Accident Attorney

Insurance and Your Injury Claim

Most people injured in a car accident in California are aware that both their insurance and the at fault party's insurance will be involved in handling the injured person's claim, and that it is the insurance company (and not the individual) who pays the medical bills and property damage. Beyond that, many injured people are not quite sure how it all works, which is completely normal considering we only have to file a claim when we're injured by someone else, which hopefully does not happen often. The role both insurance companies play can be confusing, frustrating, and irritating to the injured person. A better understanding of the role insurance companies and their adjusters play can help someone who is injured better navigate their claim.

No, filing a claim against the at-fault party does not put that person's home or assets at risk

Insurance companies provide drivers and homeowners a certain amount of coverage in exchange for your monthly payment of the insurance premium. In California, the minimum amount of liability insurance for drivers is $15,000 per individual and $30,000 per accident. This means that in order to legally operate a vehicle on California roadways, you need to have at least this much coverage. But what does this cover? The "state minimum" amount means that if you injure someone, your insurance company will cover the injured's medical expenses, pain and suffering, and other damages. The at-fault driver's insurance is the first line of defense, so that means the injured plaintiff's attorney will first communicate with this insurance company prior to filing a lawsuit in most cases. It also means that the amount on the insurance policy is the most the insurance company will pay to resolve the matter. If the injured's medical expenses are much more than $15,000 (hospital bills totaling $100,000 and the at fault driver's policy covers only $15,000, the injured person can still only recover $15,000). Only after the at fault driver's policy has been exhausted can the injured person access their UIM (under-insured motorist insurance policy).

Many individuals who are injured in a California car crash don't want to be "mean" and file a claim against the person who hit them. They don't want to file a lawsuit, don't think litigation is "right," and a host of other reasons not to pursue their claim. The biggest misunderstanding is that by filing a claim, somehow the at fault driver's personal life will be greatly affected. In most cases, this is not the case. If the driver caused an injury due to his or her negligence, his insurance premiums may go up, but they won't lose their home or have to sell their assets. 

Insurance adjusters for the at-fault driver need to pay you to go away

Insurance adjusters are there to make this all go away. They will request a recorded statement, your medical bills, access to your medical records going back many years, and many other things in order to evaluate your claim. They're allowed to ask for all of this, but you don't have to give it to them, and giving them everything they want is unlikely to result in a fair settlement for you. Why? The more they ask for, the more they're likely to find excuses to minimize the amount they decide to pay you, if they are willing to pay at all. Their job is simple: close the claim for as little money as possible. Some insurance adjusters are very pleasant to work with, even seeming to become your friend over the process (a tactic that makes you feel guilty for declining their offers), and others can be confrontational, rude, and insensitive. Whoever the insurance adjuster is, and for whichever insurance company, their job is to make you go away. 

No, your insurance premium won't go up if it wasn't your fault

People injured in car crashes immediately worry about their finances. Many people worry that their insurance premiums will rise if they claim an injury. This is not accurate. If it wasn't your fault, it is the other driver's insurance company, not yours, that will be paying the bills. You should get the medical care you need and take care of your health, as the other party's insurance is responsible for reasonable medical costs associated with the injury their insured caused.

Negotiating for more money with an insurance adjuster on your own is generally a bad idea

Insurance adjusters will almost always offer far less than what your injury is worth. They don't generally itemize their offer, so you don't know how much they're paying for your medical bills and how much they're paying you for pain and suffering. Many insurance companies offer $500 to resolve a claim. Experienced injury lawyers regularly see $500 offered for claims that settle for $15,000, and sometimes over $100,000. How can an insurance adjuster offer so little if the claim is worth so much more? The answer is simple: if they offer and the injured person accepts, the claim is closed and the insurance company will not have to pay more money in the future. And, many people surprisingly accept the first or second offer. 

What's a fair settlement for your injury?

If you were injured in a car crash, you're entitled to be compensated for the cost of your medical care and pain and suffering. But what is pain and suffering worth, and how do you calculate it? The answer is that an injury attorney is able to compare your case against other cases in the past and calculate an "industry standard" amount. Without knowing how much other injury claims are settled for, you cannot possible know how much your claim is worth. 

