Injury Attorney

Neck and Back Pain After a Car Crash: What to Do

A car crash can leave you with nagging injuries that last for years, or even a lifetime. Proper medical treatment is critical.

A car crash can leave you with nagging injuries that last for years, or even a lifetime. Proper medical treatment is critical.

If you were involved in a car crash and are suffering from pain in your neck and/or back, you may be wondering what, if anything, you can do to make the pain go away. For some lucky individuals, taking a few painkiller pills and getting good rest is enough for whiplash symptoms to go away. These are the lucky few. For most people, severe whiplash following a car accident can lead to months and sometimes years of neck and back pain. To add insult to injury, if the car crash wasn’t your fault, you’re now stuck with the headache of getting your car fixed, and face a potentially long road of physical recovery.

See a Doctor

Wherever you are in California, there are doctors who will see you and help you recover from your injury. Sometimes your health insurance doesn’t have appointments in the near future. Speak with a lawyer to find out if there are other medical offices that you can seek treatment at. Lawyers do no prescribe treatment, but they may be aware of offices who will treat you on a lien.

Wherever you are in California, there are doctors who will see you and help you recover from your injury. Sometimes your health insurance doesn’t have appointments in the near future. Speak with a lawyer to find out if there are other medical offices that you can seek treatment at. Lawyers do no prescribe treatment, but they may be aware of offices who will treat you on a lien.

The severity of your back pain may be difficult to diagnose by yourself. For example, strained muscles may very well heal on their own without significant medical treatment. However, if you have suffered damage to the vertebrae in your spine, you may not get better without medical treatment. Only a doctor that can give a qualified examination and order the appropriate diagnostic studies such as x-rays and MRI scans will be able to figure out what is going on in your back and neck. To make matters more difficult, many people suffer acute pain for a variety of injuries to their back, not being able to differentiate between the injuries. Some of the pain may go away, some may get worse.

Many people injured in car accidents are afraid to ask their attorney or their medical doctor for advice regarding treatment because of their insurance situation. Many people have high deductibles, or do not have health insurance. If you were not at fault for the car accident, a good lawyer can make sure you are able to receive the care you need. After all, you wouldn’t require medical attention if not for the negligence of someone else, so many personal injury law firms are able to help point you in the right direction. At the very least, you should go to an urgent care office to get checked out.

Neck and back pain following a car crash might go away in a week or two, or might still be bothering you ten years from now. Don’t risk your health - see a doctor who can run the proper diagnostic studies to evaluate the extent of your injury!

Neck and back pain following a car crash might go away in a week or two, or might still be bothering you ten years from now. Don’t risk your health - see a doctor who can run the proper diagnostic studies to evaluate the extent of your injury!

Attend All Treatment

Most doctors prescribe a regimen of treatment to address your injuries following a car crash. This often includes physical therapy, chiropractic care, massage therapy, possibly acupuncture, and a variety of other treatment options. These options are for what are called “soft tissue injuries,” and many people benefit from this treatment.

One way that insurance companies deny payment for medical treatment is by saying the patient was non-compliant with the treatment the doctor prescribed. If the doctor says attend three chiropractic appointments a week for six weeks, but you only attend three appointments total, you’re unlikely to have future treatment paid for. Do what the doctors tell you to do. Your attorney will make sure the bills are paid for, but can only do this if you attend all your appointments and are in all ways compliant with the doctor’s treatment plan.

You’d rather be anywhere than the doctor if you are like most people. But if you want to get better, you have to go to your appointments. Also, skipped appointments and failure to follow your doctor’s orders will likely result in a reduced personal injury settlement. It can also mean you will be stuck with your bills, as the insurance company will say you were noncompliant with prescribed treatment.

You’d rather be anywhere than the doctor if you are like most people. But if you want to get better, you have to go to your appointments. Also, skipped appointments and failure to follow your doctor’s orders will likely result in a reduced personal injury settlement. It can also mean you will be stuck with your bills, as the insurance company will say you were noncompliant with prescribed treatment.

Keep a Treatment and Pain Journal

Pain affects everyone differently. For some people, a 2-3 mm disc bulge in their spine will be immensely painful; for other people, the same injury will not bother them much. For this reason, insurance adjusters often justify low settlement offers by trying to categorize your injury with the “average” pain and suffering involved in such an injury. There is no “average” injury, of course, when it comes to your health. Your financial recovery should not depend on how much pain other people feel. For this reason, if you keep track of your pain levels in a notebook, you can track the ways in which your injury have affected your life, and later use this to prove to insurance adjusters that you were in fact injured, and that the consequences of their insured’s causing an accident have affected your day to day life.

Call an Injury Attorney

Not many people want to get lawyers involved in their problems. The challenge with injury cases is you usually don’t have experience or an understanding as to how the claims process works. Thus, you don’t know what you don’t know, and are at a severe disadvantage when it comes to knowing whether you’re getting taken advantage of, or whether the insurance company is treating you fairly. Ask a lawyer who practices injury law your questions. You will have a better understanding of how the claims process works. Just because you call a lawyer does not mean you have to sign up with a lawyer and take your case to trial. In fact, the involvement of an injury lawyer in your case may mean you’re less likely to end up in court. Why? Because insurance companies know that if a good lawyer is involved in representing you for your injury, they are often better off playing fair and paying you a fair settlement for your claim than going to court.

Nobody wants to get a lawyer, but the numbers don’t lie: personal injury plaintiffs who have a lawyer are much more likely to get a fair settlement from their injury claim than if they try to settle their case alone. Will a big chunk of the “extra money” you hope to get by going with a lawyer end up going to the lawyer and not you? Great question to ask a lawyer! (Answer: not if you get a good personal injury lawyer).

Nobody wants to get a lawyer, but the numbers don’t lie: personal injury plaintiffs who have a lawyer are much more likely to get a fair settlement from their injury claim than if they try to settle their case alone. Will a big chunk of the “extra money” you hope to get by going with a lawyer end up going to the lawyer and not you? Great question to ask a lawyer! (Answer: not if you get a good personal injury lawyer).

