car accident lawyer

Car Accident Injuries & Medical Bills: What Insurance Will (and will not) Pay

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The range of injuries that result from car accidents varies greatly, from minor scuffs and bruises, to catastrophic injuries that require extensive hospitalization, surgery, and other intense medical treatment. If you were injured in a car accident in California, the laws essentially state that you are entitled to be made whole again, or to receive the medical care necessary to bring you back to the same state of health you were in prior to the car crash. The person who hit you is responsible for paying these medical bills, in general, but there are many "loopholes" that make getting full payment of your medical bills paid for difficult or impossible. 

How Does Insurance Evaluate Medical Care?

An injured person is expected to pursue reasonable medical treatment to care for their pains and ailments. What is reasonable? The answer to that question is, of course, subjective and it depends on who you ask. Generally speaking, medical care is considered reasonable by insurance adjusters if it happens at an appropriate time in relation to the car accident, the number of visits are within a normal range, and the cost of the care is within what insurance companies define as "industry standard." Some insurance companies are more strict than others when defining a price point for industry standard, which means they will not pay for treatment over a certain dollar point, regardless of where you live or how soon after your car accident you sought medical treatment. This situation leads many injured people to seek the advice of an injury attorney, even just to review their case and get advice on how to move forward.

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The Cost of Medical Treatment

Some insurance companies look to what Medicare accepts as "normal" pricing for a medical treatment or procedure. Obviously this is the lowest number possible for any given medical care, and the average car accident victim is unlikely to receive any medical treatment at the Medicare price. Does this mean you have to shop around endlessly to find the absolute cheapest medical care to treat your injuries? No. It may mean you'll benefit from the representation of a lawyer who practices car accident law, or an injury law firm that can assist you in finding access to medical care that will get you on your way towards full health. A good lawyer will fight to make sure you get your medical bills paid for and also compensation for pain and suffering.

Sequence Matters in Medical Treatment

Another way in which medical bills are slashed or denied by insurance companies is by the insurance adjuster claiming there was a "gap in treatment," or improper sequencing of care. This means that if you are hurt, you need to get help right away, and then follow the advice of your doctor. If you're injured, you need to first see a qualified doctor, and then follow the regimine the doctor prescribes you until you are better. If you take long breaks in-between treatment, you may find it difficult or impossible to get your bills paid for due to gaps in treatment. Similarly, if you know you require surgery, for example, you can't just delay getting the surgery for months and years. At some point, and it varies case by case, the insurance company will say the surgery is not related to the initial accident, and they will deny liability to pay for the operation. Sequence matters. This means you should seek the opinion of someone able to give an assessment of your injuries or ailments, like the kind of doctor visit you might get at an emergency room, at an urgent care, or through your primary care doctor. Then, you're expected to follow the advice of the doctor. For example, if the doctor says you need 25 visits of chiropractic care, you will be expected to go to a chiropractor and receive that amount of care.

Chiropractic care can be especially tricky when seeking payment for your medical bills from the insurance company of the individual liable for the accident and your injuries. Most insurance companies will balk at paying for more than 25 visits, unless specifically prescribed by a doctor not affiliated with the chiropractor's office. After 25 visits, if you are still injured, you'll be expected to seek additional treatment, something more advanced, such as an MRI, or a visit with a pain management office, or a specialist that deals with the body part(s) you've suffered injury in. 

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Don't Accept Pennies on the Dollar for your Bills

Some people injured in a car crash or other injury that was not their fault feel helpless when the insurance adjuster offers them a couple hundred dollars to pay for large bills. Feeling helpless, they don't know what to do and accept the money, thinking something is better than nothing. This plays perfectly into the insurance companies' strategy: if you offer ten people a very small settlement, at least seven or eight of those people will either go away, or eventually accept it. Dollar for dollar, this is their best bet, and they save the most money by doing this. What the seven or eight people who accept this offer do not know is that if they're offered $500, there is likely at least a couple thousand dollars available to pay for their bills, but they don't know how to get it.

Getting to a "Fair and Reasonable" Settlement for Your Injury

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If you weren't at fault, but you were injured, you deserve compensation to pay for your bills and for your pain and suffering. While the law says you deserve this, and there are tens of thousands of cases where this happens, most people don't know how to go about getting this money, and without the assistance of an experience and trusted injury law firm, you're very unlikely to get the money you deserve for your injury. Experience matters in injury law, and the representation of a good lawyer will, in almost every case, mean the injured person walks away with more money in their pocket and their medical bills paid for, than if they try to negotiate on their own. This has nothing to do with how smart the injured person is or how good a negotiator he or she is. If you don't know what your case is worth, or how the insurance company reviews your file and comes up with a price tag, you will not be able to get to their top offer. Of course, you can threaten to sue, but insurance companies are well represented by good defense law firms, so they are not intimidated by threats of lawsuits from individuals saying they'll go it alone and file the lawsuit. An injury law firm, on the other hand, will not only file a lawsuit on the injured person's behalf, but they'll go about it the right way and will very likely increase the cost of your claim by a lot of money: a lawsuit from a plaintiff represented by a good injury lawyer will get the attention of any insurance company or insurance adjuster.

