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Neck and Back Pain After a Car Crash: What to Do

A car crash can leave you with nagging injuries that last for years, or even a lifetime. Proper medical treatment is critical.

A car crash can leave you with nagging injuries that last for years, or even a lifetime. Proper medical treatment is critical.

If you were involved in a car crash and are suffering from pain in your neck and/or back, you may be wondering what, if anything, you can do to make the pain go away. For some lucky individuals, taking a few painkiller pills and getting good rest is enough for whiplash symptoms to go away. These are the lucky few. For most people, severe whiplash following a car accident can lead to months and sometimes years of neck and back pain. To add insult to injury, if the car crash wasn’t your fault, you’re now stuck with the headache of getting your car fixed, and face a potentially long road of physical recovery.

See a Doctor

Wherever you are in California, there are doctors who will see you and help you recover from your injury. Sometimes your health insurance doesn’t have appointments in the near future. Speak with a lawyer to find out if there are other medical offices that you can seek treatment at. Lawyers do no prescribe treatment, but they may be aware of offices who will treat you on a lien.

Wherever you are in California, there are doctors who will see you and help you recover from your injury. Sometimes your health insurance doesn’t have appointments in the near future. Speak with a lawyer to find out if there are other medical offices that you can seek treatment at. Lawyers do no prescribe treatment, but they may be aware of offices who will treat you on a lien.

The severity of your back pain may be difficult to diagnose by yourself. For example, strained muscles may very well heal on their own without significant medical treatment. However, if you have suffered damage to the vertebrae in your spine, you may not get better without medical treatment. Only a doctor that can give a qualified examination and order the appropriate diagnostic studies such as x-rays and MRI scans will be able to figure out what is going on in your back and neck. To make matters more difficult, many people suffer acute pain for a variety of injuries to their back, not being able to differentiate between the injuries. Some of the pain may go away, some may get worse.

Many people injured in car accidents are afraid to ask their attorney or their medical doctor for advice regarding treatment because of their insurance situation. Many people have high deductibles, or do not have health insurance. If you were not at fault for the car accident, a good lawyer can make sure you are able to receive the care you need. After all, you wouldn’t require medical attention if not for the negligence of someone else, so many personal injury law firms are able to help point you in the right direction. At the very least, you should go to an urgent care office to get checked out.

Neck and back pain following a car crash might go away in a week or two, or might still be bothering you ten years from now. Don’t risk your health - see a doctor who can run the proper diagnostic studies to evaluate the extent of your injury!

Neck and back pain following a car crash might go away in a week or two, or might still be bothering you ten years from now. Don’t risk your health - see a doctor who can run the proper diagnostic studies to evaluate the extent of your injury!

Attend All Treatment

Most doctors prescribe a regimen of treatment to address your injuries following a car crash. This often includes physical therapy, chiropractic care, massage therapy, possibly acupuncture, and a variety of other treatment options. These options are for what are called “soft tissue injuries,” and many people benefit from this treatment.

One way that insurance companies deny payment for medical treatment is by saying the patient was non-compliant with the treatment the doctor prescribed. If the doctor says attend three chiropractic appointments a week for six weeks, but you only attend three appointments total, you’re unlikely to have future treatment paid for. Do what the doctors tell you to do. Your attorney will make sure the bills are paid for, but can only do this if you attend all your appointments and are in all ways compliant with the doctor’s treatment plan.

You’d rather be anywhere than the doctor if you are like most people. But if you want to get better, you have to go to your appointments. Also, skipped appointments and failure to follow your doctor’s orders will likely result in a reduced personal injury settlement. It can also mean you will be stuck with your bills, as the insurance company will say you were noncompliant with prescribed treatment.

You’d rather be anywhere than the doctor if you are like most people. But if you want to get better, you have to go to your appointments. Also, skipped appointments and failure to follow your doctor’s orders will likely result in a reduced personal injury settlement. It can also mean you will be stuck with your bills, as the insurance company will say you were noncompliant with prescribed treatment.

Keep a Treatment and Pain Journal

Pain affects everyone differently. For some people, a 2-3 mm disc bulge in their spine will be immensely painful; for other people, the same injury will not bother them much. For this reason, insurance adjusters often justify low settlement offers by trying to categorize your injury with the “average” pain and suffering involved in such an injury. There is no “average” injury, of course, when it comes to your health. Your financial recovery should not depend on how much pain other people feel. For this reason, if you keep track of your pain levels in a notebook, you can track the ways in which your injury have affected your life, and later use this to prove to insurance adjusters that you were in fact injured, and that the consequences of their insured’s causing an accident have affected your day to day life.

Call an Injury Attorney

Not many people want to get lawyers involved in their problems. The challenge with injury cases is you usually don’t have experience or an understanding as to how the claims process works. Thus, you don’t know what you don’t know, and are at a severe disadvantage when it comes to knowing whether you’re getting taken advantage of, or whether the insurance company is treating you fairly. Ask a lawyer who practices injury law your questions. You will have a better understanding of how the claims process works. Just because you call a lawyer does not mean you have to sign up with a lawyer and take your case to trial. In fact, the involvement of an injury lawyer in your case may mean you’re less likely to end up in court. Why? Because insurance companies know that if a good lawyer is involved in representing you for your injury, they are often better off playing fair and paying you a fair settlement for your claim than going to court.