Think Long Term

If you hurt your neck or back following a crash, you may have a day where you feel better, followed by several days of pain. You’re unlikely to feel the same way every day. This means you have to think long-term about the severity of your injury. Will you feel better in a month? Will you feel better in a year, or in ten years. Will you ever feel better? Remember that the person who caused the crash is legally responsible for making you whole again. That means you should be put back in the position you were in before the crash, both financially and physically. The law protects the injured for their long term health, but you have to do your part to think ahead. You can’t simply decide a year after a car accident that you’re still in pain and start going to the doctor and expect the at-fault driver’s insurance company to pay for your medical treatment. You have to think long term from day one, or as close to day one (the date that you were injured) as possible.

How Does Lien-Based Medical Treatment Work?

Receiving proper medical treatment after an injury is critical to your physical recovery. If you don't get the right care, the chances that your injury will persist for many months and years is significantly higher. However, with the right treatment after a bad car crash or other type of injury, your chances of a full recovery are much better. But what about the cost of getting the "right" care? Most people don't have the cash or credit to get all the treatment they need, and this applies to people with good health insurance, too. 

Some of the best medical facilities in California accept injury liens.

Some of the best medical facilities in California accept injury liens.

Lien-Based Treatment

Doctors area able to treat you and get paid later - obviously the doctor that treats you and gets a check from your health insurance has to wait a few weeks to get paid. This is one approach to the business of healthcare. Some doctors are willing to provide treatment with the expectation that they will be paid after an injury case settles. The idea is that if you were injured by someone else and there's a lawyer involved who is handling the case and expects to win, the insurance company will eventually be paying on the case. In this situation, the patient signs a lien, meaning that when the case settles, the doctor gets paid before the patient does. For example, if you are injured in a car accident and receive lien-based medical treatment, the sequence goes like this: treatment is received by you, with no out of pocket costs. Then, after your attorney wins the case, or reaches a settlement with the insurance company of the at-fault driver, the money goes into a trust account at the law firm's bank. From there, the attorney must first pay the doctor who has a lien - this contract/lien is in the attorney's file. In this way, the patient is able to get the right medical treatment, and the doctor's office is paid for its services.

Proper diagnosis matters: It isn't enough to just say you were hurt, or that your life has changed. You need the right doctor with the right training to help you reach a full recovery.

Proper diagnosis matters: It isn't enough to just say you were hurt, or that your life has changed. You need the right doctor with the right training to help you reach a full recovery.

Why Might Lien-Based Treatment Be Good for Injured Patients?

Big HMOs can be difficult to schedule appointments with, especially if your treatment requires many follow-up visits, or a consultation with a specialist. We've all had the experience of waiting for a referral to a specialist and being told that so-and-so doesn't have an open appointment for a few weeks. Well, if you need to see an orthopedic surgeon or neurosurgeon today, but you can't get in for a month, your health lays in the balance during that time. Also, the quality of care can be better with doctors who treat on a lien. Many lien-based medical offices, or doctors offices who accept traditional health insurance, as well as cash payments and lien based payments, are privately owned. These doctors are often highly specialized, meaning they are able to sustain their own businesses without the need to be part of a big HMO system or hospital. 

Because the offices tend to be privately owned, the doctors have more say in who they decide to treat, and who they decide they don't want to treat. This means they can control their schedules better, meaning your chances of getting in for an appointment are better. The payment system is also a big issue for a lot of people injured in car accidents, auto versus pedestrian injuries, and slip and fall injuries. Again, because many people don't just have thousands of dollars set aside in their bank account just in case they are injured in a car accident, most people are not ready for what can be expensive medical care after an accident.

Access to the proper specialists without having to wait months for an appointment is one reason many injured people decide to seek lien-based treatment.

Access to the proper specialists without having to wait months for an appointment is one reason many injured people decide to seek lien-based treatment.

How Does Lien Treatment Affect Your Injury Case?

The bottom line is that if you don't get proper medical treatment for your injuries, you can't expect the insurance company to take your word for it and trust you were injured. No medical treatment means no settlement money to compensate you for your loss. For example, if you were injured in a car accident, but due to financial constraints or scheduling conflicts you weren't able to get the medical care you needed, you can't just expect the at-fault driver's insurance company to take a compassionate route and pay you the same amount for your injury as if you went to the doctor. Thus, even with very bad injuries, without the documentation and proper treatment from a doctor, the insurance company will not pay fair money on your claim.

But what is "fair" money anyways? Well, consider a scenario in which two people have identical injuries from the same crash. One person goes to the doctor, sees the specialists he/she is referred to, and reaches a full recovery after a few months. The doctor's notes document the patient's injury step-by-step, from the first visit until the last. Perhaps this person's case settles for $50,000. Now consider the second person does not go to the doctor, although they have the exact same injuries. This person has nothing to "prove" he/she was injured. They may not get any settlement at all. If they do get a settlement, it will likely be around a couple hundred of dollars, known as "nuisance money." If the second person gets $500, that's a difference of $49,500! The difference is the first person sought appropriate and reasonable medical care, and their injuries are documented by a medical professional. Although the second person had identical injuries, they basically walk away with nothing. 

How Can You Find Lien-Based Treatment?

If you got hurt in a car accident, or got hit on your bicycle, or was injured and it was not your fault, you're likely going to need to see a primary care physician, or other general medical practitioner. This may be at the emergency room, or at urgent care, or at your primary care physician's office. The office may refer you to future treatment, and you can ask if they know of offices for the treatment you require who will accept lien-based care. Also, most personal injury law firms are aware of medical facilities that are willing to treat on a lien. A good injury lawyer will have handled lots of injury cases, and so he or she will have worked on files and made payments on past cases to medical offices and doctors who accept lien-based care.

Many top surgeons accept liens. This is one reason some injured clients decide to have their surgeries performed at a private medical clinic rather than at an HMO

Many top surgeons accept liens. This is one reason some injured clients decide to have their surgeries performed at a private medical clinic rather than at an HMO

What Kind of Treatment Can You Get on a Lien?