Finding an injury attorney

In order to get your medical bills paid for and be compensated for your losses, you may be well served by hiring an injury attorney. Most California injury law firms do not charge clients up front, meaning they only get paid if they win your case. You're far more likely to get a fair settlement by working with an attorney than going it alone. When looking for a car crash attorney, you should seek a law firm that focuses on injury claims exclusively, not a lawyer who does a little bit of everything. Location is generally not important, as most of the paperwork and negotiations can happen anywhere. The most important thing to look for is, in the opinion of many injury attorneys, a law firm that handles a lot of injury claims and is excited to work on your behalf.

The Lions Injury Lawyers, P.C. practice only injury law, and are ready to discuss your claim and answer any questions you may have. Located in Newport Beach, California, The Lions handle cases for clients in Orange County, San Diego County, and throughout the state of California, from Los Angeles County all the way north to the Bay Area. Contact The Lions Injury Lawyers today for a free case evaluation with an attorney.

Documenting Expenses for your Personal Injury Claim

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Costs add up quickly when you're trying to recover from an injury, from co-payments for doctors visits, to prescriptions and travel to and from medical facilities. If you were injured in an accident and it was not your fault, you are entitled to reimbursement for these expenses. Unfortunately, many claimants do not keep track of their expenses (bills), and so the defense insurance company is not obligated to pay for costs that are not appropriately documented. A few tips on how to organize your car accident injury-related bills may help you recover more money for your injury settlement.

Your Claim Comes Down To Documentation

Your injury attorney will be using your medical records and bills to prove the extent and severity of your injury. Your injury lawyer will also be using any bills you have to prove out of pocket expenses, such as receipts for travel expenses, receipts for prescriptions you fill at a pharmacy, and other expenses. If you missed work, for example, you cannot simply tell the at-fault insurance company you missed work and expect them to compensate you for your lost wages. You must provide proof of all lost income via pay stub or other documentation. This can be agitating and difficult, but the more aware you are of the process at the beginning, the better.

Start a File

Many individuals who are hurt in a California car accident are going through the experience for the first time. Unfamiliar with how insurance adjusters evaluate injury claims, they assume the best. This is not wise. Insurance adjusters are well-trained to minimize the amount they will pay for an injury claim. When possible, they will reduce the amount they will pay as low as they can. In order to prove lost income, or out of pocket expenses, you should start a file where you keep all documentation related to your injury. This includes photographs of the scene of the accident, all correspondence from the other driver, bills, medical records, and anything else your injury law firm might need in order to get you the most money for your injury settlement.

California Injury Claims

If you were injured in California, no matter whether it is in Southern California, the Inland Empire, or up north, the state insurance code provides insurance companies several "loopholes" through which they can deny payment. An experienced injury attorney in California will be well versed in the tactics used by insurance companies, and will be able to guide injured clients through the process. You should provide your attorney with all information related to the claim, but you should not provide the at-fault insurance company this information directly. There are many reasons for this, but the way you provide information to the insurance company can drastically affect the leverage you have to settle for a higher amount. 

How To Proceed With Your Injury Claim

First, you will be well served to consult with an experienced injury attorney or injury law firm. Consider all the things you likely do not know about how injury claims work. Also, remember that all insurance companies are for-profit corporations that make billions of dollars a year - their motivation is not to pay all your bills, it is to create a profitable business. Therefore, expect them to pay as little as possible to you to settle your claim. An attorney will give you the best chance of settling for fair value with the at-fault insurance company. Keep all documents and photographs, and do not simply mail them or email them to the at-fault insurance company. First, you should speak with an attorney and get a free consultation. This could literally save you tens of thousands of dollars, and a good attorney may be able to help you receive the best healthcare available without having to pay out of pocket. 

California Injury Attorneys

The Lions Injury Lawyers represent car crash victims throughout the state of California. We represent plaintiffs from San Diego, to Orange County, from Los Angeles, all the way up to San Francisco and beyond. Our office prides itself on achieving fair and reasonable settlements for our clients. If you're unsure where to go from here, an attorney is waiting to take your call and discuss your claim or case. You will never write us a check or have to pay out of pocket - our injury law firm works on a contingency fee basis, meaning there is no up front cost to you, and we take our fee as a percentage of what we win. If we don't win, we don't take any money or bill you. If you were injured in California and are looking to pay for your medical bills and be paid for your pain and suffering, call The Lions Injury Lawyers today for a free consultation.