Nobody wants to get a lawyer, but the numbers don’t lie: personal injury plaintiffs who have a lawyer are much more likely to get a fair settlement from their injury claim than if they try to settle their case alone. Will a big chunk of the “extra money” you hope to get by going with a lawyer end up going to the lawyer and not you? Great question to ask a lawyer! (Answer: not if you get a good personal injury lawyer).

Nobody wants to get a lawyer, but the numbers don’t lie: personal injury plaintiffs who have a lawyer are much more likely to get a fair settlement from their injury claim than if they try to settle their case alone. Will a big chunk of the “extra money” you hope to get by going with a lawyer end up going to the lawyer and not you? Great question to ask a lawyer! (Answer: not if you get a good personal injury lawyer).

Think Long Term

If you hurt your neck or back following a crash, you may have a day where you feel better, followed by several days of pain. You’re unlikely to feel the same way every day. This means you have to think long-term about the severity of your injury. Will you feel better in a month? Will you feel better in a year, or in ten years. Will you ever feel better? Remember that the person who caused the crash is legally responsible for making you whole again. That means you should be put back in the position you were in before the crash, both financially and physically. The law protects the injured for their long term health, but you have to do your part to think ahead. You can’t simply decide a year after a car accident that you’re still in pain and start going to the doctor and expect the at-fault driver’s insurance company to pay for your medical treatment. You have to think long term from day one, or as close to day one (the date that you were injured) as possible.

Motorcycle Crashes: How to Avoid, What to do After

Motorcycle accidents can leave riders with catastrophic injuries, and as the hobby continues to be popular throughout the United States and especially in California, better education to both riders and car drivers alike can only help to heighten everyone's awareness and hopefully prevent future crashes. After all, there are an estimated 8.6 million motorcycles on the roads, and if you drive a car or truck on California roads, you are guaranteed to be driving alongside motorcyclists eventually. Despite the inherent risk, California is a wonderful place to ride, and the state is home to some of America's most picturesque roads. For both motorcycle riders and car drivers alike, better education can prevent crashes.

California is home to some of the best motorcycle rides in America

California is home to some of the best motorcycle rides in America

Pay Attention at Intersections

Nearly half of all motorcycle-vehicle collisions happen at an intersection. Thus, when approaching an intersection on your motorcycle or in your car, you should be aware and alert that this is where many crashes happen. Vehicles make bad turns - too wide, too soon or out of turn, illegal u-turns, you name it, they happen at intersections. Sometimes the buildings at intersections in commercial areas are distracting, and there can be a lot happening at any given moment, leading to distraction. Every driver passes through intersections regularly, so it's a good habit to develop to pay particular attention to your surroundings at intersections. Remember, even if you're doing everything by the book, that doesn't mean the drivers around you are. For your own protection and safety, paying close attention to traffic in intersections can help you avoid a crash.

Intersections in California can be particularly distracting, as lane-splitting is now legal in the state, meaning when you're stopped, you may have a motorcycle approach you and pass you in-between lanes. Motorists should by now be aware that this technique is legal, but many drivers become frustrated and angry, sometimes creating a dangerous situation for both themselves and the motorcyclist. 

Helmets Save Lives

California requires motorcyclists to wear helmets, and the requirement saves lives. Based on extensive studies by the National Highway Traffic Safety Administration (NHTSA), helmets are more than 67 percent more effective at preventing brain injuries than those not wearing a helmet, and helmets are approximately 37 percent more effective at preventing death. California has required riders to wear helmets for some time now, and the effect has undoubtedly been many lives saved. Some motorcycle riders from out of state are unfamiliar with the requirement; failure to wear an appropriate helmet can result in a ticket, regardless of whether you were aware of the requirement or not. The State of California has a free motorcycle safety and laws handbook, which is available for download, and is also available at all California DMV locations. The contents of this handbook are valuable for all riders, both those who live in California and those who do not. 

Don't risk the "coolness" factor of riding without a helmet. A helmet can save your life!

Don't risk the "coolness" factor of riding without a helmet. A helmet can save your life!

Motorcycles Are More Dangerous Than Cars

More people die in car accidents every year than in motorcycle accidents, but that's because there are more cares on the road than motorcycles. In fact, motorcycles are an estimated 27 times deadlier than cars in the United States, based on federal government comparisons of death per mil traveled. Part of the reasons for so many deaths related to motorcycle accidents is that motorcycles do not provide protection to the rider, so when there is a collision between a car and a motorcycle, the rider's body takes the impact, whereas a car's doors and frame take the impact in a car accident.

Also, a motorcycle rider can easily fall off his or her bike after impact with another vehicle, so even a seemingly minor collision can put a rider onto the roadway; depending on how fast he or she was moving at the time of collision, a motorcyclist can die as a result of a minor impact, after losing control of the bike and falling into the roadway at a high rate of speed. 