The Lions Injury Lawyers, P.C. represents injured clients throughout California. Based in Orange County, CA, The Lions practice only injury law, meaning they focus 100% of their time, energy and effort on winning money for injured people throughout California. No matter if you live in San Diego County, Orange County, Los Angeles County - or somewhere else in California, The Lions will vigorously fight for you and your case. You won't talk to a salesman if you call for a free consultation - you'll discuss your case with an actual attorney, a lawyer who may eventually represent you and help you recover from your injury. Lawyers are ready to discuss your case today, or simply answer your questions.

Car Accidents Involving Large Trucks: What You Should Know

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It's no surprise that the large semi trucks that carry much of the food we eat and the products we use throughout the country can cause serious safety threats to other drivers on the road. After all, most of these trucks weigh in excess of 10,000 pounds, and are nowhere near as agile and maneuverable as a common automobile. California highways are sometimes choked with trucks, which is due to the large population of California, as well as the several shipping ports, where the trucks receive their loads from abroad for distribution in California and throughout the country. If you're driving on California highways, there are a few safety tips you should be aware of in order to stay safe.

Remembering Elementary School Science: Inertia

Remember learning about objects in motion staying in motion until another force acts upon it to slow it down? A large truck will stay in motion unless the driver tries to slow it down. This is all common sense. The catch is, even when the driver of the truck tries to stop the truck's intertia, depending on how big and heavy the truck is, it can take a very long time to slow a moving truck. Now consider how fast trucks travel on California freeways - usually at least 60-70 miles per hour. Going this speed, it can take a great distance for a typical 18 wheeler carrying a normal load to slow. Now recall how often you see passenger vehicles, like your standard car or SUV, dart in and out of traffic. Large trucks cannot stop in time to avoid contact, it is as simple as that.

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Driver Fatigue and the Laws Regulating Trucker Drive Hours

Truck drivers make their living by carrying loads from point A to point B. The more distance they travel, the more money they make. There are regulations in place to keep truck drivers from getting too tired and drowsy to drive, but the reality is that truck drivers get tired and occasionally doze off or fall asleep at the wheel, often times causing collisions with other cars. The laws regulating truck driver hours are not always clear cut, either. For example, consider the "14-Hour Limit," which states that commercial truck drivers cannot  "drive beyond the 14th consecutive hour after coming on duty, following 10 consecutive hours off duty. Off-duty time does not extend the 14-hour period." This limitation applies to truck drivers who are carrying goods and products in their cargo, while other limitations apply if truck drivers are carrying passengers. The Federal Motor Carrier Safety Administration regulates truck driver hours, and these limits apply to the following drivers in specific vehicles only, known as a "CMV" vehicle: 

In general, a CMV is a vehicle that is used as part of a business and is involved in interstate commerce and fits any of these descriptions:

  • Weighs 10,001 pounds or more
  • Has a gross vehicle weight rating or gross combination weight rating of 10,001 pounds or more
  • Is designed or used to transport 16 or more passengers (including the driver) not for compensation
  • Is designed or used to transport 9 or more passengers (including the driver) for compensation
  • Is transporting hazardous materials in a quantity requiring placards

While these regulations certainly prevent some drivers from driving too long and becoming dangerous due to the human propensity to need sleep and doze off after long hours of driving, the rules to not obviously apply to all potentially dangerous drivers. Not all trucks meet or exceed the weight limits, or are transporting goods requiring special placards. 

Common Trucking Accidents or Crashes

There are several categorizations of car crashes, and those involving commercial trucking vehicles tend to fall into the following categories:

  • Rear end collision (usually from common cars cutting in front of trucks and the truck can't slow)
  • Head on collisions (often from cars darting in front of a truck, again, trucks cannot slow down)
  • Jacknifes
  • Rollovers
  • Sideswipe
  • T-bone or other side-impact collisions (often resulting from vehicles turning into the path of the truck, which is unable to avoid collision due to an inability to slow in time)
  • Cargo shift causing rollover or jacknife
  • Cargo spill

Trucking Accidents Resulting in Injury

Tragically, many crashes involving commercial trucks result in injury. Sometimes, the injuries are non life-threatening, such as whiplash, sore neck and back, and what are categorized as "soft tissue" injuries. Unfortunately, due to the heavy nature of commercial trucks, many auto versus truck accidents result in catastrophic injury and death. The amount of property damage a truck can cause a pedestrian vehicle is also significantly greater than a typical auto versus auto car crash.

Trucking Accidents Often Result in Fire

When an 18-wheeler crashes into a small SUV, for example, the result is often fatal, sometimes due to fire. Crashes with trucks often result in fire, as the trucks necessitate large amounts of petroleum based fuel, or gasoline. Fortunately, as clean(er) energy options enter the market (such as the newly-announced truck from California's own Tesla), future crashes with trucks may be less likely to result in fire. Many large players in the domestic shipping business have placed orders for the Tesla truck, so hopefully the technology will soon spread throughout the industry, bringing safer trucks to the roads.

What To Do If You Were Injured by a Truck

If you were injured while traveling in California by a truck, you should first take care of your health. Seek medical attention immediately. Proceed to take care of yourself and any passengers involved as you would with a common accident - your health is most important. When you are able to think clearly and are beginning to try to figure out how to recover financially and physically, a call to a California injury law firm may be beneficial. Trucking companies are often represented by aggressive law firms that tend to deny liability on all crashes, sometimes even in contradiction with reports issued by the California Highway patrol or the local police department. Even if you think you were not at fault and that it is obvious that the trucker was at fault, do not assume the truck's insurance company will pay for your medical bills. In fact, if you were injured by a truck, you are actually more likely to face an uphill battle in recovering your costs. 