Social Media and Injury Claims

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After a car accident, you may want to communicate with your friends and family to let them know what happened, maybe even share some photographs. For many people, posting on Facebook or Instagram is something they do without even thinking. However, prior to posting anything regarding your injury on social media, you should use caution and consider how your post may be used against you.

Say Nothing, Post Nothing

Perhaps it sounds hypersensitive to say that after a car accident in which you were injured, you should not post anything. After all, if the accident or car crash wasn't your fault, what is the harm in sharing what happened with your friends and loved ones? Isn't that what social media is for, and isn't it obvious you weren't at fault? Consider that even car collisions that fault and liability is usually easy to establish, such as a rear end accident, the at-fault insurance company's adjusters will not simply take your word for it, and are increasingly fighting liability on all claims. Your car accident claim is not a criminal case, so the familiar Miranda rights verbiage "anything you say can and will be used against you" does not exactly apply, but the spirit of the Miranda rights certainly does apply: everything you post, everything you say, can be manipulated by the other insurance company to diminish the amount of money they will pay to resolve your claim.

Set Your Accounts to "Private"

Even if you never post anything on social media regarding your injury, the insurance adjusters can still look at everything you've posted and create a narrative that there is nothing wrong with you. Is this legal, you might be asking yourself? Yes. If your social media accounts are open to the public, there is nothing to prevent an insurance agent from looking at your pages and taking screen shots. Many injury lawyers have seen in recent years a tendency for insurance adjusters to create a narrative, or story, about your life. Basically they will look at your photos and posts and come to the conclusion that you're fine and that you did not suffer serious injury. 

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Example Of Social Media Gone Wrong

For example, consider the case of a client who was injured in a car crash in Santa Ana, California. Despite being rear-ended (so it was clearly not her fault), and after she visited with her primary care physician at the local Hoag hospital, she slowly recovered through typical injury treatment of chiropractic care, physical therapy, and got two epidural injections to help alleviate her pain and facilitate recovery. During her recovery, as a student at Cal State Fullerton, she continued to take classes and work part time in an office on campus. Her treatment lasted about six months, during which she attended family birthday parties and went to Crystal Cove State Beach in Newport Beach with friends and her boyfriend. Sounds pretty normal for a college student.

When it came time to try to reach a resolution on her injury claim, the insurance adjuster denied payment and refused to pay her medical bills. Why? Because her social media posts on Facebook showed photos of her at the beach, at a few Cal State Fullerton athletic events (as a spectator, not participating), and at birthday parties. The insurance adjuster claimed "she seems pretty good to me, going to the beach, hanging out with her college friends at basketball games." You may ask what that has to do with this client's injury and medical bills. Of course, going to the beach has nothing to do with the client's injuries.

After her personal injury attorney at The Lions Injury Lawyers aggressively pursued her claim, the insurance company eventually paid all of her medical bills and paid her for her pain and suffering. This was only after her car accident attorney filed a lawsuit on her behalf in order to recover fair compensation on her behalf. Had this client marked her social media accounts to "private" the insurance company would not have been able to create a story that she was not injured based on her photos.

Getting A Fair Settlement For Your California Injury Claim

Social media is a new tool for insurance adjusters to use to diminish the value of your claim, or deny it altogether. Just because you were not at fault and sought proper medical treatment for your injuries does not mean you will be treated fairly. Often, consulting with an experienced personal injury attorney law firm that practices throughout California is the best way to get fair treatment from the insurance company. People injured in car crashes in Anaheim, Santa Ana, Fullerton, and throughout Orange County have turned to The Lions Injury Lawyers to get fair treatment by the insurance companies. The Lions Injury Lawyers represent injured plaintiffs throughout California, from San Diego County to the Inland Empire, up to Los Angeles and all the way 

Fall Weather Driving Hazards

Parts of California may enjoy some of the most predictably sunny weather in the country, but even minor changes can result in major safety hazards. An increased awareness of road conditions that can result in dangerous conditions may help you avoid an accident.

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Wet Roads

We all know that California cities often crawl to a stop during heavy rains, but most of the precipitation on the roads is not heavy rain, or rain at all. With daylight savings time approaching, the days feel shorter and many drivers will be making their morning commute in the dark. Condensation settles on the road heavier this time of year than most. Even cities in Southern California, like Los Angeles, Orange County (which includes major business hubs like Costa Mesa and Irvine), and all the way down to San Diego, experience higher levels of morning dew. Similar to black ice in colder climates (some parts of California of course to have black ice as well), dew can be unrecognizable and therefore even more dangerous. If you are driving in the morning or evening, consider there may be more condensation on the roads than you can see, making fast stops and high speeds dangerous. Every year, drivers are injured and killed in California car accidents that are the result of a driver not realizing slick conditions on the roadway. Slow down, give yourself more time to break, and remember that there's more water on the road than you see, even if it is in the form of dew or fog.

