ca motorcycle requirements

How Does Lien-Based Medical Treatment Work?

Receiving proper medical treatment after an injury is critical to your physical recovery. If you don't get the right care, the chances that your injury will persist for many months and years is significantly higher. However, with the right treatment after a bad car crash or other type of injury, your chances of a full recovery are much better. But what about the cost of getting the "right" care? Most people don't have the cash or credit to get all the treatment they need, and this applies to people with good health insurance, too. 

Some of the best medical facilities in California accept injury liens.

Some of the best medical facilities in California accept injury liens.

Lien-Based Treatment

Doctors area able to treat you and get paid later - obviously the doctor that treats you and gets a check from your health insurance has to wait a few weeks to get paid. This is one approach to the business of healthcare. Some doctors are willing to provide treatment with the expectation that they will be paid after an injury case settles. The idea is that if you were injured by someone else and there's a lawyer involved who is handling the case and expects to win, the insurance company will eventually be paying on the case. In this situation, the patient signs a lien, meaning that when the case settles, the doctor gets paid before the patient does. For example, if you are injured in a car accident and receive lien-based medical treatment, the sequence goes like this: treatment is received by you, with no out of pocket costs. Then, after your attorney wins the case, or reaches a settlement with the insurance company of the at-fault driver, the money goes into a trust account at the law firm's bank. From there, the attorney must first pay the doctor who has a lien - this contract/lien is in the attorney's file. In this way, the patient is able to get the right medical treatment, and the doctor's office is paid for its services.

Proper diagnosis matters: It isn't enough to just say you were hurt, or that your life has changed. You need the right doctor with the right training to help you reach a full recovery.

Proper diagnosis matters: It isn't enough to just say you were hurt, or that your life has changed. You need the right doctor with the right training to help you reach a full recovery.

Why Might Lien-Based Treatment Be Good for Injured Patients?

Big HMOs can be difficult to schedule appointments with, especially if your treatment requires many follow-up visits, or a consultation with a specialist. We've all had the experience of waiting for a referral to a specialist and being told that so-and-so doesn't have an open appointment for a few weeks. Well, if you need to see an orthopedic surgeon or neurosurgeon today, but you can't get in for a month, your health lays in the balance during that time. Also, the quality of care can be better with doctors who treat on a lien. Many lien-based medical offices, or doctors offices who accept traditional health insurance, as well as cash payments and lien based payments, are privately owned. These doctors are often highly specialized, meaning they are able to sustain their own businesses without the need to be part of a big HMO system or hospital. 

Because the offices tend to be privately owned, the doctors have more say in who they decide to treat, and who they decide they don't want to treat. This means they can control their schedules better, meaning your chances of getting in for an appointment are better. The payment system is also a big issue for a lot of people injured in car accidents, auto versus pedestrian injuries, and slip and fall injuries. Again, because many people don't just have thousands of dollars set aside in their bank account just in case they are injured in a car accident, most people are not ready for what can be expensive medical care after an accident.

Access to the proper specialists without having to wait months for an appointment is one reason many injured people decide to seek lien-based treatment.

Access to the proper specialists without having to wait months for an appointment is one reason many injured people decide to seek lien-based treatment.

How Does Lien Treatment Affect Your Injury Case?

The bottom line is that if you don't get proper medical treatment for your injuries, you can't expect the insurance company to take your word for it and trust you were injured. No medical treatment means no settlement money to compensate you for your loss. For example, if you were injured in a car accident, but due to financial constraints or scheduling conflicts you weren't able to get the medical care you needed, you can't just expect the at-fault driver's insurance company to take a compassionate route and pay you the same amount for your injury as if you went to the doctor. Thus, even with very bad injuries, without the documentation and proper treatment from a doctor, the insurance company will not pay fair money on your claim.