What to Do After a Motorcycle Crash

First, regardless of what happened, who caused the crash, and many other important questions, you must take care of your health. Seek proper medical treatment, even if you're worried about your ability to pay for the resulting medical bills. Many people involved in car crashes decline to go to the hospital or see their doctor based on financial pressure; while understandable, this decision can have devastating consequences in the long run. If you weren't at fault for the crash, a good injury lawyer will likely be able to recover the costs of your medical care, so you won't be stuck with high bills in the end. Reasonable medical attention should be sought when your injuries require an expert's opinion. Sometimes this is obvious, such as with fractures and lacerations. Other times, such as whiplash and neck and back pain, people decide not to go to a doctor, but they may be setting themselves up for many months or even years of pain that could otherwise be treated by a competent doctor.

Document Everything

If you were injured, you will eventually be making a claim to the other party's insurance company. Any money you are paid will likely come from their insurance, but first you will need to prove everything, including that you were actually injured, the cost of your medical treatment, and any other expenses for which you are seeking compensation. Don't expect the insurance company to take your word for it, or to show much sympathy. Their job is to pay as little money as possible to resolve your claim. Expect the insurance adjuster to reduce your medical bills, meaning they will offer to pay a portion of the bill, but not the bill in its entirety. Again, a good injury lawyer will make sure this doesn't happen, but it is to be expected if you try to settle your claim alone. Of course, because motorcycle accidents can result in serious injury, the medical treatment required can sometimes be very expensive. Before undergoing very expensive procedures, you may want to discuss your claim with a personal injury lawyer, as the phone call may give you some insight into how the procedure will affect your case, and whether the bill is likely to be paid by the at-fault driver's insurance company or not.

Consult With a Personal Injury Lawyer

You may decide not to hire a lawyer in the end, but the information you will learn by talking with an injury attorney can be invaluable. The Lions Injury Lawyers, P.C. represent motorcycle riders throughout California for all types of injury claims, including lane-splitting crashes, debris on the roadway crashes, motorcycle versus auto crashes, and most other motorcycle-related claims. At the very least, a telephone call with a knowledgable attorney will give you a better understanding of how your claim will be processed, the timeline of claim processing, and even the approximate value of your case. The Lions Injury Lawyers strive to help their clients return to full health, and return to financial stability. If it wasn't your fault, you should not have to pay for medical bills, and you should be paid for the pain and suffering you've endured. Call the Lions Injury Lawyers today for a free consultation with a personal injury lawyers.

California is home to many motorcycle enthusiasts, and for good reason. California roads can be the perfect terrain to ride your motorcycle.

California is home to many motorcycle enthusiasts, and for good reason. California roads can be the perfect terrain to ride your motorcycle.

Fall Weather Driving Hazards

Parts of California may enjoy some of the most predictably sunny weather in the country, but even minor changes can result in major safety hazards. An increased awareness of road conditions that can result in dangerous conditions may help you avoid an accident.

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Wet Roads

We all know that California cities often crawl to a stop during heavy rains, but most of the precipitation on the roads is not heavy rain, or rain at all. With daylight savings time approaching, the days feel shorter and many drivers will be making their morning commute in the dark. Condensation settles on the road heavier this time of year than most. Even cities in Southern California, like Los Angeles, Orange County (which includes major business hubs like Costa Mesa and Irvine), and all the way down to San Diego, experience higher levels of morning dew. Similar to black ice in colder climates (some parts of California of course to have black ice as well), dew can be unrecognizable and therefore even more dangerous. If you are driving in the morning or evening, consider there may be more condensation on the roads than you can see, making fast stops and high speeds dangerous. Every year, drivers are injured and killed in California car accidents that are the result of a driver not realizing slick conditions on the roadway. Slow down, give yourself more time to break, and remember that there's more water on the road than you see, even if it is in the form of dew or fog.

Fog

Similar to dew, fog becomes a safety issue this time of year, especially in coastal cities and mountainous areas. Fog presents many safety hazards, and is a more obvious dangerous condition than dew, as drivers can readily see their visibility is impaired. Don't use your bright beam headlights - it doesn't help and it makes the situation even more dangerous for other drivers. Drive slower, put your normal lights on, and give yourself plenty of time to get to and from your destination. Keep your foot on the brake, as fog can be more dense in some areas and significantly decrease vision. The California Highway Patrol responds to fog-related accidents resulting in injury and death every year at this time, sometimes single-car accidents where the driver becomes disoriented and crashes. Avoid crashing your car in fog by taking it slow and proceeding cautiously.

Pedestrians

Halloween is, of course, a time of great excitement and increased pedestrian traffic. It is not just the neighborhoods, either. Consider there are more people at the grocery store and shopping mall, and as happens during every holiday season, people preparing for holidays are often aloof and not paying attention. Auto versus pedestrian accidents often result in serious injury or death, as no person is a match for a moving automobile. Pedestrians bear responsibility too: if you are walking in areas that pedestrians share with cars, remember to keep your eyes up and stay off your cell phone. Drivers owe pedestrians a heightened level of care because they are driving heavy machinery that can be dangerous and deadly. Pedestrians too can help avoid accidents simply by paying attention and acknowledging they see drivers, and visa versa.