Name a kind of medical office or specialty and you can find an office that treats on a lien. In California, there are surgeons, chiropractors, MRI facilities, physical therapy offices, holistic medicine, orthopedic surgeons, pain management, podiatrists - the list is basically endless. This is not to say that every office accepts lien-based care, or even the majority. While lien-based treatment is increasingly popular, the majority of medical offices may not be comfortable with this arrangement. However, if a medical office has provided treatment and then gotten paid promptly by a good injury attorney, they are very likely to accept lien-based treatment. For this reason, a medical office may want to know the name of your attorney and the firm he or she works for. If your attorney is a general attorney who does a bit of everything, but does not focus on personal injury exclusively, it is less likely that the medical office will be willing to treat you on a lien. But, if you are represented by a law firm that focuses its entire practice on injury law, the chances that that medical office will be willing to treat you up front at no cost are much higher.

Get an Attorney With a Good Reputation

Because doctors want to work with attorneys who they know will win the case and pay the doctor's bill, it is important that you seek an attorney who has a lot of experience handling personal injury cases. Consider that with the aid of modern technology, the best attorney for handling your injury claim may not be in your town or even your county! Most law firms these days are able to do a lot of work using email, faxes, and video-chat, such that someone located in San Bernardino, for example, might be best off going with a law firm represented in Orange County or Los Angeles County. At the end of the day, you want an attorney who knows injury law backwards and forwards - the chances that you will find an attorney with that kind of experience just by happenstance that is located in your city or town may not be high. Most attorneys in California will agree that the best thing you can do is find an attorney who focuses on one type of case, and has room in his or her schedule to give your case the attention it deserves.

Still Have Questions?

The Lions Injury Lawyers, P.C. focus entirely on personal injury matters. They don't handle any other types of cases but injury claims. They accept car accident cases, auto versus pedestrian (including auto versus bicycle and skateboard), slip and fall, general negligence, products liability, failure to warn, and premises liability. The Lions are not a settlement mill - they won't just settle your case for pennies on the dollar in order to be able to handle more cases. All cases handled by The Lions are handled by an actual attorney. If you have questions about your case, including whether it is worth it to get an attorney, or whether in the end you'll get more money in your pocket by representing yourself or going with a lawyer, you should talk to a lawyer. Call The Lions and talk to a lawyer, not a salesman.  

Back to where you were before the injury - that's what the law says you're entitled to after you're hurt by someone else's negligence.

Back to where you were before the injury - that's what the law says you're entitled to after you're hurt by someone else's negligence.

Daycare Accidents and Injuries: What Parents Should Know

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Choosing a daycare for your child is one of the most difficult decisions parents must make. While you need to consider the common issues like hours and cost, the most important thing is making sure the daycare is safe for you child. In too many tragic cases, daycares make mistakes and families suffer. When your child is injured at a childcare or daycare facility, it can be difficult and confusing to know what you should do, and what your rights are.

If a daycare fails to live up to its obligation to your child, taking legal action is important to get injury costs covered, get your child the necessary medical help, and hold the daycare accountable. As a child care accident attorney, The Lions Injury Lawyers can provide you with advice, legal representation, and strong advocacy in holding a daycare accountable. Contact us today to learn how we can assist you in getting compensation for your losses to get answers to key questions including:

·       What types of daycare accidents can occur?

·      What are a daycare center’s obligations to parents and children?

·      How can The Lions Injury Lawyers child care accident attorney help?

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 What Types of Daycare Accidents Can Occur?

Daycare accidents can occur in many forms, some of the more common accident types are:

·      Falls, including falls form a playground or changing table

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·      Accidents due to staff member’s negligence

·      Bathroom accidents due to improper supervision

·      Hands and fingers becoming caught in doors or drawers

·      Children consuming something poisonous

Whenever an incident occurs in which a child is harmed, parents should speak with a child care accident attorney. The Lions Injury Lawyers can answer your questions about whether the daycare should be held responsible, and what remedies might be available to you. If the care center or any staff members provided substandard care, this lead to liability on the part of the daycare provider. Many parents do not want to create problems with the daycare facility, but are frustrated with the injury to their child, and want to provide their child with the best medical treatment available. A consultation with an injury lawyer can help clarify the process. In short, it is the insurance provider of the daycare or childcare facility that will ultimately be paying out money to resolve the claim, so many times the actual facility personnel are not affected by a claim.

What are the Obligations a Daycare Center has to Parents and Children in California?

There are very strict rules regarding staff-child ratios, as well as safety requirements for both indoor and outdoor environments. Daycare centers also have a general obligation to provide appropriate care to children so they don’t come to harm.

In the State of California, the Community Care Licensing Division (CCLD) of the Department of Social Services (DSS) issues child care licenses. During the pre-licensing phase, an operator must meet with a consultant to review child care laws, floor plans of the intended facility, forms and paperwork for the facility use, and other guidelines.

Despite a daycare center’s obligations, most child care injuries happen when the children are not being adequately supervised or are in unsafe environments. Daycare centers can be held responsible for violation state law or for being unreasonably careless in any manner it comes to child safety.

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How Can The Lions Injury Lawyers Child Care Accident Attorney Help?

 The most important thing as a parent of a child who was injured is to seek appropriate medical treatment. A good injury lawyer can help you find the best doctors available to treat your child's injury. The Lions Injury Lawyers will walk you through the process and help you make informed and educated decisions every step of the way. A short telephone call with an injury lawyer can help you make better decisions that will ultimately be in the best interests of both you and your child. Contact The Lions today to discuss the injury incident that has affected you or your family member, and go over the details with a qualified attorney.

 

 

 

 

Motorcycle Crashes: How to Avoid, What to do After

Motorcycle accidents can leave riders with catastrophic injuries, and as the hobby continues to be popular throughout the United States and especially in California, better education to both riders and car drivers alike can only help to heighten everyone's awareness and hopefully prevent future crashes. After all, there are an estimated 8.6 million motorcycles on the roads, and if you drive a car or truck on California roads, you are guaranteed to be driving alongside motorcyclists eventually. Despite the inherent risk, California is a wonderful place to ride, and the state is home to some of America's most picturesque roads. For both motorcycle riders and car drivers alike, better education can prevent crashes.