Fog

Similar to dew, fog becomes a safety issue this time of year, especially in coastal cities and mountainous areas. Fog presents many safety hazards, and is a more obvious dangerous condition than dew, as drivers can readily see their visibility is impaired. Don't use your bright beam headlights - it doesn't help and it makes the situation even more dangerous for other drivers. Drive slower, put your normal lights on, and give yourself plenty of time to get to and from your destination. Keep your foot on the brake, as fog can be more dense in some areas and significantly decrease vision. The California Highway Patrol responds to fog-related accidents resulting in injury and death every year at this time, sometimes single-car accidents where the driver becomes disoriented and crashes. Avoid crashing your car in fog by taking it slow and proceeding cautiously.

Pedestrians

Halloween is, of course, a time of great excitement and increased pedestrian traffic. It is not just the neighborhoods, either. Consider there are more people at the grocery store and shopping mall, and as happens during every holiday season, people preparing for holidays are often aloof and not paying attention. Auto versus pedestrian accidents often result in serious injury or death, as no person is a match for a moving automobile. Pedestrians bear responsibility too: if you are walking in areas that pedestrians share with cars, remember to keep your eyes up and stay off your cell phone. Drivers owe pedestrians a heightened level of care because they are driving heavy machinery that can be dangerous and deadly. Pedestrians too can help avoid accidents simply by paying attention and acknowledging they see drivers, and visa versa.

Darkness

Daylight savings time results in more darkness, especially in the early evening. You should drive more slowly in the dark, taking more time to get to your destination. Remember that visibility is decreased, meaning other cars, bicyclists, and pedestrians are more difficult to see. Drive slowly, and remember that your response time is diminished when it is dark outside.

Involved in a Fall Weather Car Accident or Injury?

For those unlucky enough to be injured in a car accident, or an auto versus pedestrian accident or slip and fall injury, the road to recovery can be challenging. Insurance companies are notoriously difficult to work with and even more difficult to get fair compensation for your losses. Speaking with an experience personal injury attorney may be advisable. If your injury wasn't your fault and you are wondering how you will pay for everything, a good injury law firm will be able to give you sound counsel regarding your options. The Lions Injury Lawyers help people throughout California bounce back after an accident. If you are wondering what to do and how you will recover, the attorneys at The Lions Injury Lawyers will be more than happy to give you a free case assessment, as well as recommend medical providers that may be willing to provide high quality healthcare at no cost up front.

Who Pays Medical Bills After A Crash?

If you were injured in a car crash, you likely have medicals bills. And, given the high cost of healthcare in California, these bills are sometimes very high. For some, the cost of medical expenses can be daunting, and the unknown as to how and when they will be paid can be paralyzing. Understanding who pays and how can be helpful for those trying to figure out how to proceed after an injury accident.

What About Car Insurance?

In an ideal world, the driver who causes an accident has car insurance. If he injures someone, eventually his auto insurance will ideally pay for the medical expenses of the injured person. But what if his insurance only covers him for the California state minimum of $15,000 and the injured person's bills exceed $15,000? In that scenario, the injured person's insurance may come into play, if he or she is insured for more than the state minimum. Additionally, if there are other insurance policies that might cover the at-fault driver, such as a business or umbrella insurance policy, those insurance policies might also pay for the injured person's medical expenses.

And If Car Insurance Won't Pay?

It sounds unfair and unlawful, but car insurance companies are notorious for trying to avoid paying medical bills. For example, they may state that the car accident did not cause the injuries, and so they do not have to pay the bills. There's a sliver of truth to this, but the extent to which insurance agencies use this excuse is often ridiculous. Or, the insurance adjusters may state that the amount billed is too much, and so they will offer you the minimum amount for the medical treatment billed. Or, they may simply decide that some medical treatment is not necessary, was not properly prescribed, or the date of treatment was too far after the car accident and therefore not related. 

