When to Call an Injury Attorney

Nobody expects to get injured in a car accident, and so people injured in auto crashes are often uncertain how to proceed. The reality is most people who are injured incur some medical expenses, and without the help of a personal injury lawyer, these same people often forego appropriate medical treatment because they don't know how they will pay for it. A common question injured victims face is when they should call an attorney, and what the attorney will do for them. There are a few common misconceptions that go against the injured, such as the assumption that an attorney only helps at the end, once medical treatment is complete.

What Kind of Injuries do 'Personal Injury' Law Firms Handle?

According to the Center for Disease Control and Prevention, approximately 31 million people each year seek treatment in a hospital or emergency room for accidental injuries. These injuries may include broken bones, muscle or tendon tears, cuts and burns, as well as accidental ingestion of toxins and damage to internal organs. The most common causes of injuries are:

  • Automobile accidents, including motorcycle and trucking accidents
  • Bicycle/pedestrian accidents
  • Slip and fall accidents
  • Strike by a falling object
  • Dog bites
  • Medical error (commonly assumed to be medical malpractice)
  • Defective or dangerous products (often called 'product liability' cases)

Most of these accidents involve someone else's negligence. In California, if you were injured in one of these situations, and someone else is partially or fully to blame (liability), they may be responsible for making you "whole" again, or providing the financial means to pay for your medical treatment to help you recover to the state of health you were in prior to the accident or car crash. 

When to Call an Injury Attorney or Car Crash Law Firm

In California, you have two years to file your claim for your injury. After two years, you cannot recover money for your injury. This rule, called the statute of limitations, applies regardless of where in California you live. For example, the statute of limitations for car crashes is the same whether you live in Orange County, Los Angeles County, or in the Bay Area. All California residents must file before the two year limit. The same applies for visitors to the state of California.

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If you were injured in a car crash, you should call an injury attorney as soon as possible. There are many reasons why time is very important right after your injury. For example, the at-fault driver's insurance will likely push you to accept a small amount of money as a settlement. Their insurance may pressure you to make a recorded statement, which will most often be used against you in the future. Many people have a hard time seeing an appropriately trained doctor soon after a crash; many law firms can help injured people gain access to lien-based medical treatment, meaning the doctors will treat the patient at no out of pocket cost to the person, and the law firm will pay the doctor when they win the case.

Don't Settle Your Claim Alone

Most people assume that if they hire an attorney, they will need to either pay the lawyer a lot of money up front, or they will have to pay a large portion of their settlement to the law firm. In many cases, the injured person does not know what his or her case is worth. It can be very difficult to know if the settlement amount the insurance is offering is fair. In most cases, an experienced California injury attorney will be able to compare your case against thousands of other injury claims in order to determine how much money is fair and reasonable. Once an amount is determined, a good injury law firm will have a specific strategy to achieve the best possible outcome for their client. Also, most car crash lawyers in California are willing to work on a contingency fee basis, meaning the lawyer does not take a fee unless he or she wins. This is good for plaintiffs (the injured) because most people do not have cash on hand, ready to pay a lawyer just in case they are injured. 

Don't Underestimate Car Insurance Claims Adjusters

Auto insurance adjusters may seem friendly on the phone, but make no mistake, their job is to get you to accept as little money as possible to settle your claim. After all, these are multi-billion dollar publicly-traded companies that are trying to make as much money as possible. Next time you're watching sports, pay attention to how many insurance companies are advertising during commercial breaks. Why do they do this? Auto insurance is an extremely profitable industry. That's all fine, of course, but when you're injured and the person who caused your injury has an insurance policy that is supposed to cover the costs of your medical treatment, you should not have to fight tooth and nail to get what is rightfully owed you. Unfortunately, insurance adjusters often rely heavily on complex computer algorithms, meaning no matter how friendly you are to them, or visa versa, at the end of the day, the computer spits out a number and that is how much money they will try to get you to settle for. With an injury attorney who knows what he or she is doing, that computer-generated number is meaningless.

Future Medical Care and "Pain and Suffering"

You should call an injury law firm when you are trying to figure out how to pay for future medical expenses. Depending on your injury, the cost of your future medical expenses may be large. It can be difficult to know whether you have calculated enough money to cover future medical costs. Many California car accident law firms hire expert witnesses to calculate how much a client will need to treat their injury in the future.

Another challenging aspect injured persons encounter is how to calculate general damages, commonly known as "pain and suffering" damages or money. This amount is the money the at-fault person pays to compensate you for the pain they put you in. How much is your pain worth? Experienced injury attorneys can look at past cases and build your claim based on their knowledge of California case law. Pain and suffering damages are not commonly offered by insurance companies, and a good lawyer will fight hard to recover as much money as possible on your behalf.