California is home to some of the best motorcycle rides in America

California is home to some of the best motorcycle rides in America

Pay Attention at Intersections

Nearly half of all motorcycle-vehicle collisions happen at an intersection. Thus, when approaching an intersection on your motorcycle or in your car, you should be aware and alert that this is where many crashes happen. Vehicles make bad turns - too wide, too soon or out of turn, illegal u-turns, you name it, they happen at intersections. Sometimes the buildings at intersections in commercial areas are distracting, and there can be a lot happening at any given moment, leading to distraction. Every driver passes through intersections regularly, so it's a good habit to develop to pay particular attention to your surroundings at intersections. Remember, even if you're doing everything by the book, that doesn't mean the drivers around you are. For your own protection and safety, paying close attention to traffic in intersections can help you avoid a crash.

Intersections in California can be particularly distracting, as lane-splitting is now legal in the state, meaning when you're stopped, you may have a motorcycle approach you and pass you in-between lanes. Motorists should by now be aware that this technique is legal, but many drivers become frustrated and angry, sometimes creating a dangerous situation for both themselves and the motorcyclist. 

Helmets Save Lives

California requires motorcyclists to wear helmets, and the requirement saves lives. Based on extensive studies by the National Highway Traffic Safety Administration (NHTSA), helmets are more than 67 percent more effective at preventing brain injuries than those not wearing a helmet, and helmets are approximately 37 percent more effective at preventing death. California has required riders to wear helmets for some time now, and the effect has undoubtedly been many lives saved. Some motorcycle riders from out of state are unfamiliar with the requirement; failure to wear an appropriate helmet can result in a ticket, regardless of whether you were aware of the requirement or not. The State of California has a free motorcycle safety and laws handbook, which is available for download, and is also available at all California DMV locations. The contents of this handbook are valuable for all riders, both those who live in California and those who do not. 

Don't risk the "coolness" factor of riding without a helmet. A helmet can save your life!

Don't risk the "coolness" factor of riding without a helmet. A helmet can save your life!

Motorcycles Are More Dangerous Than Cars

More people die in car accidents every year than in motorcycle accidents, but that's because there are more cares on the road than motorcycles. In fact, motorcycles are an estimated 27 times deadlier than cars in the United States, based on federal government comparisons of death per mil traveled. Part of the reasons for so many deaths related to motorcycle accidents is that motorcycles do not provide protection to the rider, so when there is a collision between a car and a motorcycle, the rider's body takes the impact, whereas a car's doors and frame take the impact in a car accident.

Also, a motorcycle rider can easily fall off his or her bike after impact with another vehicle, so even a seemingly minor collision can put a rider onto the roadway; depending on how fast he or she was moving at the time of collision, a motorcyclist can die as a result of a minor impact, after losing control of the bike and falling into the roadway at a high rate of speed. 

What to Do After a Motorcycle Crash

First, regardless of what happened, who caused the crash, and many other important questions, you must take care of your health. Seek proper medical treatment, even if you're worried about your ability to pay for the resulting medical bills. Many people involved in car crashes decline to go to the hospital or see their doctor based on financial pressure; while understandable, this decision can have devastating consequences in the long run. If you weren't at fault for the crash, a good injury lawyer will likely be able to recover the costs of your medical care, so you won't be stuck with high bills in the end. Reasonable medical attention should be sought when your injuries require an expert's opinion. Sometimes this is obvious, such as with fractures and lacerations. Other times, such as whiplash and neck and back pain, people decide not to go to a doctor, but they may be setting themselves up for many months or even years of pain that could otherwise be treated by a competent doctor.

Document Everything

If you were injured, you will eventually be making a claim to the other party's insurance company. Any money you are paid will likely come from their insurance, but first you will need to prove everything, including that you were actually injured, the cost of your medical treatment, and any other expenses for which you are seeking compensation. Don't expect the insurance company to take your word for it, or to show much sympathy. Their job is to pay as little money as possible to resolve your claim. Expect the insurance adjuster to reduce your medical bills, meaning they will offer to pay a portion of the bill, but not the bill in its entirety. Again, a good injury lawyer will make sure this doesn't happen, but it is to be expected if you try to settle your claim alone. Of course, because motorcycle accidents can result in serious injury, the medical treatment required can sometimes be very expensive. Before undergoing very expensive procedures, you may want to discuss your claim with a personal injury lawyer, as the phone call may give you some insight into how the procedure will affect your case, and whether the bill is likely to be paid by the at-fault driver's insurance company or not.

Consult With a Personal Injury Lawyer

You may decide not to hire a lawyer in the end, but the information you will learn by talking with an injury attorney can be invaluable. The Lions Injury Lawyers, P.C. represent motorcycle riders throughout California for all types of injury claims, including lane-splitting crashes, debris on the roadway crashes, motorcycle versus auto crashes, and most other motorcycle-related claims. At the very least, a telephone call with a knowledgable attorney will give you a better understanding of how your claim will be processed, the timeline of claim processing, and even the approximate value of your case. The Lions Injury Lawyers strive to help their clients return to full health, and return to financial stability. If it wasn't your fault, you should not have to pay for medical bills, and you should be paid for the pain and suffering you've endured. Call the Lions Injury Lawyers today for a free consultation with a personal injury lawyers.

California is home to many motorcycle enthusiasts, and for good reason. California roads can be the perfect terrain to ride your motorcycle.

California is home to many motorcycle enthusiasts, and for good reason. California roads can be the perfect terrain to ride your motorcycle.

Driving on Wet Roads 101

Millions of California commuters woke up to wet roads this morning, and as is the case every time California gets significant rainfall, water on the roadway has undoubtedly attributed to more than a few car accidents already this morning. Because some parts of California, such as Orange County and San Diego County can go many months in between rainfalls, our driving habits become tailored to driving on dry roads. As those who have been involved in a car accident due to wet weather will attest, a vehicle stops and goes differently when there's water on the road, and the difference is significant. Here are a few things to keep in mind that might help you avoid a car accident.