How To Get Your Bills Paid For

An experience car accident or injury attorney may be able to help you. The insurance companies are likely to deal more fairly with you if you are represented by an attorney, as politically incorrect as that sounds. An injury attorney knows the rules of the insurance code. Also, a good injury attorney in California will have heard the excuses for not paying before. Therefore, he or she will be in a much better position to fight back on your behalf. Also, consulting an injury attorney shortly after your car accident will likely benefit you by learning more about the claim and litigation process before you finish your medical treatment. You may be able to avoid falling into the traps the insurance companies expect you to fall into.

The Lions Injury Lawyers represent injured persons throughout California, including claimants living in San Bernardino County, Riverside County, San Diego County, Orange County, San Joaquin County, and Los Angeles County. Speak with an attorney, not a salesman.

Car Accidents 101: Call The Police?

If you've never been involved in a car accident, you are lucky. You're also probably unsure what to do if that dreaded day comes when you find yourself on the side of the road after an accident. One of the most common questions is whether you are required to call the police after a car accident. The most straightforward answer is no, you are not required by law to call the police after a car accident, although there are obvious circumstances when calling the police will be required, such as a serious accident where someone is injured.

Should You Call The Police?

If you're trying to decide whether to call the police, consider the ways in which a police report or traffic collision report might help you. For example, even if liability is straightforward (or you think it is), it is better to have the scene of the accident diagramed and explained by a uniformed officer than to rely on your memory. Also, even though you think the facts leading up to an accident or crash are beyond dispute, you never know what the other driver or drivers may say once they leave the scene. Unfortunately, many driver who cause accidents lie to their insurance agents because they don't want their insurance rates to rise. A police report will help explain what happened shortly after the accident and before the at-fault driver has the chance to worry about his or her insurance premiums rising.

What If The Police Do Not Arrive?

Sometimes, depending on the time of day, the police or highway patrol may not respond in a timely manner. Unfortunately, this happens during busy times, such as weekend evenings. However, it is still advisable to call the police and formally request that someone come out. A record of your telephone call will be taken, and your injury attorney may be able to get a copy of what was said on the telephone call. If the police or highway patrol never show up, at least you tried, and the copy of the report of you calling the police is likely to work in your favor if things become combative.

How Long Does It Take For Police To Respond?

Depending on where in California your accident happens, police may arrive within a few minutes, to a few hours after the crash. If you are in rural California and are far from a highway patrol vehicle or police station, you may have to wait. Or, if you are in a busy city, but the police are attending to more urgent matters, you may end up waiting too.

What Should I Do When I'm Waiting?

You should make sure you're safely off the roadway and out of harm's way. Do not play detective, but you should take photographs of the vehicles and the surrounding areas. If there are other people watching and you think liability may be an issue, you may want to get the contact information of these people, as they may be witnesses in the future. You should exchange insurance information with the other driver, if you feel it is safe to do so. It is not advisable to engage in lengthy conversation. Unfortunately, you don't know how the other driver will deal with the stress. Get his or her information if you feel safe doing so, and return to your car.

What If The Police Report Is Wrong?

Of the many things police officers and highway patrolman in California do right, writing detailed and accurate car accident reports is not always on the list. In fact, some officers in Orange County and Los Angeles County simply get it wrong - we see their erroneous reports frequently. We give them the benefit of the doubt, but the police report or traffic collision reports they write are sometimes misleading, inconclusive, or simply wrong. An experienced injury attorney will be accustomed to reading a California traffic incident report or a California police report, and will be able to address errors or misleading statements accordingly. And, if you were not at fault, an injury attorney who is good at his trade will be able to prove that you were not at fault. Some plaintiffs who have settled for large amounts of money almost never consulted with an attorney because they were afraid theirs was a lost case due to a faulty police report.

What Happens To A Police Report?

An experienced and successful California car accident attorney will put a police report or traffic collision report to good use. First, the attorney will usually get a copy of the report by submitting a formal request to the appropriate department. Then, his office will use it to argue on your behalf with the insurance company in order clear any disputes over liability. Finally, a good car accident attorney will use the report to show that you were injured and stated the same at the scene of the accident.

The Lions Injury Lawyers, P.C. represent injured plaintiffs throughout the state of California, including clients in Orange County, Los Angeles County, Riverside County, and San Bernardino County. Consultations with The Lions Injury Lawyers, P.C. are conducted by attorneys, not salesmen. You don't know what you don't know when it comes to dealing with a California car crash, and what you don't know can hurt your ability to recover. Call (949) 329-5000, or fill out this form to discuss your case today.