The Lions Injury Lawyers, P.C. represent injured plaintiffs throughout the state of California, and are ready to discuss your case and answer any questions you may have. The sooner you discuss your injury claim with an experienced and trusted attorney, the more likely the attorney will be able to help you. When you call The Lions, you will speak directly with an injury attorney, not a salesman. Access to a lawyer who is experienced in handling California injury claims will help you navigate the often complicated world of injury insurance claim settlements.

Navigating Your Car Accident Whiplash Claim

Thousands of car accidents occur each day in California, and many people involved in these accidents are injured as a result. The most common injury that results from being involved in a car accident is whiplash. Although whiplash is the most common complaint by injured persons involved in car accidents, it is an often misunderstood and misdiagnosed injury. It is also the injury that the at-fault driver's insurance is most likely to dispute and refuse payment towards treatment for.

Whiplash is the most common injury following a rear end accident

Whiplash is the most common injury following a rear end accident

What is Whiplash?

Whiplash is essentially neck strain and sprain that occurs when a driver or passenger's head is violently jerked backwards or forwards as the result of a car crash. The neck muscles and ligaments are strained as a result of the collision. Severe whiplash may also include damage to discs in the cervical spine, torn and ruptured ligaments, and even fractures in the vertebrae. Whiplash can be a serious, life altering injury, however many people who suffer whiplash assume the pain will go away after a few days, and they fail to document their injury in a way that will enable them to recover from the defendant's insurance company.

Symptoms of Whiplash

Whiplash can take several days to set in, and the resulting pain can last for the rest of your life if you do not treat it appropriately. Here are a few symptoms to look for:

• Neck pain and stiffness

• Loss of range of motion in neck, back, and arms

• Headaches, especially those with dizziness and vomiting

• Tingling and numbness in arms and hands

• Pain in your arms, shoulders, neck and back

• Other symptoms may include ringing of the ears, blurred vision, memory and concentration difficulties and abnormalities, difficulty sleeping, moodiness and lack of patience, anxiety and depression.

An MRI of the cervical spine is often required in order to evaluate the severity of a whiplash inury

An MRI of the cervical spine is often required in order to evaluate the severity of a whiplash inury

Treatment for Whiplash

If you were injured in a car crash that resulted in whiplash, you were likely hit from behind, meaning you were not at fault and you will be able to pursue the other driver's insurance company to have your medical bills paid. Unfortunately, the insurance company will not simply believe that you are injured and write you a check. You must seek appropriate, reasonable medical treatment as soon as possible after the car crash. Your injury will be attributed to age, pre-existing conditions, degenerative conditions - really anything other than the car crash, if you do not seek proper treatment and the medical professional makes note that you were involved in a car crash.

Proper treatment usually involves visiting your primary care physician within a day or two after the crash. This is impossible for most people due to scheduling. You should visit the Emergency Room or Urgent Care facility as soon as possible if you cannot get an appointment with your primary care physician shortly after the crash. Fortunately, especially in Southern California and Orange County, there are an abundance of 24-hour Urgent Care facilities that are equipped with the proper staff to evaluate the severity of your injury.

What if You Can't Afford Medical Treatment?

You likely did not see the car crash coming, and you probably don't have a couple thousand dollars lying around just in case you need medical care following an accident. If you're like most people, you will benefit from consulting with an injury law firm in California that handles car crash cases. An established and reputable injury lawyer will know of doctors who will treat you on a lien. This means the attorney vouches for your case, and the doctor agrees to be paid out of the settlement, rather than being paid up front. This also means you may receive state of the art care at no up front cost to you. Fortunately, many facilities that accept car accident attorney liens are privately owned and operated, and are able to provide the very best medical care available.

How to Document Your Injury

The most important documentation comes from your doctor's office or hospital or urgent care. Thus, the most important step you can take towards better health and financial recovery for your injury claim is to visit a doctor immediately. Sometimes whiplash does not become painful for several days after an accident. If this is the case for you, you should still go to a doctor as soon as the pain becomes bothersome and persistent.

Pursuing Your Claim

If you or someone you know has been injured in a California car accident and is trying to recover physically and financially, contact The Lions Injury Lawyers today for a free consultation. The injury lawyers at The Lions are skilled and experienced in arguing on behalf of their clients to receive fair and reasonable compensation for car accident injuries like whiplash. The Lions main office is in Newport Beach, California, but the firm represents injured persons throughout the state of California. Call (949) 329-5000 today for a free consultation with an injury attorney.

 

 

Documenting Expenses for your Personal Injury Claim

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Costs add up quickly when you're trying to recover from an injury, from co-payments for doctors visits, to prescriptions and travel to and from medical facilities. If you were injured in an accident and it was not your fault, you are entitled to reimbursement for these expenses. Unfortunately, many claimants do not keep track of their expenses (bills), and so the defense insurance company is not obligated to pay for costs that are not appropriately documented. A few tips on how to organize your car accident injury-related bills may help you recover more money for your injury settlement.