Give Yourself Space

Your car takes longer to stop on a wet road than it does on a dry road. The best thing you can do to avoid causing a rear-end car accident is give yourself space between the front of your car and the back of the nearest car in front of you. Of course you can't control other drivers' actions, but you are the only one who determines your speed. Most car accidents related to water or ice on the roadway are caused by drivers who rear-end the car in front of them because they don't give themselves enough room to stop. Tragically, many of these accidents result in injury to both the driver who causes the accident, and they also often result in injury to the passengers and driver of the car that was rear-ended. The more road you can see in front of you, the more likely you are going to be able to control your vehicle and come to a safe stop.

Pump Your Brakes

What about getting rear-ended? A rear end accident can cause severe injury, and can cause injury even at relatively low speeds. Many California drivers don't think there is anything they can do to avoid being hit from behind, but this is not entirely accurate. Rear-end accidents happen when the driver from behind does not stop in time, and hits the car in front. What many drivers don't consider is that by pumping their brakes, they cause their brake lights to turn on and off, which may alert the driver from behind that they are stopping. The flashing on and off of lights may catch the attention of the driver behind you, giving him or her an added 'heads up,' and possibly resulting in their ability to stop sooner. It isn't your job to teach the driver behind you how to drive, and the tactic is certainly not foolproof, but it is better than getting rear-ended and possibly injured!

Decent Tires Matter

Don't drive on bald tires. The tread of your tires matters, and the lower the tread gets, the less able you will be to stop suddenly on a wet road. Nobody likes replacing their tires, as most people can think of a lot of things they'd rather spend a couple hundred dollars on than tires. However, a car accident can cost you more than a couple hundred dollars, even if you're not at fault. And, if you're in an accident, and you're injured, the cost can easily creep into the thousands or tens of thousands of dollars. By comparison, putting a decent set of tires on your vehicle may not be such a terrible expense after all.

Pay Better Attention

It may be as simple as paying better attention that keeps you out of an accident. Your car won't stop as quickly when the roads are wet, and even if you're aware of this, chances are someone around you is not paying attention. Don't assume that everyone on the roadway is even considering that the driving conditions have changed and that the added precipitation on the road could be dangerous. Watch for vehicles who are driving recklessly and stay out of their way. Keep an eye out for vehicles driving too fast for the conditions. Let them pass, and even move aside if safe in order to let them go by - it is worth it to be behind an aggressive driver, even if you have to change lanes for a second. Also, watch for surges of water on the roadway, such as from drain pipes and from water coming off irrigation ditches and hillsides. 

If Involved in a Car Crash, Take Care of #1 (Yourself)

If you are unfortunate enough to be involved in a car crash during a rainstorm, you may be tempted to just get home as soon as possible, meaning you may not call the police or California Highway Patrol, or seek appropriate medical care. If you're injured, you need to seek medical attention as soon as possible. This means going to the Emergency Room, or Urgent Care, or your primary care physician as soon as you are able. The decision to forego medical treatment can limit your ability to recover financially for your injuries. Don't let the convenience of going directly home keep you from seeking appropriate medical care. In the long run, for both your health and your financial stability, the sooner you seek medical care, the better.

Get Help Dealing With Insurance Adjusters

If you were injured in a car crash, and especially if the crash happened during rainy conditions, don't expect the at-fault driver's insurance company to just pay your medical bills right away. In fact, because weather was a factor, they may seek to diminish the amount of liability they will take responsibility for, or deny liability altogether. Don't get taken advantage of by loopholes you're not aware of. A good injury attorney who represents clients in California car crashes will be able to guide you along the way and make sure you get a fair settlement for your medical bills and pain and suffering. The Lions Injury Lawyers, P.C. represent injured clients throughout California, and have recovered good settlements for their clients in motorcycle, auto, trucking, pedestrian, slip and fall, and dog bite cases. If you were injured and it was not your fault, you owe it to yourself to speak with an experienced attorney who can help you avoid the headache and frustration of trying to negotiate with an insurance adjuster on your own. Putting your case in the hands of an experienced professional can mean the difference of getting good health care, and can result in tens of thousands (or more) dollars added to your settlement. Contact the Lions today, and speak with an actual injury attorney (not a salesman). 

Insurance and Your Injury Claim

Most people injured in a car accident in California are aware that both their insurance and the at fault party's insurance will be involved in handling the injured person's claim, and that it is the insurance company (and not the individual) who pays the medical bills and property damage. Beyond that, many injured people are not quite sure how it all works, which is completely normal considering we only have to file a claim when we're injured by someone else, which hopefully does not happen often. The role both insurance companies play can be confusing, frustrating, and irritating to the injured person. A better understanding of the role insurance companies and their adjusters play can help someone who is injured better navigate their claim.

No, filing a claim against the at-fault party does not put that person's home or assets at risk

Insurance companies provide drivers and homeowners a certain amount of coverage in exchange for your monthly payment of the insurance premium. In California, the minimum amount of liability insurance for drivers is $15,000 per individual and $30,000 per accident. This means that in order to legally operate a vehicle on California roadways, you need to have at least this much coverage. But what does this cover? The "state minimum" amount means that if you injure someone, your insurance company will cover the injured's medical expenses, pain and suffering, and other damages. The at-fault driver's insurance is the first line of defense, so that means the injured plaintiff's attorney will first communicate with this insurance company prior to filing a lawsuit in most cases. It also means that the amount on the insurance policy is the most the insurance company will pay to resolve the matter. If the injured's medical expenses are much more than $15,000 (hospital bills totaling $100,000 and the at fault driver's policy covers only $15,000, the injured person can still only recover $15,000). Only after the at fault driver's policy has been exhausted can the injured person access their UIM (under-insured motorist insurance policy).

Many individuals who are injured in a California car crash don't want to be "mean" and file a claim against the person who hit them. They don't want to file a lawsuit, don't think litigation is "right," and a host of other reasons not to pursue their claim. The biggest misunderstanding is that by filing a claim, somehow the at fault driver's personal life will be greatly affected. In most cases, this is not the case. If the driver caused an injury due to his or her negligence, his insurance premiums may go up, but they won't lose their home or have to sell their assets. 