Darkness

Daylight savings time results in more darkness, especially in the early evening. You should drive more slowly in the dark, taking more time to get to your destination. Remember that visibility is decreased, meaning other cars, bicyclists, and pedestrians are more difficult to see. Drive slowly, and remember that your response time is diminished when it is dark outside.

Involved in a Fall Weather Car Accident or Injury?

For those unlucky enough to be injured in a car accident, or an auto versus pedestrian accident or slip and fall injury, the road to recovery can be challenging. Insurance companies are notoriously difficult to work with and even more difficult to get fair compensation for your losses. Speaking with an experience personal injury attorney may be advisable. If your injury wasn't your fault and you are wondering how you will pay for everything, a good injury law firm will be able to give you sound counsel regarding your options. The Lions Injury Lawyers help people throughout California bounce back after an accident. If you are wondering what to do and how you will recover, the attorneys at The Lions Injury Lawyers will be more than happy to give you a free case assessment, as well as recommend medical providers that may be willing to provide high quality healthcare at no cost up front.

Going With a "Local" Attorney: Pros and Cons

After a car accident in which you were injured, you may wisely decide to discuss your case with an injury attorney. The benefits of talking about what happened can be great, and there really is no risk - all injury attorneys will gladly discuss your incident free of cost. But before you get on the phone, which law firm or attorney should you call? This blog post will address the pros and cons of going with a "local" attorney.

What To Look For In an Injury Attorney

Consider first that your lawyer will be your advocate, your representative. You want he or she to be familiar with all aspects of injury law where you live. If you live in California, this means the lawyer will be admitted to practice law in California. The laws regarding injuries are the same in California whether you live in San Diego or San Francisco. In this regard, the attorney who's office is down the block from where you live is not more qualified or experienced to handle your car crash if the accident happened locally. More important than geography is experience and expertise in the specific practice of injury law. Thus, if the attorney practices injury law exclusively, he or she may be more likely to be successful in handling your claim than a "generalist" attorney. This is similar to medicine. If you have a specific injury, say to your eye, you could certainly visit your primary care physician, who would be able to help you with your injury, to some extent. However, a doctor specialized in eye injuries, such as an opthamologist, would certainly have the expertise and experience to give you thorough, high-quality care. The law is similar. The more specific an attorney's practice, the more likely they are to be up to speed on that specific area of law. 

Is Local Better?

In short, no. Consider that your attorney will be corresponding with the at-fault driver's insurance company on your injury claim. Your attorney will be your advocate, fighting for your fair and reasonable recover. This is done via letter, over the phone, and if necessary, in court. The vast majority of injury cases in California, no matter where you live, will settle out of court. Your attorney will be discussing your claim with attorneys for the insurance, who may be located anywhere in the country. For example, several large insurance companies have their main offices in Georgia, Arizona, and on the east coast. Their attorneys may or may not be in California. Again, technology allows representatives from all over the country to handle the matter. Thus, whether your attorney lives hours away or down the street, his or her skill in injury law is what matters, not how close you live to the office.

Should I Meet My Attorney In Person?

This may be a surprise to many people, but often times claimants (injured people who hire an attorney) never meet their attorney in person. Why? It is simply not necessary in most cases. How is this possible? Again, technology. Your attorney's office will request all medical documents directly from your doctors. You will provide the office with photographs and any applicable documents related to your California car crash, and your attorney will go from there. There are, of course, some cases where meeting in person with your attorney may be beneficial. Some attorneys utilize Skype or FaceTime, or other live video apps, to make this possible. Your attorney should be willing to meet with you personally, but don't assume you will get a better outcome if you meet with your attorney in person. Your case comes down to the facts - and you attorney's skill in advocating your injury claim. A good injury lawyer will do this regardless of whether you meet in person.

What About Going To Court?

Most car accident cases never go to court. Court is expensive, inefficient, and takes a very long time. In the end, you are not likely, in many cases, to get more money for your injury case if it goes to court. Thus, your injury lawyer will, in many cases, be able to get you just as much money outside of court, either in pre-litigation negotiations, mediation, arbitration, or any setting prior to court. If your case goes to court, your injury attorney will make appearances on your behalf, regardless of where their office is located. Therefore, injured people are usually better off choosing an attorney who handles lots of injury cases, rather than just choosing the lawyer who has an office in town or down the road, or where the accident happened. In most cases, where the attorney's office is physically located is not important. 

The Lions Injury Lawyers represent clients throughout the state of California, from San Diego all the way to the Oregon state line. The Lions Injury Lawyers practices injury law exclusively. Wondering what your case is worth, how to proceed, or what you should be doing after a car crash? Call the Lions Injury Lawyers to discuss your car crash case with an attorney today. 

"Delayed" Car Accident Injuries

The variety of injuries you may suffer if you are involved in a car crash is expansive. There are typical injuries, such as fractures, cuts, whiplash, and neck strain. Some of these appear immediately, such as a broken bone or a laceration (cut). However, some injuries do not appear until several days or weeks after the accident. What then?

