit or road trip, pay attention to the size and safety of the vehicle you choose. Often times people look only at the rental price. The difference between a very small or compact car with lesser safety and a full size car with better safety ratings is nominal. Is saving a dollar or two (or five) per day worth driving a car that has poor safety rankings? If you're driving with children on an extended trip, don't forget to factor in luggage. If you have a few bags, suddenly that mini or small car will be miserably cramped, and even less safe in the event of a crash. Err on the side of safety and rent a car with enough room for your luggage, and one that has a better crash test ranking.

• If You Get In A Crash . . . 

Check your injuries, but also pay close attention to your children. You will have a lot on your mind, such as who is at fault, are the police or ambulance on their way, is your insurance current, etc. Don't forget that children sometimes deny or don't recognize their injuries as quickly as adults. Unfortunately, insurance adjusters often shrug off injuries to children, unless fractures are present. If your child is injured, don't accept a small settlement just because they're a child. The law provides them just as much protection as if they were an adult, and you should not brush off their injuries when settling your injury claim.

• Questions

If you have questions about driving safely with children, the internet is full of best practices that will enhance the likelihood of traveling safely with children. If you are involved in a crash and you or your children are injured, the car crash attorneys at The Lions Injury Lawyers, P.C. are experienced and ready to discuss your situation. Consulting an injury lawyer is a good idea, even if you don't sign a contract and agree to formal representation. The Lions Injury Lawyers, P.C. currently represent several families with small children who were injured in California car crashes in Los Angeles and Orange counties. We make sure their medical expenses are paid for, and that each client, young or old, receives money for the pain and suffering the car crash caused them. Call today at (949) 329-5000 if you have any questions regarding your California car accident.