Insurance adjusters for the at-fault driver need to pay you to go away

Insurance adjusters are there to make this all go away. They will request a recorded statement, your medical bills, access to your medical records going back many years, and many other things in order to evaluate your claim. They're allowed to ask for all of this, but you don't have to give it to them, and giving them everything they want is unlikely to result in a fair settlement for you. Why? The more they ask for, the more they're likely to find excuses to minimize the amount they decide to pay you, if they are willing to pay at all. Their job is simple: close the claim for as little money as possible. Some insurance adjusters are very pleasant to work with, even seeming to become your friend over the process (a tactic that makes you feel guilty for declining their offers), and others can be confrontational, rude, and insensitive. Whoever the insurance adjuster is, and for whichever insurance company, their job is to make you go away. 

No, your insurance premium won't go up if it wasn't your fault

People injured in car crashes immediately worry about their finances. Many people worry that their insurance premiums will rise if they claim an injury. This is not accurate. If it wasn't your fault, it is the other driver's insurance company, not yours, that will be paying the bills. You should get the medical care you need and take care of your health, as the other party's insurance is responsible for reasonable medical costs associated with the injury their insured caused.

Negotiating for more money with an insurance adjuster on your own is generally a bad idea

Insurance adjusters will almost always offer far less than what your injury is worth. They don't generally itemize their offer, so you don't know how much they're paying for your medical bills and how much they're paying you for pain and suffering. Many insurance companies offer $500 to resolve a claim. Experienced injury lawyers regularly see $500 offered for claims that settle for $15,000, and sometimes over $100,000. How can an insurance adjuster offer so little if the claim is worth so much more? The answer is simple: if they offer and the injured person accepts, the claim is closed and the insurance company will not have to pay more money in the future. And, many people surprisingly accept the first or second offer. 

What's a fair settlement for your injury?

If you were injured in a car crash, you're entitled to be compensated for the cost of your medical care and pain and suffering. But what is pain and suffering worth, and how do you calculate it? The answer is that an injury attorney is able to compare your case against other cases in the past and calculate an "industry standard" amount. Without knowing how much other injury claims are settled for, you cannot possible know how much your claim is worth. 

Finding an injury attorney

In order to get your medical bills paid for and be compensated for your losses, you may be well served by hiring an injury attorney. Most California injury law firms do not charge clients up front, meaning they only get paid if they win your case. You're far more likely to get a fair settlement by working with an attorney than going it alone. When looking for a car crash attorney, you should seek a law firm that focuses on injury claims exclusively, not a lawyer who does a little bit of everything. Location is generally not important, as most of the paperwork and negotiations can happen anywhere. The most important thing to look for is, in the opinion of many injury attorneys, a law firm that handles a lot of injury claims and is excited to work on your behalf.

The Lions Injury Lawyers, P.C. practice only injury law, and are ready to discuss your claim and answer any questions you may have. Located in Newport Beach, California, The Lions handle cases for clients in Orange County, San Diego County, and throughout the state of California, from Los Angeles County all the way north to the Bay Area. Contact The Lions Injury Lawyers today for a free case evaluation with an attorney.

Documenting Expenses for your Personal Injury Claim

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Costs add up quickly when you're trying to recover from an injury, from co-payments for doctors visits, to prescriptions and travel to and from medical facilities. If you were injured in an accident and it was not your fault, you are entitled to reimbursement for these expenses. Unfortunately, many claimants do not keep track of their expenses (bills), and so the defense insurance company is not obligated to pay for costs that are not appropriately documented. A few tips on how to organize your car accident injury-related bills may help you recover more money for your injury settlement.

Your Claim Comes Down To Documentation

Your injury attorney will be using your medical records and bills to prove the extent and severity of your injury. Your injury lawyer will also be using any bills you have to prove out of pocket expenses, such as receipts for travel expenses, receipts for prescriptions you fill at a pharmacy, and other expenses. If you missed work, for example, you cannot simply tell the at-fault insurance company you missed work and expect them to compensate you for your lost wages. You must provide proof of all lost income via pay stub or other documentation. This can be agitating and difficult, but the more aware you are of the process at the beginning, the better.

Start a File

Many individuals who are hurt in a California car accident are going through the experience for the first time. Unfamiliar with how insurance adjusters evaluate injury claims, they assume the best. This is not wise. Insurance adjusters are well-trained to minimize the amount they will pay for an injury claim. When possible, they will reduce the amount they will pay as low as they can. In order to prove lost income, or out of pocket expenses, you should start a file where you keep all documentation related to your injury. This includes photographs of the scene of the accident, all correspondence from the other driver, bills, medical records, and anything else your injury law firm might need in order to get you the most money for your injury settlement.

California Injury Claims

If you were injured in California, no matter whether it is in Southern California, the Inland Empire, or up north, the state insurance code provides insurance companies several "loopholes" through which they can deny payment. An experienced injury attorney in California will be well versed in the tactics used by insurance companies, and will be able to guide injured clients through the process. You should provide your attorney with all information related to the claim, but you should not provide the at-fault insurance company this information directly. There are many reasons for this, but the way you provide information to the insurance company can drastically affect the leverage you have to settle for a higher amount. 

How To Proceed With Your Injury Claim

First, you will be well served to consult with an experienced injury attorney or injury law firm. Consider all the things you likely do not know about how injury claims work. Also, remember that all insurance companies are for-profit corporations that make billions of dollars a year - their motivation is not to pay all your bills, it is to create a profitable business. Therefore, expect them to pay as little as possible to you to settle your claim. An attorney will give you the best chance of settling for fair value with the at-fault insurance company. Keep all documents and photographs, and do not simply mail them or email them to the at-fault insurance company. First, you should speak with an attorney and get a free consultation. This could literally save you tens of thousands of dollars, and a good attorney may be able to help you receive the best healthcare available without having to pay out of pocket. 