Your Claim Comes Down To Documentation

Your injury attorney will be using your medical records and bills to prove the extent and severity of your injury. Your injury lawyer will also be using any bills you have to prove out of pocket expenses, such as receipts for travel expenses, receipts for prescriptions you fill at a pharmacy, and other expenses. If you missed work, for example, you cannot simply tell the at-fault insurance company you missed work and expect them to compensate you for your lost wages. You must provide proof of all lost income via pay stub or other documentation. This can be agitating and difficult, but the more aware you are of the process at the beginning, the better.

Start a File

Many individuals who are hurt in a California car accident are going through the experience for the first time. Unfamiliar with how insurance adjusters evaluate injury claims, they assume the best. This is not wise. Insurance adjusters are well-trained to minimize the amount they will pay for an injury claim. When possible, they will reduce the amount they will pay as low as they can. In order to prove lost income, or out of pocket expenses, you should start a file where you keep all documentation related to your injury. This includes photographs of the scene of the accident, all correspondence from the other driver, bills, medical records, and anything else your injury law firm might need in order to get you the most money for your injury settlement.

California Injury Claims

If you were injured in California, no matter whether it is in Southern California, the Inland Empire, or up north, the state insurance code provides insurance companies several "loopholes" through which they can deny payment. An experienced injury attorney in California will be well versed in the tactics used by insurance companies, and will be able to guide injured clients through the process. You should provide your attorney with all information related to the claim, but you should not provide the at-fault insurance company this information directly. There are many reasons for this, but the way you provide information to the insurance company can drastically affect the leverage you have to settle for a higher amount. 

How To Proceed With Your Injury Claim

First, you will be well served to consult with an experienced injury attorney or injury law firm. Consider all the things you likely do not know about how injury claims work. Also, remember that all insurance companies are for-profit corporations that make billions of dollars a year - their motivation is not to pay all your bills, it is to create a profitable business. Therefore, expect them to pay as little as possible to you to settle your claim. An attorney will give you the best chance of settling for fair value with the at-fault insurance company. Keep all documents and photographs, and do not simply mail them or email them to the at-fault insurance company. First, you should speak with an attorney and get a free consultation. This could literally save you tens of thousands of dollars, and a good attorney may be able to help you receive the best healthcare available without having to pay out of pocket. 

California Injury Attorneys

The Lions Injury Lawyers represent car crash victims throughout the state of California. We represent plaintiffs from San Diego, to Orange County, from Los Angeles, all the way up to San Francisco and beyond. Our office prides itself on achieving fair and reasonable settlements for our clients. If you're unsure where to go from here, an attorney is waiting to take your call and discuss your claim or case. You will never write us a check or have to pay out of pocket - our injury law firm works on a contingency fee basis, meaning there is no up front cost to you, and we take our fee as a percentage of what we win. If we don't win, we don't take any money or bill you. If you were injured in California and are looking to pay for your medical bills and be paid for your pain and suffering, call The Lions Injury Lawyers today for a free consultation.

Social Media and Injury Claims

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After a car accident, you may want to communicate with your friends and family to let them know what happened, maybe even share some photographs. For many people, posting on Facebook or Instagram is something they do without even thinking. However, prior to posting anything regarding your injury on social media, you should use caution and consider how your post may be used against you.

Say Nothing, Post Nothing

Perhaps it sounds hypersensitive to say that after a car accident in which you were injured, you should not post anything. After all, if the accident or car crash wasn't your fault, what is the harm in sharing what happened with your friends and loved ones? Isn't that what social media is for, and isn't it obvious you weren't at fault? Consider that even car collisions that fault and liability is usually easy to establish, such as a rear end accident, the at-fault insurance company's adjusters will not simply take your word for it, and are increasingly fighting liability on all claims. Your car accident claim is not a criminal case, so the familiar Miranda rights verbiage "anything you say can and will be used against you" does not exactly apply, but the spirit of the Miranda rights certainly does apply: everything you post, everything you say, can be manipulated by the other insurance company to diminish the amount of money they will pay to resolve your claim.

Set Your Accounts to "Private"

Even if you never post anything on social media regarding your injury, the insurance adjusters can still look at everything you've posted and create a narrative that there is nothing wrong with you. Is this legal, you might be asking yourself? Yes. If your social media accounts are open to the public, there is nothing to prevent an insurance agent from looking at your pages and taking screen shots. Many injury lawyers have seen in recent years a tendency for insurance adjusters to create a narrative, or story, about your life. Basically they will look at your photos and posts and come to the conclusion that you're fine and that you did not suffer serious injury. 

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Example Of Social Media Gone Wrong

For example, consider the case of a client who was injured in a car crash in Santa Ana, California. Despite being rear-ended (so it was clearly not her fault), and after she visited with her primary care physician at the local Hoag hospital, she slowly recovered through typical injury treatment of chiropractic care, physical therapy, and got two epidural injections to help alleviate her pain and facilitate recovery. During her recovery, as a student at Cal State Fullerton, she continued to take classes and work part time in an office on campus. Her treatment lasted about six months, during which she attended family birthday parties and went to Crystal Cove State Beach in Newport Beach with friends and her boyfriend. Sounds pretty normal for a college student.

When it came time to try to reach a resolution on her injury claim, the insurance adjuster denied payment and refused to pay her medical bills. Why? Because her social media posts on Facebook showed photos of her at the beach, at a few Cal State Fullerton athletic events (as a spectator, not participating), and at birthday parties. The insurance adjuster claimed "she seems pretty good to me, going to the beach, hanging out with her college friends at basketball games." You may ask what that has to do with this client's injury and medical bills. Of course, going to the beach has nothing to do with the client's injuries.