See A Doctor

The best advice is always to seek the treatment and evaluation of a qualified medical professional. Often times this means a visit to your primary care provider. However, if your health care provider is like most medical offices, getting an appointment is not easy. For many offices is Los Angeles and Orange County, which are heavy populated areas, it can take weeks and even months to get in to see your doctor. If you are frustrated with the amount of time you have to wait to see a doctor, you are actually appropriately justified in feeling that way: it is critical to your health that you see a doctor after an injury accident, especially when you cannot determine the full extent of your injuries by yourself. 

Go To Urgent Care If Necessary

If you can't get in to see your doctor, or you feel you are being marginalized and turned away with minimal "gloss-over" care at your normal doctor's office, you should go to an Urgent Care facility, even if you have to pay out of pocket. Sometimes, an established injury attorney may be able to sign a lien so you can visit an Urgent Care facility at no out of pocket cost to you. The important this is to see a doctor as soon as possible.

What If Your Injuries Only Appear Later?

"Delayed" onset injuries are common in car accidents. Why? Your body responds to trauma and high-stress environments differently than it would in other circumstances is one reason you may not feel the injury right away. Consider than after a car crash, you may be scared, worried about your vehicle, worried about the safety of your passengers or the driver of the other vehicle - the number of things you have to consider all at once is overwhelming, for anyone. Your brain can only handle so much stress. It is rare, but occasionally people who suffer even severe fractures and lacerations do not notice until hours after the accident because they are preoccupied with handling immediate concerns at the scene of the accident.

When injuries appear that you connect to the crash, you still need to seek medical attention. Your car accident attorney will be well versed in arguing on your behalf. Don't expect the insurance company to pay you for your injury unless it is appropriately documented in your medical records. The only way to do this is to see a doctor as soon as possible.

What Kind Of Injuries Are Often "Delayed?"

There is no definitive list as to which injuries that result from car accidents show up later, but the most common injuries are whiplash, concussions, sprains to the neck and back, and bruising. Every person's body reacts differently, but injuries to the "soft tissue" areas of your body, such as muscles, ligaments, and tendons, can take time to exhibit symptoms, due to the body's endorphin and adrenaline response, which tries to cover up or less pain associated with damaged tissue or bone. 

Will The Insurance Company Pay Your Medical Bills?

The answer depends on how you approach your injury and your injury claim. If you simply submit your medical bills on your own to the at-fault driver's insurance, you do not have a high chance of having your medical bills paid. Why? If you did not seek immediate treatment, they will almost always deny payment, saying there is an inexcusable "gap in treatment." At The Lions Injury Lawyers, we have seen insurance companies deny payment on medical bills that were incurred only two days after a major accident. (Of course, we fought and won, and they ended up paying. But without an attorney, the claimant would have had to pay out of pocket). A good injury attorney will make sure the insurance company pays them. Do not expect them to be paid just because you say the bills are a result of your car accident. Even if the police report says their insured is at fault, and you went to the doctor immediately, insurance companies are notorious for using a very long list of excuses for not paying medical bills.

You're Feeling The Effects of Your Crash - Now What?

You deserve to be fairly compensated for your injuries. That won't happen easily. The Lions Injury Lawyers know the ins and outs of the insurance industry's approach to injury claims, including the tricks and traps they utilize to minimize the amount of money they will pay you for your claim. Don't get taken advantage of. Even if you don't sign up with our firm, you owe it to yourself to speak with someone who has done this before. (Or, preferably, thousands of times before!) When you call The Lions Injury Lawyers, you'll speak with an attorney, not a salesperson. We are not a legal marketing firm - we don't just sign up clients and sell their files to other law firms. We will fight to get you fair compensation and make sure you don't get taken advantage of by predatory insurance adjusters. Serving all of California, including Orange County, CA, Los Angeles, CA, San Bernardino, CA, San Diego, CA, and the inland empire, we are ready to help you get what you deserve.

Car Accident Injuries - What's a 'Defense Medical Exam?'

If you were injured in a car accident and your case has proceeded to litigation, you may be required to attend what is called an 'independent medical examination,' or 'defense medical exam.' Under the laws of the State of California, a plaintiff can be required to undergo an examination by a doctor or the Defendant's choice.

Why Does The Plaintiff Have To Attend A 'Defense Medical Exam?'

If you were injured and are pursuing your claim against the at-fault party or driver (the defendant), you will of course be required to explain your injuries and provide documentation. The defendant does not have to take your word for it, even if you have hospital records, doctors office records, and other medical records that document your injuries. The law allows the defense or defendant to have an "independent" doctor evaluate the plaintiff. The idea is that the defense gets a chance to have an "objective" doctor evaluate the plaintiff. Most defense attorneys and the insurance companies they represent have strong biases against doctors who treat injury patients on a lien basis, so the "independent" medical examination supposedly levels the playing field. 