California Injury Attorneys

The Lions Injury Lawyers represent car crash victims throughout the state of California. We represent plaintiffs from San Diego, to Orange County, from Los Angeles, all the way up to San Francisco and beyond. Our office prides itself on achieving fair and reasonable settlements for our clients. If you're unsure where to go from here, an attorney is waiting to take your call and discuss your claim or case. You will never write us a check or have to pay out of pocket - our injury law firm works on a contingency fee basis, meaning there is no up front cost to you, and we take our fee as a percentage of what we win. If we don't win, we don't take any money or bill you. If you were injured in California and are looking to pay for your medical bills and be paid for your pain and suffering, call The Lions Injury Lawyers today for a free consultation.

Social Media and Injury Claims

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After a car accident, you may want to communicate with your friends and family to let them know what happened, maybe even share some photographs. For many people, posting on Facebook or Instagram is something they do without even thinking. However, prior to posting anything regarding your injury on social media, you should use caution and consider how your post may be used against you.

Say Nothing, Post Nothing

Perhaps it sounds hypersensitive to say that after a car accident in which you were injured, you should not post anything. After all, if the accident or car crash wasn't your fault, what is the harm in sharing what happened with your friends and loved ones? Isn't that what social media is for, and isn't it obvious you weren't at fault? Consider that even car collisions that fault and liability is usually easy to establish, such as a rear end accident, the at-fault insurance company's adjusters will not simply take your word for it, and are increasingly fighting liability on all claims. Your car accident claim is not a criminal case, so the familiar Miranda rights verbiage "anything you say can and will be used against you" does not exactly apply, but the spirit of the Miranda rights certainly does apply: everything you post, everything you say, can be manipulated by the other insurance company to diminish the amount of money they will pay to resolve your claim.

Set Your Accounts to "Private"

Even if you never post anything on social media regarding your injury, the insurance adjusters can still look at everything you've posted and create a narrative that there is nothing wrong with you. Is this legal, you might be asking yourself? Yes. If your social media accounts are open to the public, there is nothing to prevent an insurance agent from looking at your pages and taking screen shots. Many injury lawyers have seen in recent years a tendency for insurance adjusters to create a narrative, or story, about your life. Basically they will look at your photos and posts and come to the conclusion that you're fine and that you did not suffer serious injury. 

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Example Of Social Media Gone Wrong

For example, consider the case of a client who was injured in a car crash in Santa Ana, California. Despite being rear-ended (so it was clearly not her fault), and after she visited with her primary care physician at the local Hoag hospital, she slowly recovered through typical injury treatment of chiropractic care, physical therapy, and got two epidural injections to help alleviate her pain and facilitate recovery. During her recovery, as a student at Cal State Fullerton, she continued to take classes and work part time in an office on campus. Her treatment lasted about six months, during which she attended family birthday parties and went to Crystal Cove State Beach in Newport Beach with friends and her boyfriend. Sounds pretty normal for a college student.

When it came time to try to reach a resolution on her injury claim, the insurance adjuster denied payment and refused to pay her medical bills. Why? Because her social media posts on Facebook showed photos of her at the beach, at a few Cal State Fullerton athletic events (as a spectator, not participating), and at birthday parties. The insurance adjuster claimed "she seems pretty good to me, going to the beach, hanging out with her college friends at basketball games." You may ask what that has to do with this client's injury and medical bills. Of course, going to the beach has nothing to do with the client's injuries.

After her personal injury attorney at The Lions Injury Lawyers aggressively pursued her claim, the insurance company eventually paid all of her medical bills and paid her for her pain and suffering. This was only after her car accident attorney filed a lawsuit on her behalf in order to recover fair compensation on her behalf. Had this client marked her social media accounts to "private" the insurance company would not have been able to create a story that she was not injured based on her photos.

Getting A Fair Settlement For Your California Injury Claim

Social media is a new tool for insurance adjusters to use to diminish the value of your claim, or deny it altogether. Just because you were not at fault and sought proper medical treatment for your injuries does not mean you will be treated fairly. Often, consulting with an experienced personal injury attorney law firm that practices throughout California is the best way to get fair treatment from the insurance company. People injured in car crashes in Anaheim, Santa Ana, Fullerton, and throughout Orange County have turned to The Lions Injury Lawyers to get fair treatment by the insurance companies. The Lions Injury Lawyers represent injured plaintiffs throughout California, from San Diego County to the Inland Empire, up to Los Angeles and all the way 

"Delayed" Car Accident Injuries

The variety of injuries you may suffer if you are involved in a car crash is expansive. There are typical injuries, such as fractures, cuts, whiplash, and neck strain. Some of these appear immediately, such as a broken bone or a laceration (cut). However, some injuries do not appear until several days or weeks after the accident. What then?

See A Doctor

The best advice is always to seek the treatment and evaluation of a qualified medical professional. Often times this means a visit to your primary care provider. However, if your health care provider is like most medical offices, getting an appointment is not easy. For many offices is Los Angeles and Orange County, which are heavy populated areas, it can take weeks and even months to get in to see your doctor. If you are frustrated with the amount of time you have to wait to see a doctor, you are actually appropriately justified in feeling that way: it is critical to your health that you see a doctor after an injury accident, especially when you cannot determine the full extent of your injuries by yourself. 

Go To Urgent Care If Necessary

If you can't get in to see your doctor, or you feel you are being marginalized and turned away with minimal "gloss-over" care at your normal doctor's office, you should go to an Urgent Care facility, even if you have to pay out of pocket. Sometimes, an established injury attorney may be able to sign a lien so you can visit an Urgent Care facility at no out of pocket cost to you. The important this is to see a doctor as soon as possible.

What If Your Injuries Only Appear Later?

"Delayed" onset injuries are common in car accidents. Why? Your body responds to trauma and high-stress environments differently than it would in other circumstances is one reason you may not feel the injury right away. Consider than after a car crash, you may be scared, worried about your vehicle, worried about the safety of your passengers or the driver of the other vehicle - the number of things you have to consider all at once is overwhelming, for anyone. Your brain can only handle so much stress. It is rare, but occasionally people who suffer even severe fractures and lacerations do not notice until hours after the accident because they are preoccupied with handling immediate concerns at the scene of the accident.