After her personal injury attorney at The Lions Injury Lawyers aggressively pursued her claim, the insurance company eventually paid all of her medical bills and paid her for her pain and suffering. This was only after her car accident attorney filed a lawsuit on her behalf in order to recover fair compensation on her behalf. Had this client marked her social media accounts to "private" the insurance company would not have been able to create a story that she was not injured based on her photos.

Getting A Fair Settlement For Your California Injury Claim

Social media is a new tool for insurance adjusters to use to diminish the value of your claim, or deny it altogether. Just because you were not at fault and sought proper medical treatment for your injuries does not mean you will be treated fairly. Often, consulting with an experienced personal injury attorney law firm that practices throughout California is the best way to get fair treatment from the insurance company. People injured in car crashes in Anaheim, Santa Ana, Fullerton, and throughout Orange County have turned to The Lions Injury Lawyers to get fair treatment by the insurance companies. The Lions Injury Lawyers represent injured plaintiffs throughout California, from San Diego County to the Inland Empire, up to Los Angeles and all the way 

Driving on Wet Roads

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Yesterday brought the first rain of the fall and winter season to Orange County, California, and the rest of the state begins to experience increasingly wet weather as well. Last year around this time the state was still gripped in drought, but the 2016-2017 wet weather season brought precipitation to the state in amounts not seen in decades over such a short period of time. Will this year bring the same amount of water to California? Perhaps not, but it doesn't take record rain and snowfall to create havoc on our roadways and transportation systems. A few tips on driving and commuting in wet weather may serve you well.

Slower Braking

What is the most common car accident? The rear end accident. Every day throughout California, thousands of drivers fail to brake in time and end up slamming into the car in front of them. Sometimes both drivers walk away without injury, while other car accidents of the "rear ender" variation can result in serious injury, and not just the driver or occupant of the car that is hit. Sometimes, the driver of the car that initiates the collision by failing to brake in time is also injured. Passengers from both cars are regularly injured from rear end accidents. The cause of these common accidents is a failure to brake in time. When traffic is busy and people are in a hurry, bumper to bumper traffic can progress hour after hour without a collision. However, when there is water on the roads, drivers cannot stop their cars as fast as they can in dry conditions. And, if you have been driving on wet roads and not needed to brake, when you do finally brake, it may be too late to realize you needed more time to stop.

How To Brake In Wet Weather

The first recommendation is that you must have plenty of space. The more distance you have before you need to stop your vehicle, the better. If your car doesn't have antilock breaks, you should pump your brakes. This can be helpful even if your car is equipped with antilock brakes, as it will prevent your car from sliding. Making sure your vehicle has proper tires is also important. If you are driving on "bald" tires on wet roads, you will not be able to stop as quickly as you would driving a car with tires that have proper treat. This is a danger to people driving around you, and should be taken seriously. Finally, you should not "slam" your brakes, or brake hard during wet weather, as this tends to cause slide, where you are out of control. 

Proper Lighting

Although unrelated to your ability to brake, making sure your rear tail lights are operating properly can be helpful. Consider that visibility is diminished in rainy or foggy conditions, and that in diminished daylight hours or at night, the vehicles following you have less time to stop as it is. If your lights aren't working, they are more likely to hit you. You may avoid injury by simply making sure the bulbs in your brake lights are working properly. Also consider what kind of lights you have on your car. If you purchased your car on the secondary market, popular modifications to darken the brake lights have become increasingly common. Many of these aftermarket modifications do not meet California DMV safety standards, yet many cars still use them. The effort is to make the aesthetic of the car appear darker. If you purchase a black or grey car, and the previous owner installed these brake lights, you should be certain the vehicle is legal as per California DMV safety standards. These brake lights are simply not bright enough in normal driving conditions. In wet and rainy weather, they can be almost impossible to see the brake lights, creating a danger to the driver.

California Car Accident Injuries During Wet Weather

More people tend to be injured as a result of rear end accidents this time of year in California due to changing driving conditions. If you were injured, you should seek immediate medical attention if you need it. Do not worry about placing blame on the driver who hit you. First, attend to your health. Even though common "rear end" accidents tend to establish the at-fault driver as the rear car, modern trends by insurance agencies show that they are denying injury claims on rear end accidents if there is not expensive property damage to your vehicle.

If you were injured in a California car accident during the intermittent wet weather, you may need to discuss your case with an injury attorney in order to be compensated fairly by the at fault driver's insurance. The Lions Injury Lawyers handle car accident cases throughout California, from San Diego to Orange County, Los Angeles to San Francisco-Bay Area. The car crash lawyers at The Lions Injury Lawyers are familiar with the tricks and tactics by bodily injury insurance adjusters, and their lawyers will help you navigate your injury claim. To speak with a car accident lawyer about your injury, the attorneys at The Lions Injury Lawyers are ready to discuss your claim today.

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Keys to Avoiding Halloween Injuries

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Halloween is a fun day for kids and adults, with many cities hosting festivities for the entire family. But the holiday also has an unfortunate history of tragic accidents and injuries. Over the past several years in Orange County, California, there have been several deaths on the holiday. Due to the large number of injuries that happen on and around Halloween, there are several tips that can help families stay safe and avoid injuries. The CDC has extensive guidelines to help your family enjoy a safe holiday.  In recent years, many schools have been teaching the "Five C's" of Halloween safety. They are: Costume, Children & Trick or Treating, Cars, Candy, and Carving.