But what is "fair" money anyways? Well, consider a scenario in which two people have identical injuries from the same crash. One person goes to the doctor, sees the specialists he/she is referred to, and reaches a full recovery after a few months. The doctor's notes document the patient's injury step-by-step, from the first visit until the last. Perhaps this person's case settles for $50,000. Now consider the second person does not go to the doctor, although they have the exact same injuries. This person has nothing to "prove" he/she was injured. They may not get any settlement at all. If they do get a settlement, it will likely be around a couple hundred of dollars, known as "nuisance money." If the second person gets $500, that's a difference of $49,500! The difference is the first person sought appropriate and reasonable medical care, and their injuries are documented by a medical professional. Although the second person had identical injuries, they basically walk away with nothing. 

How Can You Find Lien-Based Treatment?

If you got hurt in a car accident, or got hit on your bicycle, or was injured and it was not your fault, you're likely going to need to see a primary care physician, or other general medical practitioner. This may be at the emergency room, or at urgent care, or at your primary care physician's office. The office may refer you to future treatment, and you can ask if they know of offices for the treatment you require who will accept lien-based care. Also, most personal injury law firms are aware of medical facilities that are willing to treat on a lien. A good injury lawyer will have handled lots of injury cases, and so he or she will have worked on files and made payments on past cases to medical offices and doctors who accept lien-based care.

Many top surgeons accept liens. This is one reason some injured clients decide to have their surgeries performed at a private medical clinic rather than at an HMO

Many top surgeons accept liens. This is one reason some injured clients decide to have their surgeries performed at a private medical clinic rather than at an HMO

What Kind of Treatment Can You Get on a Lien?

Name a kind of medical office or specialty and you can find an office that treats on a lien. In California, there are surgeons, chiropractors, MRI facilities, physical therapy offices, holistic medicine, orthopedic surgeons, pain management, podiatrists - the list is basically endless. This is not to say that every office accepts lien-based care, or even the majority. While lien-based treatment is increasingly popular, the majority of medical offices may not be comfortable with this arrangement. However, if a medical office has provided treatment and then gotten paid promptly by a good injury attorney, they are very likely to accept lien-based treatment. For this reason, a medical office may want to know the name of your attorney and the firm he or she works for. If your attorney is a general attorney who does a bit of everything, but does not focus on personal injury exclusively, it is less likely that the medical office will be willing to treat you on a lien. But, if you are represented by a law firm that focuses its entire practice on injury law, the chances that that medical office will be willing to treat you up front at no cost are much higher.

Get an Attorney With a Good Reputation

Because doctors want to work with attorneys who they know will win the case and pay the doctor's bill, it is important that you seek an attorney who has a lot of experience handling personal injury cases. Consider that with the aid of modern technology, the best attorney for handling your injury claim may not be in your town or even your county! Most law firms these days are able to do a lot of work using email, faxes, and video-chat, such that someone located in San Bernardino, for example, might be best off going with a law firm represented in Orange County or Los Angeles County. At the end of the day, you want an attorney who knows injury law backwards and forwards - the chances that you will find an attorney with that kind of experience just by happenstance that is located in your city or town may not be high. Most attorneys in California will agree that the best thing you can do is find an attorney who focuses on one type of case, and has room in his or her schedule to give your case the attention it deserves.

Still Have Questions?

The Lions Injury Lawyers, P.C. focus entirely on personal injury matters. They don't handle any other types of cases but injury claims. They accept car accident cases, auto versus pedestrian (including auto versus bicycle and skateboard), slip and fall, general negligence, products liability, failure to warn, and premises liability. The Lions are not a settlement mill - they won't just settle your case for pennies on the dollar in order to be able to handle more cases. All cases handled by The Lions are handled by an actual attorney. If you have questions about your case, including whether it is worth it to get an attorney, or whether in the end you'll get more money in your pocket by representing yourself or going with a lawyer, you should talk to a lawyer. Call The Lions and talk to a lawyer, not a salesman.  

Back to where you were before the injury - that's what the law says you're entitled to after you're hurt by someone else's negligence.

Back to where you were before the injury - that's what the law says you're entitled to after you're hurt by someone else's negligence.

Motorcycle Crashes: How to Avoid, What to do After

Motorcycle accidents can leave riders with catastrophic injuries, and as the hobby continues to be popular throughout the United States and especially in California, better education to both riders and car drivers alike can only help to heighten everyone's awareness and hopefully prevent future crashes. After all, there are an estimated 8.6 million motorcycles on the roads, and if you drive a car or truck on California roads, you are guaranteed to be driving alongside motorcyclists eventually. Despite the inherent risk, California is a wonderful place to ride, and the state is home to some of America's most picturesque roads. For both motorcycle riders and car drivers alike, better education can prevent crashes.