There's Nothing "Independent" About It

First thing to remember is that the defense and the insurance company they represent gets to choose the doctor. These doctors are well paid by the law firm/insurance company. When you're getting paid a lot of money by a law firm, with potentially a steady stream of work coming your way, you're likely to make an evaluation that your client (the law firm and insurance company) will like. For this reason, most California injury attorneys refer to these examinations as 'defense medical exams.' They are, after all, the defense's paid doctors making an evaluation of the plaintiff's injuries. Almost without exception, the defense medical examination results in a report that minimizes the plaintiff's injuries in the eyes of the 'independent' doctor.

What Does The Defense Medical Examination Include?

The doctor conducting the exam is instructed to evaluate injuries and make a report. Thus, the doctor will be looking into injuries involved in the claim. The examination cannot include diagnostic tests, or any procedure that is painful or intrusive. Also, the exam cannot be scheduled further than 75 miles from the Plaintiff's residence. The doctor cannot be from a different specialty than those injuries included in the complaint - that is, if the plaintiff is complaining of neck and back injuries, the doctor doing the defense medical examination must be practicing in that area of medicine. A good California injury attorney will be well versed in how to approach the defense medical examination, ensuring that the Plaintiff is not taken advantage of during the defense attorneys' doctor's exam, which could result in a report that could hurt the plaintiff's case. 

The Day of the Defense Examination

If you are required to attend an independent medical examination, don't go alone. You should attend the examination with your injury attorney, or with someone from the injury law firm's staff or choosing. Don't fill out any paperwork. Remember, you're not the doctor's patient. You're there only because the law requires you to attend. Thus, you're not required to fill out any forms. The office will push paperwork on you, but your attorney will dispense of this with ease. Also, remember that the doctor is employed by the other side's attorneys. He or she is not on your side, no matter how friendly or charismatic. Don't answer any questions you don't feel comfortable answering. Some California injury lawyers will allow the plaintiff to make a brief oral accounting of the accident and injuries, while others will not. Remember that the doctor will likely generate a report that downplays the significance and seriousness of your injuries. If you were injured in a car accident, for example, the doctor may say that the injuries were not likely the result of (or caused by) the car accident, but are 'degenerative in nature.' Your injury attorney will have seen this many times before and will know how to respond.

A Few More Things To Remember

The independent medical examination can be very useful for the other side. They may, in the end, have a report that says your injuries weren't caused by their client, or that your injuries are not that bad. If you were injured in a California car accident, for example, you may be well served by seeking the counsel and representation of an attorney whose practice focuses exclusively on injury claims. These attorneys are well versed in the tricks and tactics of defense firms, and are able to respond and protect your rights to recovery. 

The Lions Injury Lawyers, P.C. represent injured clients throughout the state of California. If you were injured and it wasn't your fault, an attorney at The Lions Injury Lawyers, P.C. will gladly evaluate your case and discuss your options. Unlike most car accident law firms in California, you will be speaking with an attorney, not a salesman. Contact The Lions today to discuss any questions you might have. The Lions Injury Lawyers, P.C. maintains its main office in Orange County, California, but represents California plaintiffs in Riverside, San Bernardino, Los Angeles, San Diego - the entire state of California. 

Who Pays Medical Bills After A Crash?

If you were injured in a car crash, you likely have medicals bills. And, given the high cost of healthcare in California, these bills are sometimes very high. For some, the cost of medical expenses can be daunting, and the unknown as to how and when they will be paid can be paralyzing. Understanding who pays and how can be helpful for those trying to figure out how to proceed after an injury accident.

What About Car Insurance?

In an ideal world, the driver who causes an accident has car insurance. If he injures someone, eventually his auto insurance will ideally pay for the medical expenses of the injured person. But what if his insurance only covers him for the California state minimum of $15,000 and the injured person's bills exceed $15,000? In that scenario, the injured person's insurance may come into play, if he or she is insured for more than the state minimum. Additionally, if there are other insurance policies that might cover the at-fault driver, such as a business or umbrella insurance policy, those insurance policies might also pay for the injured person's medical expenses.

And If Car Insurance Won't Pay?

It sounds unfair and unlawful, but car insurance companies are notorious for trying to avoid paying medical bills. For example, they may state that the car accident did not cause the injuries, and so they do not have to pay the bills. There's a sliver of truth to this, but the extent to which insurance agencies use this excuse is often ridiculous. Or, the insurance adjusters may state that the amount billed is too much, and so they will offer you the minimum amount for the medical treatment billed. Or, they may simply decide that some medical treatment is not necessary, was not properly prescribed, or the date of treatment was too far after the car accident and therefore not related. 

How To Get Your Bills Paid For

An experience car accident or injury attorney may be able to help you. The insurance companies are likely to deal more fairly with you if you are represented by an attorney, as politically incorrect as that sounds. An injury attorney knows the rules of the insurance code. Also, a good injury attorney in California will have heard the excuses for not paying before. Therefore, he or she will be in a much better position to fight back on your behalf. Also, consulting an injury attorney shortly after your car accident will likely benefit you by learning more about the claim and litigation process before you finish your medical treatment. You may be able to avoid falling into the traps the insurance companies expect you to fall into.