Costume Safety

Nylon costumes are popular and inexpensive, but not all the costumes are flame retardant. Every year, children are injured when their costumes light on fire. Be sure your costume, and your child's costume, is made of flame retardant materials.

Masks for children are discouraged, as they can constrict breathing and obstruct the child's vision. This can create especially dangerous conditions where the child is in a busy environment, where other people and drivers are not always paying attention to their surroundings. Some masks are made of latex or plastics that can cause allergic reactions in children and adults. 

Black costumes may be popular, but they have inherent risks due to people not being able to see you after dark. This is even more important if you or your child is trick or treating after dark, or in places that are not well lit. If your child insists upon wearing a dark costume, you can purchase reflective tape to attach to parts of the front and back of the costume. This will make the costume more visible to drivers at night.

Wigs, beards, and other artificial hair can sometimes light on fire and cause serious injury. These wigs are often made of flammable materials, and can also cause allergies. When possible, avoid using wigs and fake hair as part of your costume. Always make sure the hair does not cover your child's eyes and mouth.

Ill-fitting costumes create dangerous conditions that can lead to injuries. For example, children wearing costumes that are too large may trip. Kids like to run between houses, so running around at night, across streets and lawns can often result in children tripping and falling. On this note, wearing proper footwear will also help avoid trip and fall injuries. Children should wear tennis shoes that fit them and allow them to walk comfortably. 

Costumes that include knives, swords, and other metallic or sharp objects can be scary and dangerous. Most props are made of plastic these days, but every year there are a few children who are injured, sometimes seriously and through no fault of their own, by metal swords and props that are dangerous.

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Trick or Treating with Children

No matter how safe your neighborhood, children under the age of 12 should never trick or treat alone. Keep in mind that Halloween tends to attract new people to your neighborhood, so the people your children are trick or treating are not necessarily their neighbors or even members of their community. 

When children go trick or treating on their own, they should go with a group, and have a route they plan to take. Also, if possible, parents should send a cell phone with their child in case of emergency.  Children should be instructed not to enter homes, and they should not attempt to trick or treat at homes that do not have their porch light on. 

Children should carry some form of light with them, whether it be a glow stick or a flashlight, they should have some form of lighting themselves. This also helps parents identify their children (for example, parents can purchase neon green necklaces and bracelets for cheap, and easily identify their children in a crowd).

Your home should clearly indicate whether you are welcoming trick or treaters or not. If you are welcoming trick or treaters, you should put on your porch light. Avoid putting too many decorations in the walkways heading towards your door. Your yard should be well lit and safe for visiting children.

Car Safety

Halloween car accidents are twice as likely to involve auto versus pedestrians than any other day of the year. Tragically, Halloween is the day of the year when children are most likely to be killed or seriously injured by a car.

Many auto versus pedestrian injuries and deaths are the result in children ignoring normal traffic patterns and laws. Children are excited and run between houses, often crossing back and forth across the street. Not all drivers are paying attention, and some drivers are under the influence of alcohol. These abnormal conditions lead to many auto versus pedestrian injuries. Educate your children on the dangers of not paying attention, and instruct them to stay on the same side of the street as much as possible.

Children should be instructed not to approach any vehicles. Every year, there are disturbing incidents of child endangerment due to children approaching vehicles they are not familiar with. 

Candy Safety

Take a look at your child's candy before they eat it. Better yet, make a rule that the kids are not allowed to eat candy until they get home from trick or treating.

Homemade treats are a bad idea, unless of course they come from a family friend or someone you know.

When deciding what to give out as treats to trick or treaters, consider safety first. You may want to give a "healthy" treat, but many children become sick from eating fruit that is contaminated. 

Pumpkin Carving

Every year, children are injured after cutting themselves while carving a pumpkin. Recently, inexpensive carving kits have become popular. The knives and tools included in many of these kits are poor quality and are actually more likely to result in injury than when using a sharp kitchen knife. Children should be supervised when carving pumpkins.

Candles placed inside pumpkins are usually safe, but they can occasionally result in fire dangers. Be sure to monitor lit candles, and don't go to bed for the night without blowing out the candles - every year there are fires that result from pumpkins being left unattended.

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Injured on Halloween? Speak With a California Injury Lawyer

Although most Halloween injuries are avoidable and minor, occasionally serious injuries result from the negligence of someone else. If it was not your fault and you or your child was injured, you owe it to yourself to discuss your case with an injury attorney. The attorneys at The Lions Injury Lawyers are experienced in dealing with all kinds of personal injury cases, including auto versus pedestrian, auto versus auto, and slip and fall cases. The attorneys at The Lions Injury Lawyers represent clients throughout the state of California, from San Diego County, all the way to the Oregon Border and everywhere in-between.

"Delayed" Car Accident Injuries

The variety of injuries you may suffer if you are involved in a car crash is expansive. There are typical injuries, such as fractures, cuts, whiplash, and neck strain. Some of these appear immediately, such as a broken bone or a laceration (cut). However, some injuries do not appear until several days or weeks after the accident. What then?