California is home to some of the best motorcycle rides in America

California is home to some of the best motorcycle rides in America

Pay Attention at Intersections

Nearly half of all motorcycle-vehicle collisions happen at an intersection. Thus, when approaching an intersection on your motorcycle or in your car, you should be aware and alert that this is where many crashes happen. Vehicles make bad turns - too wide, too soon or out of turn, illegal u-turns, you name it, they happen at intersections. Sometimes the buildings at intersections in commercial areas are distracting, and there can be a lot happening at any given moment, leading to distraction. Every driver passes through intersections regularly, so it's a good habit to develop to pay particular attention to your surroundings at intersections. Remember, even if you're doing everything by the book, that doesn't mean the drivers around you are. For your own protection and safety, paying close attention to traffic in intersections can help you avoid a crash.

Intersections in California can be particularly distracting, as lane-splitting is now legal in the state, meaning when you're stopped, you may have a motorcycle approach you and pass you in-between lanes. Motorists should by now be aware that this technique is legal, but many drivers become frustrated and angry, sometimes creating a dangerous situation for both themselves and the motorcyclist. 

Helmets Save Lives

California requires motorcyclists to wear helmets, and the requirement saves lives. Based on extensive studies by the National Highway Traffic Safety Administration (NHTSA), helmets are more than 67 percent more effective at preventing brain injuries than those not wearing a helmet, and helmets are approximately 37 percent more effective at preventing death. California has required riders to wear helmets for some time now, and the effect has undoubtedly been many lives saved. Some motorcycle riders from out of state are unfamiliar with the requirement; failure to wear an appropriate helmet can result in a ticket, regardless of whether you were aware of the requirement or not. The State of California has a free motorcycle safety and laws handbook, which is available for download, and is also available at all California DMV locations. The contents of this handbook are valuable for all riders, both those who live in California and those who do not. 

Don't risk the "coolness" factor of riding without a helmet. A helmet can save your life!

Don't risk the "coolness" factor of riding without a helmet. A helmet can save your life!

Motorcycles Are More Dangerous Than Cars

More people die in car accidents every year than in motorcycle accidents, but that's because there are more cares on the road than motorcycles. In fact, motorcycles are an estimated 27 times deadlier than cars in the United States, based on federal government comparisons of death per mil traveled. Part of the reasons for so many deaths related to motorcycle accidents is that motorcycles do not provide protection to the rider, so when there is a collision between a car and a motorcycle, the rider's body takes the impact, whereas a car's doors and frame take the impact in a car accident.

Also, a motorcycle rider can easily fall off his or her bike after impact with another vehicle, so even a seemingly minor collision can put a rider onto the roadway; depending on how fast he or she was moving at the time of collision, a motorcyclist can die as a result of a minor impact, after losing control of the bike and falling into the roadway at a high rate of speed. 

What to Do After a Motorcycle Crash

First, regardless of what happened, who caused the crash, and many other important questions, you must take care of your health. Seek proper medical treatment, even if you're worried about your ability to pay for the resulting medical bills. Many people involved in car crashes decline to go to the hospital or see their doctor based on financial pressure; while understandable, this decision can have devastating consequences in the long run. If you weren't at fault for the crash, a good injury lawyer will likely be able to recover the costs of your medical care, so you won't be stuck with high bills in the end. Reasonable medical attention should be sought when your injuries require an expert's opinion. Sometimes this is obvious, such as with fractures and lacerations. Other times, such as whiplash and neck and back pain, people decide not to go to a doctor, but they may be setting themselves up for many months or even years of pain that could otherwise be treated by a competent doctor.