Why Was My Side Impact Collision Claim Denied?

Insurance companies are notorious for denying liability for side impact, or "t-bone" collisions, even when their insured is at fault. How do they get away with this, and what can you do about it? A basic understanding of how t-bone accidents are evaluated will help you better understand how to proceed with your claim if your were injured in this type of car crash.

How Do Insurance Companies View Side Impact Collisions?

Many people assume that rear-end accidents are easy when it comes to deciding who is at fault. Most of the time, this is true. The driver of the car who rear ends the car in front of him is almost always found to be at fault. The flip side of the coin is that in accidents other than rear-end collisions, insurance companies almost always decide their insured is either not at fault, or is only partially at fault. Because there are so many situations and scenarios that can lead to a t-bone collisions, insurance companies have become comfortable simply denying liability for the accident, forcing claimants to either abandon their claim, or fight back. Most people abandon, unaware that they may likely still have a compelling and winnable claim.

What If There Was No Police Report?

Even if there is a police report, t-bone collisions can be complicated, so the officer who writes the report may not determine who is at fault. And, occasionally, the officer who prepares the report gets it wrong. This does not mean that if you were injured in a t-bone accident that was not your fault that you are without options. An inaccurate police report does not mean you have no claim. An experience injury attorney will carefully review the facts of your case and, when necessary and appropriate, litigate your claim in order to recover money on your behalf. If you weren't at fault, a skilled injury attorney will likely be able to recover money to cover your medical expenses, as well as recover money to compensate you for pain and suffering. 

What Should You Do?

Take photos. A good car accident attorney will be able to connect the dots in your favor to show you were not at fault. Don't just take photos of the cars involved in the crash. If possible, photograph the surroundings as well. If possible, take a photo of what the other driver's perspective was when he or she caused the accident. Also, you should always seek appropriate medical treatment for your injuries. If you were injured but do not receive medical treatment, the at fault party's insurance company will not take your word for it. They will simply deny that you were injured. If you were injured in a California car accident, always seek reasonable medical treatment to help you recover from your injuries.

What Can An Attorney Do?

Auto insurance companies often automatically deny liability for side impact collisions and the resulting property damage and injuries. They push claimants to fight back, or abandon. Most of the time, claimants abandon their claims, unaware that an insurance company's denial is not the final word. A skilled car crash or injury attorney will be able to show that you were not the cause of the accident. If necessary, a good California accident attorney will litigate your claim for you. 

Who Can Help Me?

If you were injured in a t-bone accident that was not your fault, seek medical treatment. Also, document your expenses, change in lifestyle, and everything you can to show the impact the collision has had on your life. Also, speaking with an experienced injury attorney may help. The lawyers at The Lions Injury Lawyers, P.C. have helped many individuals injured in California car accidents recover both physically and financially from side impact, or "t-bone" car crashes. Located in Newport Beach, California, The Lions Injury Lawyers, P.C. represent injured individuals throughout the state of California. 

10 Things to Remember if You're in a Car Crash

What Should You Do?

The minutes and hours following a car accident can be a confusing blur. Assuming you've moved your body outside the zone of danger, there are a few things you can do to help avoid conflicts regarding the facts of the accident:

1. Seek Medical Attention.

  Yes, there are other things that are important, but be sure to take care of your health first. Try to take a few deep breaths and evaluate your physical condition. Do the same for your passengers. 

2. Decide Whether to Move Your Vehicle.

If you're on a highway or freeway and you're safely able to do so, most jurisdictions prefer parties involved in the accident to move their vehicles off the roadway. If, however, you're unsure of the safety of doing so, leave it there. Some vehicles are obviously unmovable due to damage caused by the accident, so don't force the issue if the vehicle won't move. If possible, take photos of the scene from multiple angles prior to moving your vehicle.

3. Contact law enforcement.

Usually, this means calling 911. There are many reasons that having a police officer or highway patrolman take an official report may be helpful. 

4. Exchange Insurance Information.

Be sure to exchange information with all involved parties, not just the party you think is at fault. Don't forget to get drivers licenses as well. Most people drive with cell phones that have cameras, so the exchange of information is easier now than ever before. 

5. Take Photos.

You should take photos from multiple angles of all vehicles and the surrounding areas. If possible, do this prior to moving vehicles from where they came to rest after the accident.