See A Doctor

The best advice is always to seek the treatment and evaluation of a qualified medical professional. Often times this means a visit to your primary care provider. However, if your health care provider is like most medical offices, getting an appointment is not easy. For many offices is Los Angeles and Orange County, which are heavy populated areas, it can take weeks and even months to get in to see your doctor. If you are frustrated with the amount of time you have to wait to see a doctor, you are actually appropriately justified in feeling that way: it is critical to your health that you see a doctor after an injury accident, especially when you cannot determine the full extent of your injuries by yourself. 

Go To Urgent Care If Necessary

If you can't get in to see your doctor, or you feel you are being marginalized and turned away with minimal "gloss-over" care at your normal doctor's office, you should go to an Urgent Care facility, even if you have to pay out of pocket. Sometimes, an established injury attorney may be able to sign a lien so you can visit an Urgent Care facility at no out of pocket cost to you. The important this is to see a doctor as soon as possible.

What If Your Injuries Only Appear Later?

"Delayed" onset injuries are common in car accidents. Why? Your body responds to trauma and high-stress environments differently than it would in other circumstances is one reason you may not feel the injury right away. Consider than after a car crash, you may be scared, worried about your vehicle, worried about the safety of your passengers or the driver of the other vehicle - the number of things you have to consider all at once is overwhelming, for anyone. Your brain can only handle so much stress. It is rare, but occasionally people who suffer even severe fractures and lacerations do not notice until hours after the accident because they are preoccupied with handling immediate concerns at the scene of the accident.

When injuries appear that you connect to the crash, you still need to seek medical attention. Your car accident attorney will be well versed in arguing on your behalf. Don't expect the insurance company to pay you for your injury unless it is appropriately documented in your medical records. The only way to do this is to see a doctor as soon as possible.

What Kind Of Injuries Are Often "Delayed?"

There is no definitive list as to which injuries that result from car accidents show up later, but the most common injuries are whiplash, concussions, sprains to the neck and back, and bruising. Every person's body reacts differently, but injuries to the "soft tissue" areas of your body, such as muscles, ligaments, and tendons, can take time to exhibit symptoms, due to the body's endorphin and adrenaline response, which tries to cover up or less pain associated with damaged tissue or bone. 

Will The Insurance Company Pay Your Medical Bills?

The answer depends on how you approach your injury and your injury claim. If you simply submit your medical bills on your own to the at-fault driver's insurance, you do not have a high chance of having your medical bills paid. Why? If you did not seek immediate treatment, they will almost always deny payment, saying there is an inexcusable "gap in treatment." At The Lions Injury Lawyers, we have seen insurance companies deny payment on medical bills that were incurred only two days after a major accident. (Of course, we fought and won, and they ended up paying. But without an attorney, the claimant would have had to pay out of pocket). A good injury attorney will make sure the insurance company pays them. Do not expect them to be paid just because you say the bills are a result of your car accident. Even if the police report says their insured is at fault, and you went to the doctor immediately, insurance companies are notorious for using a very long list of excuses for not paying medical bills.

You're Feeling The Effects of Your Crash - Now What?

You deserve to be fairly compensated for your injuries. That won't happen easily. The Lions Injury Lawyers know the ins and outs of the insurance industry's approach to injury claims, including the tricks and traps they utilize to minimize the amount of money they will pay you for your claim. Don't get taken advantage of. Even if you don't sign up with our firm, you owe it to yourself to speak with someone who has done this before. (Or, preferably, thousands of times before!) When you call The Lions Injury Lawyers, you'll speak with an attorney, not a salesperson. We are not a legal marketing firm - we don't just sign up clients and sell their files to other law firms. We will fight to get you fair compensation and make sure you don't get taken advantage of by predatory insurance adjusters. Serving all of California, including Orange County, CA, Los Angeles, CA, San Bernardino, CA, San Diego, CA, and the inland empire, we are ready to help you get what you deserve.

Who Pays Medical Bills After A Crash?

If you were injured in a car crash, you likely have medicals bills. And, given the high cost of healthcare in California, these bills are sometimes very high. For some, the cost of medical expenses can be daunting, and the unknown as to how and when they will be paid can be paralyzing. Understanding who pays and how can be helpful for those trying to figure out how to proceed after an injury accident.

What About Car Insurance?

In an ideal world, the driver who causes an accident has car insurance. If he injures someone, eventually his auto insurance will ideally pay for the medical expenses of the injured person. But what if his insurance only covers him for the California state minimum of $15,000 and the injured person's bills exceed $15,000? In that scenario, the injured person's insurance may come into play, if he or she is insured for more than the state minimum. Additionally, if there are other insurance policies that might cover the at-fault driver, such as a business or umbrella insurance policy, those insurance policies might also pay for the injured person's medical expenses.

And If Car Insurance Won't Pay?

It sounds unfair and unlawful, but car insurance companies are notorious for trying to avoid paying medical bills. For example, they may state that the car accident did not cause the injuries, and so they do not have to pay the bills. There's a sliver of truth to this, but the extent to which insurance agencies use this excuse is often ridiculous. Or, the insurance adjusters may state that the amount billed is too much, and so they will offer you the minimum amount for the medical treatment billed. Or, they may simply decide that some medical treatment is not necessary, was not properly prescribed, or the date of treatment was too far after the car accident and therefore not related. 