Document Everything

If you were injured, you will eventually be making a claim to the other party's insurance company. Any money you are paid will likely come from their insurance, but first you will need to prove everything, including that you were actually injured, the cost of your medical treatment, and any other expenses for which you are seeking compensation. Don't expect the insurance company to take your word for it, or to show much sympathy. Their job is to pay as little money as possible to resolve your claim. Expect the insurance adjuster to reduce your medical bills, meaning they will offer to pay a portion of the bill, but not the bill in its entirety. Again, a good injury lawyer will make sure this doesn't happen, but it is to be expected if you try to settle your claim alone. Of course, because motorcycle accidents can result in serious injury, the medical treatment required can sometimes be very expensive. Before undergoing very expensive procedures, you may want to discuss your claim with a personal injury lawyer, as the phone call may give you some insight into how the procedure will affect your case, and whether the bill is likely to be paid by the at-fault driver's insurance company or not.

Consult With a Personal Injury Lawyer

You may decide not to hire a lawyer in the end, but the information you will learn by talking with an injury attorney can be invaluable. The Lions Injury Lawyers, P.C. represent motorcycle riders throughout California for all types of injury claims, including lane-splitting crashes, debris on the roadway crashes, motorcycle versus auto crashes, and most other motorcycle-related claims. At the very least, a telephone call with a knowledgable attorney will give you a better understanding of how your claim will be processed, the timeline of claim processing, and even the approximate value of your case. The Lions Injury Lawyers strive to help their clients return to full health, and return to financial stability. If it wasn't your fault, you should not have to pay for medical bills, and you should be paid for the pain and suffering you've endured. Call the Lions Injury Lawyers today for a free consultation with a personal injury lawyers.

California is home to many motorcycle enthusiasts, and for good reason. California roads can be the perfect terrain to ride your motorcycle.

California is home to many motorcycle enthusiasts, and for good reason. California roads can be the perfect terrain to ride your motorcycle.

Unintended Consequences of Car Modification

Most car owners who modify their cars are aware that the modifications tend to decrease, not increase, the value of their vehicle when they want to sell it. Why is the vehicle worse less money after modification, when modification can cost a lot of money? Your tastes are unique and don't necessarily match the tastes of other drivers. But there are several even more important reasons to carefully consider any modification to the external appearance of your vehicle.

This is how law enforcement may perceive you, regardless of how you're driving

This is how law enforcement may perceive you, regardless of how you're driving

Safety First

People change the appearance of their vehicle to get a certain look, something perhaps sportier than the original version. Or, maybe they want to stay up to date in trends of color and wheels. But many car owners may not consider that their modifications can have safety implications, and may not even be legal. For example, you may have driven behind a vehicle that has darkened plastic covering their rear lights, usually on a dark colored or black vehicle. The appearance makes the car look more uniform in color, as the back lights are less pronounced. What you may also have noticed is the brake lights are not as bright on these vehicles. Owners of these vehicles risk being rear-ended due to their brake lights not being bright enough, resulting in the driver behind them not being aware that the car in front is braking. 

Some modifications, like tinting light covers, especially brake light covers, can be illegal. There are millions and millions of vehicles on California roads, so what are the chances a driver of a vehicle with illegal brake light modifications will get pulled over? Maybe slim. But the chance that they'll get in a car accident certainly rises, posing a public safety hazard. This is why this particular modification tends to be against DMV standards. Also, if the vehicle has modifications that contributed to the crash, even a rear-end accident that results in injury, liability will almost always go against the car that has the modification. Thus, if you modify your car and are injured, the chances that you're placed at fault are high. Then, in many cases neither the other party's auto insurance, nor your own, will pay for your medical expenses.

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Also consider that seemingly minor modifications, if enough to convince a police officer or California Highway Patrol officer that your vehicle's appearance had something to do with causing the crash, you may be liable for any injuries caused to other parties. A car modification to make your vehicle look "cool" may not feel so cool, after all.

Visibility is Good, But Excessive Visibility is Bad

Some car owners have followed trends shown in the "Fast and Furious" movies, and other car racing movies, and install neon lights under their vehicle. Again, these modifications tend to be illegal, and the owner can be tickets. If the owner is ticketed on multiple occasions, the car may be impounded and their license suspended. What's the big deal of a little neon light? First, if you have neon lights under your car, the vehicle is very visable - too visable to other drivers, in fact, making it a distraction and a safety hazard. If you cause an accident and the other party says they were distracted by your lights, you're unlikely to convince the California Highway Patrol that your under-carriage lights had nothing to do with the crash. In fact, many California injury attorneys will attest that in almost every case where one of the vehicles has significant modifications, that vehicle is placed at fault on the police report.