When injuries appear that you connect to the crash, you still need to seek medical attention. Your car accident attorney will be well versed in arguing on your behalf. Don't expect the insurance company to pay you for your injury unless it is appropriately documented in your medical records. The only way to do this is to see a doctor as soon as possible.

What Kind Of Injuries Are Often "Delayed?"

There is no definitive list as to which injuries that result from car accidents show up later, but the most common injuries are whiplash, concussions, sprains to the neck and back, and bruising. Every person's body reacts differently, but injuries to the "soft tissue" areas of your body, such as muscles, ligaments, and tendons, can take time to exhibit symptoms, due to the body's endorphin and adrenaline response, which tries to cover up or less pain associated with damaged tissue or bone. 

Will The Insurance Company Pay Your Medical Bills?

The answer depends on how you approach your injury and your injury claim. If you simply submit your medical bills on your own to the at-fault driver's insurance, you do not have a high chance of having your medical bills paid. Why? If you did not seek immediate treatment, they will almost always deny payment, saying there is an inexcusable "gap in treatment." At The Lions Injury Lawyers, we have seen insurance companies deny payment on medical bills that were incurred only two days after a major accident. (Of course, we fought and won, and they ended up paying. But without an attorney, the claimant would have had to pay out of pocket). A good injury attorney will make sure the insurance company pays them. Do not expect them to be paid just because you say the bills are a result of your car accident. Even if the police report says their insured is at fault, and you went to the doctor immediately, insurance companies are notorious for using a very long list of excuses for not paying medical bills.

You're Feeling The Effects of Your Crash - Now What?

You deserve to be fairly compensated for your injuries. That won't happen easily. The Lions Injury Lawyers know the ins and outs of the insurance industry's approach to injury claims, including the tricks and traps they utilize to minimize the amount of money they will pay you for your claim. Don't get taken advantage of. Even if you don't sign up with our firm, you owe it to yourself to speak with someone who has done this before. (Or, preferably, thousands of times before!) When you call The Lions Injury Lawyers, you'll speak with an attorney, not a salesperson. We are not a legal marketing firm - we don't just sign up clients and sell their files to other law firms. We will fight to get you fair compensation and make sure you don't get taken advantage of by predatory insurance adjusters. Serving all of California, including Orange County, CA, Los Angeles, CA, San Bernardino, CA, San Diego, CA, and the inland empire, we are ready to help you get what you deserve.

Just a "Mild" Brain Injury?

If there's one thing a good injury attorney is accustomed to, it is the defense or insurance companies' insistence on minimizing the significance of an injury. What you may call a broken leg, they will call a "fracture to the lower extremity." Doesn't sound so bad, does it?  But why would an insurance adjuster do this? End of the day, it is all about money. The less severe, the less life-altering the injury, the less money the insurance company will pay for your injury. But how does this play out when your brain is involved?

Unlike with a broken leg, a brain injury can be hard to see, and for all except the most specialized medical professionals, difficult to diagnose and explain. Yet for the injured person, the affects of a brain injury can be devastating. The Center for Disease Control (CDC) is somewhat helpful in explaining what a brain injury is:

"A concussion is a type of traumatic brain injury -or TBI-caused by a bump, blow, or jolt to the head or by a hit to the body that causes the head and brain to move rapidly back and forth. This sudden movement can cause the brain to bounce around or twist in the skull, stretching and damaging the brain cells and creating chemical changes in the brain."

Southern California is home to millions of people, and many are driving to and from work and play throughout the day. With so many people relying on commuting on a daily basis, Southern California, particularly Orange County and Los Angeles County, is home to a large number of car accidents every day. Often times the injured person complains of symptoms commonly associated with car accidents, such as whiplash, soreness in the back and neck, and headaches. The last symptom, which can range from occasional head pain, to all encompassing and debilitating migraine headache, may be a TBI.

How will you know if you are just having a bad headache, or if you suffered a concussion or TBI? A visit with the appropriate medical professional is crucial. Usually, this means visiting your primary care physician, and then getting a referral to see a specialist. Sometimes, it can take a long time to see your primary care doctor. In this case, most law firms in California, especially in LA County and Orange County, are able to sign lien paperwork with certain doctors offices. This means the doctor will treat you, and you won't have to pay out of pocket. When your case closes, a portion of the money will go to pay for the doctor's bills. Because brain injuries can be severe and life-altering, an experience injury attorney will always make sure that access to the right doctor does not keep the client/patient from seeking appropriate care.

What Symptoms Should You Look For?

If you're worried you've experienced a concussion or TBI after a car accident (or any other type of impact that injured you), you should be aware of any of the following symptoms: headache, nausea, vomiting, vertigo (problems with balance), vision problems, fatigue, sensitivity to light and noise, numbness and a dazed or stunned sensation that reoccurs. Additionally, if you feel mentally "foggy" or slowed down, are having a difficulty concentrating and remembering, or are more forgetful and confused than normal, this may indicate that you suffered a brain injury. Emotionally, if you feel more irritable and sad than normal, or are more nervous that normal, you may have suffered a TBI. Finally, if your sleep patterns have altered, such as feeling drowsy when you normally wouldn't, are sleeping more or less than usual, and are having trouble falling asleep, these changes may indicate a brain injury.

What To Do Now?

If you suffer from any of the above-mentioned symptoms, most car accident attorneys will advise their clients to seek medical attention as soon as possible. If access to medical care is a challenge, your call to an injury attorney may make it possible for you to see the right doctor very soon, and not have to pay out of pocket. The Lions Injury Lawyers, P.C. has handled many brain injury cases for clients who have suffered concussions. When the client is unable to get appointments with their normal doctors, The Lions Injury Lawyers, P.C. are willing to sign lien paperwork so that its clients can receive immediate healthcare and not have to pay out of pocket. If you or someone you care about is concerned about a possible brain injury as the result of an accident or car crash, call the Lions Injury Lawyers, P.C. today. You will discuss your case with an attorney who has handled this type of cases, not a salesman.