The Lions Injury Lawyers represent injured persons throughout California, including claimants living in San Bernardino County, Riverside County, San Diego County, Orange County, San Joaquin County, and Los Angeles County. Speak with an attorney, not a salesman.

Car Accidents 101: Call The Police?

If you've never been involved in a car accident, you are lucky. You're also probably unsure what to do if that dreaded day comes when you find yourself on the side of the road after an accident. One of the most common questions is whether you are required to call the police after a car accident. The most straightforward answer is no, you are not required by law to call the police after a car accident, although there are obvious circumstances when calling the police will be required, such as a serious accident where someone is injured.

Should You Call The Police?

If you're trying to decide whether to call the police, consider the ways in which a police report or traffic collision report might help you. For example, even if liability is straightforward (or you think it is), it is better to have the scene of the accident diagramed and explained by a uniformed officer than to rely on your memory. Also, even though you think the facts leading up to an accident or crash are beyond dispute, you never know what the other driver or drivers may say once they leave the scene. Unfortunately, many driver who cause accidents lie to their insurance agents because they don't want their insurance rates to rise. A police report will help explain what happened shortly after the accident and before the at-fault driver has the chance to worry about his or her insurance premiums rising.

What If The Police Do Not Arrive?

Sometimes, depending on the time of day, the police or highway patrol may not respond in a timely manner. Unfortunately, this happens during busy times, such as weekend evenings. However, it is still advisable to call the police and formally request that someone come out. A record of your telephone call will be taken, and your injury attorney may be able to get a copy of what was said on the telephone call. If the police or highway patrol never show up, at least you tried, and the copy of the report of you calling the police is likely to work in your favor if things become combative.

How Long Does It Take For Police To Respond?

Depending on where in California your accident happens, police may arrive within a few minutes, to a few hours after the crash. If you are in rural California and are far from a highway patrol vehicle or police station, you may have to wait. Or, if you are in a busy city, but the police are attending to more urgent matters, you may end up waiting too.

What Should I Do When I'm Waiting?

You should make sure you're safely off the roadway and out of harm's way. Do not play detective, but you should take photographs of the vehicles and the surrounding areas. If there are other people watching and you think liability may be an issue, you may want to get the contact information of these people, as they may be witnesses in the future. You should exchange insurance information with the other driver, if you feel it is safe to do so. It is not advisable to engage in lengthy conversation. Unfortunately, you don't know how the other driver will deal with the stress. Get his or her information if you feel safe doing so, and return to your car.

What If The Police Report Is Wrong?

Of the many things police officers and highway patrolman in California do right, writing detailed and accurate car accident reports is not always on the list. In fact, some officers in Orange County and Los Angeles County simply get it wrong - we see their erroneous reports frequently. We give them the benefit of the doubt, but the police report or traffic collision reports they write are sometimes misleading, inconclusive, or simply wrong. An experienced injury attorney will be accustomed to reading a California traffic incident report or a California police report, and will be able to address errors or misleading statements accordingly. And, if you were not at fault, an injury attorney who is good at his trade will be able to prove that you were not at fault. Some plaintiffs who have settled for large amounts of money almost never consulted with an attorney because they were afraid theirs was a lost case due to a faulty police report.

What Happens To A Police Report?

An experienced and successful California car accident attorney will put a police report or traffic collision report to good use. First, the attorney will usually get a copy of the report by submitting a formal request to the appropriate department. Then, his office will use it to argue on your behalf with the insurance company in order clear any disputes over liability. Finally, a good car accident attorney will use the report to show that you were injured and stated the same at the scene of the accident.

The Lions Injury Lawyers, P.C. represent injured plaintiffs throughout the state of California, including clients in Orange County, Los Angeles County, Riverside County, and San Bernardino County. Consultations with The Lions Injury Lawyers, P.C. are conducted by attorneys, not salesmen. You don't know what you don't know when it comes to dealing with a California car crash, and what you don't know can hurt your ability to recover. Call (949) 329-5000, or fill out this form to discuss your case today.

How Long Will It Take To Resolve My Injury Claim?

California Car Accidents and The Waiting Game

Many people who are injured in a California car accident proceed to file their injury claims on their own with the at fault driver's insurance company. At the start, there's a lot happening. There may be telephone calls with insurance adjusters, meetings with insurance representatives to inspect your damaged vehicle, and trips to the doctor to assess your injuries. However, many people are left without any compensation after many months, even years. Why?

Insurance Company Motivation

You may be asked to make a recorded statement with the at fault driver's insurance company. Most injury attorneys strongly advise against this. The insurance company wants to ask you very specific questions, and although the police report may state you are not at fault, your answers may provide leverage for the insurance company to deny your claim. Or, with your recorded response, they may try to reduce the amount of money they say you're entitled to. Either way, once you have given a recorded statement and played their game, the insurance company has very little motivation to work with you. They will likely offer a small amount of money to settle. The insurance adjuster uses a complex algorithm to come up with a settlement number. If you're wise, you will likely reject this first offer, as there is almost always more money on the table. However, in rejecting it, your file may be put on the back burner for a very long time. In fact, the insurance adjuster may just hope you forget about it. If you don't file a lawsuit within two years of the date of your accident, the insurance company will not have to pay you for your losses. The longer an insurance company can avoid paying you for your injury, the longer the company holds on to the money, and the more likely it is you'll end up with nothing.