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The Presumption of Guilt

Stereotypes are often unfair and inaccurate, but they still matter. You  may have an impeccable driving record and be an upstanding citizen in every way, and a great driver, but if you're involved in a crash that injures someone, the appearance of your vehicle matters. It may not seem fair, but California injury lawyers almost unanimously agree that the appearance of your vehicle comes into play when deciding who should pay for the damages. An extreme example may be helpful: if you're driving a sports car with bright paint, modified wheels, and other changes to the vehicle, and you're involved in a crash with a brown minivan, and the driver of the minivan says you were speeding and driving crazy, who do you think the police officer is going to believe? And modifications sometimes aren't needed at all: a sports car involved in an accident with a more "normal" car will often result in the sports car driver being put at fault.

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Which Modifications Matter?

If your tint is too dark, you can expect raised suspicion by the officer who makes the car crash report. If you have after-market wheels on your car, that will also likely go against you. This is not fair, of course, as the kind of rims on your vehicle likely had nothing to do with causing the crash, but these statements are made based on many years of observation by experienced California car accident lawyers who have dealt with thousands of injury cases. Under-carriage lighting, especially neon, is a big no-no; if you want to do this to your car, it is recommended that you don't drive with the lights on. You're asking for a ticket, at a minimum, and if you're involved in a car crash and someone gets hurt, your chances of not being put at fault are very low. Don't tint your tail lights; it's most often against DMV code, and it often results in rear-end accidents. Flashing lights on the interior that can be seen from outside are a big no-no. Basically anything that could distract other drivers and are not necessary to the safe operation of your vehicle are frowned upon by law enforcement, and do in fact contribute to car crashes. Mirror paint, or metallic paint jobs can often be distracting (this is, of course, obvious and on purpose), and the drivers of these vehicles will often attest that the number of tickets and perceived harassment by law enforcement is simply not worth it. Not to mention, most of these chances to your car are expensive, some costing many thousands of dollars!

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What if You're Involved in an Crash That Results in Injury?

If you were injured in a car crash, there are a lot of things to consider right away: your health, your auto insurance, the other driver's auto insurance, a police report or California Highway Patrol report, medical bills, lost wages - the list goes on and on. Most people have a decent idea of where to start and how to go about it, but there are endless loopholes designed to keep money with the insurance companies and out of your pocket. A call with an experienced car crash lawyer who practices in California may be beneficial. Also, if you were driving a modified vehicle and were involved in a crash where someone was injured, you  may benefit from speaking with an attorney, especially if you feel you were unfairly put at fault. Speaking with an injury law firm may save you a lot of time, headache, and money in the long run, and most lawyers offer these consultations at no up front cost.

The Lions Injury Lawyers practice injury law, and have seen many of the examples contained in this blog post play out in real life cases. If you or someone you love was involved in an accident that resulted in injury, you owe it to yourself to discuss the matter with an attorney, if only to reassure yourself you're going about things properly. The Lions Injury Lawyers represent clients throughout California, from San Diego all the way past San Francisco and including the Inland Empire and more remote parts of California. 

 

Motorcycle Safety Tips for California Car Drivers

California motorcycle riders have the benefit of riding their bikes nearly year round, and so driving around motorcycles is not a seasonal occurrence here. The State of California requires motorcycle riders to pass a safety test prior to taking to the road, but aside from perhaps a question on the written exam at the California DMV for new drivers, car drivers are not required to know much about driving around motorcycles. Tragically, motorcycle-related injuries and deaths are common on our roadways. Here are a few things to keep in mind that will help car drivers and motorcycle riders stay safe and avoid crashes.