5. Witnesses.

You may think it is obvious who caused the accident, but it is always important to have the contact information of witnesses, just in case there is a conflict later on about who caused the wreck.

6. Call An Injury Attorney

Nearly all injury attorneys give free consultations. A short phone call to an injury attorney will help you determine how to move forward. If you were injured, an injury lawyer will know the best path forward, and will be able to give you advice and counsel as to how to best proceed with your claim.

7. Call Your Insurance Provider

Most insurance companies require you to report all accidents involving your vehicle.

8. Don't Talk

Do not talk to the other driver's insurance company. You should never give a recorded statement to the other party's insurance carrier without first consulting an experienced injury attorney. There are countless seemingly insignificant things their insurance adjuster may ask you to say or confirm that can hurt your ability to recover a fair and reasonable settlement for your losses.

9. Follow Up

If you were injured in a car wreck, and you sought medical treatment, you should follow up with your doctor. Usually this means getting the treatment they prescribe. At a minimum, you should go to the follow up visit to discuss your injuries as time passes. Remember, if it isn't well-documented by a doctor, the insurance company will not take your word for it. Harsh as it seems, if a doctor doesn't specifically say you were injured, you were not injured at all in the eyes of the insurance adjuster.

10. Don't Settle For Less Than Fair Value

Insurance companies are incredibly savvy at getting injured people to accept small amounts of money to resolve their claims. If you were hurt, you deserve not only the cost of your medical expenses, but also money for pain and suffering. Don't settle for less than fair. If you feel like you're not making progress with the insurance adjuster, you're not alone: nearly every personal injury claim is valued higher when it is handled by a skilled injury attorney. The lawyers at The Lions Injury Lawyers, P.C. have the experience to help you recover a fair settlement for your injury.

 

What To Do When You're In An Accident

Initially After the Crash

  • Breathe. It's easy to become in a state of panic after a sudden collision especially if you are dealing with injuries. Take deep breaths in and out, short shallow breaths can quickly lead to hyperventilating and will aggravate injuries. 

  • If the accident is minor, move to a safe area away from traffic. Check for Injuries. Adrenaline pumps through the blood after an accident.

  • It's common to overlook injuries. Take things slow let others come to your aid.  

  • Call the police. Even if the accident is minor. A police report is a critical piece of evidence. Do not sign any forms from anyone other than the police.

  • Do not tell anyone the accident was your fault. Even if you think it was; be polite but let all the facts come out before placing blame. 

  • What you say in the police report is important. It often takes days for injuries to make themselves known due to adrenaline and inflammation block pain receptors in the body. It is better to answer "Yes" than "No" when in doubt. If it very common to initially think you are okay after an accident only to go into the hospital the next day with severe pain and find out you need surgery. WHEN ANSWERING QUESTIONS TO THE POLICE, IT'S BEST TO PLAY IT SAFE WITH A "YES" THAN "NO". Insurance Agencies aim to pay as little as possible, police reports are an important tool in that objective. Have a family 

  • Have a member of your family reach out to the appropriate parties i.e. lawyer, insurance agent immediately so they can start building a paper trail for your defense. The more points of contact the better. 

The Next Day

  • Go home. If you’ve been in a car accident, no matter how minor, your body has suffered real trauma. The adrenaline and inflammation can dull your pain receptors. your body needs ice, fluids, and rest. The day after an accident is critical for healing. If you had surgery you wouldn't be up on your feet the next day! Trauma is trauma. The next 72 hours after an accident is critical for your body to heal. Risk vs. reward! You don't want to pay for it later. You may think this is an exaggeration but it isn't. Neglecting much needed recovery can add six months or more to your recovery. In the end it will cost you more in medical care and put you in a vulnerable position for chronic health problems. One of the most common injuries we see is damage to the lungs and ribs. A sudden gasp of air coupled with slamming on the ribs will make it hard to get any deep breaths for the next few days. ICE! 

If you’ve been in an auto accident you know you need support. Emotionally, physically, financially - it’s a big burden. The Lions Injury Lawyers is exactly who you need in your corner. Not only will we fight to get the money you deserve in your case, but we're here to help every step of the way. We are a values-based personal injury law firm. We care about you and your case. It’s a privilege to work with you and your family through this vulnerable time. It’s overwhelming navigating your way forward after an accident. Call The Lions Injury Lawyers today to discuss your accident.