What Can You Do?

At the very least, we strongly recommend you speak with an experienced injury attorney who focuses on California injury cases. Most law firms offer free consultations. The advice that "you don't know what you don't know" is especially true when in comes to working with insurance companies. You likely do not know what the California Insurance Code requires of insurance companies - these are the rules they are supposed to play by. If you don't know the rules, how can you call them out when they're clearly breaking provisions in the insurance code? A short conversation with a car crash attorney will help you understand what to expect from the insurance company.

Expectations When Dealing With Insurance After Your Injury Accident

Don't expect the at fault driver's insurance to pay all your bills. Do expect them to try to reduce the amount, if any, they are willing to pay for your healthcare. Expect your bills to be reduced, regardless of where you sought medical treatment. Is this fair? Not necessarily. Again, the insurance companies know that you are unlikely to call them on it, and for good reason: most injured claimants do not know how to react when an insurance adjuster refuses to pay their healthcare bills. A competent and skilled injury lawyer will argue on your behalf and ensure that you are compensated for the amount of your bills that were the result of your car accident. Negotiating fair payment for your medical treatment can take many telephone calls and the exchange of specific documents verifying your medical care. This takes time, and the insurance companies are more than willing to delay reaching a resolution, as it is in their financial best interest.

What About Litigation?

In the best case scenario, an injured claimant will be compensated for their pain and suffering, as well as the cost of their medical expenses, prior to filing a lawsuit. A good personal injury attorney may be able to achieve this on your behalf prior to filing a lawsuit. However, each case is different, and your case may necessitate litigation, meaning a complaint is filed on your behalf in the courts against the at fault driver. When this happens, the insurance company of the at fault driver hires a law firm. Depending on the complexity of your case, litigation can take years to resolve. However, most injury law firms try to expedite the process as quickly as possible.

So How Long Will It Take?

There is no uniform answer as to how long it will take to resolve your injury claim. If you're willing to settle for pennies on the dollar, you may be able to resolve your injury claim quickly. However, if you want fair and reasonable treatment, and you want to be treated with respect and within the guidelines of the California Insurance Code, you may need to hire a California injury attorney to represent you. Because insurance companies know that injury lawyers know the law and the value of your case, you are much more likely to be handled fairly when you have an attorney in your corner. A good lawyer will expedite the process when possible.

The Lions Injury Lawyers, P.C. represents injured people throughout the state of California. Located in Newport Beach, California, they represent people from Orange County, San Bernardino County, Los Angeles County, and throughout the state. If you have questions regarding your claim, or whether you have a claim at all, they can be reached at (949) 329-5000. All consultations are free of cost, and you will speak with an attorney, not a salesman. 

Involved in a Bicycle v. Car Accident? Here's What to do Next

Road biking is a popular sport in California, and the summertime brings cyclists to the streets in droves. Add casual leisure cyclists to the roads, as well as children on bikes, and you won't drive far this summer without seeing someone on a bicycle. Tragically, bicycle accidents result in many serious accidents every year. Due to the exposed nature of the cyclist, injuries involving someone on a bicycle often result in fractures and injuries to the head. 

The speed of the car that hits a cyclist is not always the most important factor. Even low-speed accidents with a cyclist can result in permanent and severe injury. Cyclists do not have the physical protections that a car does, and so even a slow moving car, if unaware of the presence of a cyclist, can cause severe injury and even death. 

If you were involved in an accident while on your bicycle, it is important to remember a few things. You should try to get as much information about the vehicle and driver that hit you. Of course, first treat your injuries and do what you can do get to a safe area away from the roadway. If possible, identify any potential witnesses. Get the driver's license, insurance carrier, and license plate, if you are able. 

Do not refuse medical treatment if you need it. Many people who are injured on their bicycles want only to return home immediately after the accident. This is often the natural and intuitive response. However, the driver's insurance company will likely use this against you when it comes time for them to pay for your medical bills. Additionally, failure to properly treat injuries will be used against you. Insurance adjusters routinely state that unless an injured cyclist immediately seeks treatment, the injuries must not be severe enough to merit compensation from the insurance provider of the driver. Do not be taken advantage of: if you're hurt, seek medical treatment. 

Some people are understandably worried about the costs of medical expenses. If you need medical attention, seek it. A good attorney will work with the medical providers to try to make payment possible. Ultimately, an injury attorney may be able to establish that the driver was at fault. Then, a good attorney will work with the driver's insurance company to make sure they pay not only for the cost of your medical expenses, but also pay you for the pain and suffering you've incurred.

The lawyers at The Lions Injury Lawyers, P.C. have successfully handled many auto v. bicycle accident cases. We have recovered large sums of money on behalf of our clients, which helps them pay for their medical bills, as well as receive compensation to cover their pain and suffering. If you were injured on your bicycle, contact the Lions Injury Lawyers, P.C., today for a free, no-risk case evaluation.