Motorcyclist deaths occurred 27 times more frequently than fatalities in other vehicles, based on 2014 fatal crash data. To keep motorcyclists safe, we urge everyone to share the road and be alert, and we’re reminding motorcyclists to make themselves visible, to use DOT-compliant motorcycle helmets, and to always ride sober.
— National Highway Traffic Safety Administration

Keep Your Distance

Give motorcyclists a full lane width, even if you think you can fit into the same lane. They are entitled the same space and accommodation as a car. Of course motorcycles and their riders take up less space and maintain a lower profile on the road. Treat them like a normal size vehicle, and give plenty of space. Especially when you're behind a motorcycle, leave at least four to five seconds of stopping distance at any speed, just in case. You never know when you will encounter poor road conditions, a slow moving vehicle that turns in front of the motorcyclist, or another unpredicted condition that will force the motorcyclist to slow. You don't want to rear end anyone, much less a motorcyclist. Motorcycles lack the "crashworthiness" of automobiles and trucks, meaning crashes involving motorcycles are more likely to result in injury, serious injury, and even death. Keep your distance and both you and the motorcycle rider will stay safe.

Look Twice

Because motorcyclists take up less space on the road than cars and trucks, many injury-causing accidents are the result of car drivers either not checking their blind spot, or doing so as a matter of habit and not really looking to see if someone is in their blind spot. Especially during the summer months when there are more motorcycles on the roads in California, you should be checking your blind spot and using heightened caution with the specific awareness of whether there are motorcycle riders in the area. This is especially important when making a left hand turn, as approximately 40 percent of all motorcycle crashes involve a car that turned left in front of the motorcyclist. These are accidents that can be avoided. Tragically, due to the exposed nature of a motorcycle rider to direct contact with a vehicle, many motorcycle accidents result in serious injury and death. Look twice before turning or changing lanes.

Info credit: http://www.scpr.org/news/2014/12/24/48867/gas-prices-economy-blamed-for-spike-in-motorcycle/

Info credit: http://www.scpr.org/news/2014/12/24/48867/gas-prices-economy-blamed-for-spike-in-motorcycle/

Be Considerate

Every California driver has seen inconsiderate and often rude motorcycle riders drive past them at often unsafe speeds, sometimes weaving in and out of traffic. These riders are the exception to the norm. Most California motorcyclists are respectful, law abiding riders. Even if they weren't - the law requires you to give them ample space and consideration on the road. As the signs say, "Share the Road" with motorcyclists! If you are bitter about being cut off by a motorcyclist, or think they're reckless and dangerous, consider your own safety as well. Don't attempt to rectify the situation by trying to regulate motorcyclist behavior; crashes involving motorcyclists often occur due to the automobile driver trying to correct what they perceive to be bad driving by motorcyclists. Crashes don't only hurt motorcyclists, but also often result in the driver of the car and his or her passengers being injured as well. 

Motorcycle Crashes

If you were involved in a motorcycle crash as a car driver, you should proceed to remove yourself from the roadway and make sure your vehicle is in a safe spot. Then, you are in a position to try to assist the motorcyclist, if possible. Depending on the nature of the collision, you may not be able to help the motorcyclist, and should immediately call 911 if the situation appears to necessitate the help of medical professionals. Don't worry about who was at fault, your car insurance, or anything other than the safety and well-being of yourself and the other parties involved in the crash. When you are safe and the proper authority has been called, you should exchange information with the other parties and contact your auto insurance provider. Most California insurance policies require drivers involved in a car accident resulting in around or more than $500 property damage to report the collision; they are also required to report the car crash when someone is injured, even if the injury is not severe or catastrophic.

Motorcycle Crash Attorneys

Depending on the nature of your crash, if you were injured in a motorcycle accident, you may be well served by contacting a California injury attorney. Even when the facts seem straightforward, there are many unforeseen loopholes that enable insurance carriers to deny coverage. This can mean that your medical bills and pain and suffering, as well as lost time from work and other expenses will not be covered by the at fault party's insurance, or your insurance. The Lions Injury Lawyers represent injured people throughout the state of California, including many motorcyclists. The injury attorneys at The Lions are experienced in handling the details of car crashes resulting in injury, especially motorcycle accidents that result in injury and death. If you or a loved one was injured on a motorcycle and the crash was not your fault, call The Lions Injury Lawyers today for a free consultation with an injury lawyer.