Insurance companies are notorious for denying liability for side impact, or "t-bone" collisions, even when their insured is at fault. How do they get away with this, and what can you do about it? A basic understanding of how t-bone accidents are evaluated will help you better understand how to proceed with your claim if your were injured in this type of car crash.
How Do Insurance Companies View Side Impact Collisions?
Many people assume that rear-end accidents are easy when it comes to deciding who is at fault. Most of the time, this is true. The driver of the car who rear ends the car in front of him is almost always found to be at fault. The flip side of the coin is that in accidents other than rear-end collisions, insurance companies almost always decide their insured is either not at fault, or is only partially at fault. Because there are so many situations and scenarios that can lead to a t-bone collisions, insurance companies have become comfortable simply denying liability for the accident, forcing claimants to either abandon their claim, or fight back. Most people abandon, unaware that they may likely still have a compelling and winnable claim.
What If There Was No Police Report?
Even if there is a police report, t-bone collisions can be complicated, so the officer who writes the report may not determine who is at fault. And, occasionally, the officer who prepares the report gets it wrong. This does not mean that if you were injured in a t-bone accident that was not your fault that you are without options. An inaccurate police report does not mean you have no claim. An experience injury attorney will carefully review the facts of your case and, when necessary and appropriate, litigate your claim in order to recover money on your behalf. If you weren't at fault, a skilled injury attorney will likely be able to recover money to cover your medical expenses, as well as recover money to compensate you for pain and suffering.
What Should You Do?
Take photos. A good car accident attorney will be able to connect the dots in your favor to show you were not at fault. Don't just take photos of the cars involved in the crash. If possible, photograph the surroundings as well. If possible, take a photo of what the other driver's perspective was when he or she caused the accident. Also, you should always seek appropriate medical treatment for your injuries. If you were injured but do not receive medical treatment, the at fault party's insurance company will not take your word for it. They will simply deny that you were injured. If you were injured in a California car accident, always seek reasonable medical treatment to help you recover from your injuries.
What Can An Attorney Do?
Auto insurance companies often automatically deny liability for side impact collisions and the resulting property damage and injuries. They push claimants to fight back, or abandon. Most of the time, claimants abandon their claims, unaware that an insurance company's denial is not the final word. A skilled car crash or injury attorney will be able to show that you were not the cause of the accident. If necessary, a good California accident attorney will litigate your claim for you.
Who Can Help Me?
If you were injured in a t-bone accident that was not your fault, seek medical treatment. Also, document your expenses, change in lifestyle, and everything you can to show the impact the collision has had on your life. Also, speaking with an experienced injury attorney may help. The lawyers at The Lions Injury Lawyers, P.C. have helped many individuals injured in California car accidents recover both physically and financially from side impact, or "t-bone" car crashes. Located in Newport Beach, California, The Lions Injury Lawyers, P.C. represent injured individuals throughout the state of California.