How To Get Your Bills Paid For

An experience car accident or injury attorney may be able to help you. The insurance companies are likely to deal more fairly with you if you are represented by an attorney, as politically incorrect as that sounds. An injury attorney knows the rules of the insurance code. Also, a good injury attorney in California will have heard the excuses for not paying before. Therefore, he or she will be in a much better position to fight back on your behalf. Also, consulting an injury attorney shortly after your car accident will likely benefit you by learning more about the claim and litigation process before you finish your medical treatment. You may be able to avoid falling into the traps the insurance companies expect you to fall into.

The Lions Injury Lawyers represent injured persons throughout California, including claimants living in San Bernardino County, Riverside County, San Diego County, Orange County, San Joaquin County, and Los Angeles County. Speak with an attorney, not a salesman.

Driving Safely With Children

Navigating busy California roads can be a difficult task in a quiet car. Driving the same roads with children in the car can be a much more difficult task. During summer, when most kids are out of school, more parents are driving their children around town and on road trips. If you're getting ready to spend a lot more time in the car with kids, taking a few minutes to consider your approach may help avoid problems and frustrations in the future. A few safety points to remember:

• Fix Technology or Entertainment Before You Put The Car in Drive

More and more new cars offer abundant entertainment options, from video screens to individual headphones for rear-seated passengers. Before you put the car in drive, start the movie or show, or figure out what the entertainment is going to be, if any. Fixing entertainment is a main cause for distracted driving, and distracted driving is a main factor in many car accidents. These decisions can easily be made before you pull away. If you're driving with another adult passenger, put that person in charge of media and entertainment so you can focus on the road.

• No Children in the Front Seat

This sounds like an obvious precaution to most adults, but tragically every summer children are injured in California car accidents because they are seated in the front seat. Modern airbag systems are not designed for small bodies, and a deployed airbag will often injure small children. Check the owner's manual for suggested body weight before allowing children in the front seat. Additionally, even if the airbag does not deploy, many rear-seated passengers are more likely to leave an accident less severely injured than if they are seated in the front. 

•  Proper Car Seat and Booster Seat Installation Matters

You may have purchased an appropriately sized carseat or booster seat for your child, but if it isn't installed correctly, it is not likely to protect your child the way it was designed to. Many stores that sell car seats are willing to assist with the installation. Similarly, several automobile insurance providers will, upon request, assist with proper installation. You should also occasionally check product recalls and safety alerts. A simple internet search will show results of up to date safety recalls. Even the best brands recall car seats occasionally. Your child's safety in the event of an accident may depend on whether they are in an appropriate seat that is installed correctly.

• Beware the Sun

Every year, children are left in cars while their parents or guardians run into a store. Cars heat up quickly in the summer sun, and children are unable to cool their bodies as quickly as adults. It doesn't take long for a car to heat up, and it doesn't take long for a child to overheat. The consequence of leaving your child or any child in a car alone in the summer heat are too great a risk. Cracking the windows open is not enough. Pets are similarly prone to overheating. Don't risk tragedy - bring the kids inside with you, even on errands that you think will only take a few minutes. California law enforcement are encouraged to prosecute, if appropriate, parents or guardians who ignore the safety of their children and leave them in the car unattended. 

• Parking Lot Accidents

Because children are shorter than adults, they can be difficult for other drivers to see, especially drivers backing out of parking spots. Don't assume drivers in parking lots are paying attention, or that slow speeds mean a lesser danger. Children should know that the parking lots can be dangerous. Many children are injured every summer in parking lots by inattentive drivers. Hold their hands, and don't assume that because they are in a cross walk they are safe. Slow speed accidents can be fatal, but can easily be avoided. Don't be careless just because the cars are moving slowly. No child (or adult) is a match for a car, which weighs several thousand pounds and even at slow speed can cause serious injury or death.

• Check Crash Test Results

If you're renting a car for an out of town visit or road trip, pay attention to the size and safety of the vehicle you choose. Often times people look only at the rental price. The difference between a very small or compact car with lesser safety and a full size car with better safety ratings is nominal. Is saving a dollar or two (or five) per day worth driving a car that has poor safety rankings? If you're driving with children on an extended trip, don't forget to factor in luggage. If you have a few bags, suddenly that mini or small car will be miserably cramped, and even less safe in the event of a crash. Err on the side of safety and rent a car with enough room for your luggage, and one that has a better crash test ranking.

• If You Get In A Crash . . . 

Check your injuries, but also pay close attention to your children. You will have a lot on your mind, such as who is at fault, are the police or ambulance on their way, is your insurance current, etc. Don't forget that children sometimes deny or don't recognize their injuries as quickly as adults. Unfortunately, insurance adjusters often shrug off injuries to children, unless fractures are present. If your child is injured, don't accept a small settlement just because they're a child. The law provides them just as much protection as if they were an adult, and you should not brush off their injuries when settling your injury claim.

• Questions

If you have questions about driving safely with children, the internet is full of best practices that will enhance the likelihood of traveling safely with children. If you are involved in a crash and you or your children are injured, the car crash attorneys at The Lions Injury Lawyers, P.C. are experienced and ready to discuss your situation. Consulting an injury lawyer is a good idea, even if you don't sign a contract and agree to formal representation. The Lions Injury Lawyers, P.C. currently represent several families with small children who were injured in California car crashes in Los Angeles and Orange counties. We make sure their medical expenses are paid for, and that each client, young or old, receives money for the pain and suffering the car crash caused them. Call today at (949) 329-5000 if you have any questions regarding your California car accident.