The Lions Injury Lawyers are proud to represent clients throughout California, from San Diego all the way to the Oregon border and everywhere in between. If you were injured, you owe it to yourself to speak with a good attorney. You have nothing to lose, and even a short conversation with a good injury law firm will give you peace of mind, if nothing else, that you are proceeding correctly. You will speak with a lawyer (not a salesman), who will answer your questions and give you a free, no pressure evaluation.

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Car Accidents Involving Large Trucks: What You Should Know

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It's no surprise that the large semi trucks that carry much of the food we eat and the products we use throughout the country can cause serious safety threats to other drivers on the road. After all, most of these trucks weigh in excess of 10,000 pounds, and are nowhere near as agile and maneuverable as a common automobile. California highways are sometimes choked with trucks, which is due to the large population of California, as well as the several shipping ports, where the trucks receive their loads from abroad for distribution in California and throughout the country. If you're driving on California highways, there are a few safety tips you should be aware of in order to stay safe.

Remembering Elementary School Science: Inertia

Remember learning about objects in motion staying in motion until another force acts upon it to slow it down? A large truck will stay in motion unless the driver tries to slow it down. This is all common sense. The catch is, even when the driver of the truck tries to stop the truck's intertia, depending on how big and heavy the truck is, it can take a very long time to slow a moving truck. Now consider how fast trucks travel on California freeways - usually at least 60-70 miles per hour. Going this speed, it can take a great distance for a typical 18 wheeler carrying a normal load to slow. Now recall how often you see passenger vehicles, like your standard car or SUV, dart in and out of traffic. Large trucks cannot stop in time to avoid contact, it is as simple as that.

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Driver Fatigue and the Laws Regulating Trucker Drive Hours

Truck drivers make their living by carrying loads from point A to point B. The more distance they travel, the more money they make. There are regulations in place to keep truck drivers from getting too tired and drowsy to drive, but the reality is that truck drivers get tired and occasionally doze off or fall asleep at the wheel, often times causing collisions with other cars. The laws regulating truck driver hours are not always clear cut, either. For example, consider the "14-Hour Limit," which states that commercial truck drivers cannot  "drive beyond the 14th consecutive hour after coming on duty, following 10 consecutive hours off duty. Off-duty time does not extend the 14-hour period." This limitation applies to truck drivers who are carrying goods and products in their cargo, while other limitations apply if truck drivers are carrying passengers. The Federal Motor Carrier Safety Administration regulates truck driver hours, and these limits apply to the following drivers in specific vehicles only, known as a "CMV" vehicle: 

In general, a CMV is a vehicle that is used as part of a business and is involved in interstate commerce and fits any of these descriptions:

  • Weighs 10,001 pounds or more
  • Has a gross vehicle weight rating or gross combination weight rating of 10,001 pounds or more
  • Is designed or used to transport 16 or more passengers (including the driver) not for compensation
  • Is designed or used to transport 9 or more passengers (including the driver) for compensation
  • Is transporting hazardous materials in a quantity requiring placards

While these regulations certainly prevent some drivers from driving too long and becoming dangerous due to the human propensity to need sleep and doze off after long hours of driving, the rules to not obviously apply to all potentially dangerous drivers. Not all trucks meet or exceed the weight limits, or are transporting goods requiring special placards. 

Common Trucking Accidents or Crashes

There are several categorizations of car crashes, and those involving commercial trucking vehicles tend to fall into the following categories:

  • Rear end collision (usually from common cars cutting in front of trucks and the truck can't slow)
  • Head on collisions (often from cars darting in front of a truck, again, trucks cannot slow down)
  • Jacknifes
  • Rollovers
  • Sideswipe
  • T-bone or other side-impact collisions (often resulting from vehicles turning into the path of the truck, which is unable to avoid collision due to an inability to slow in time)
  • Cargo shift causing rollover or jacknife
  • Cargo spill

Trucking Accidents Resulting in Injury

Tragically, many crashes involving commercial trucks result in injury. Sometimes, the injuries are non life-threatening, such as whiplash, sore neck and back, and what are categorized as "soft tissue" injuries. Unfortunately, due to the heavy nature of commercial trucks, many auto versus truck accidents result in catastrophic injury and death. The amount of property damage a truck can cause a pedestrian vehicle is also significantly greater than a typical auto versus auto car crash.

Trucking Accidents Often Result in Fire

When an 18-wheeler crashes into a small SUV, for example, the result is often fatal, sometimes due to fire. Crashes with trucks often result in fire, as the trucks necessitate large amounts of petroleum based fuel, or gasoline. Fortunately, as clean(er) energy options enter the market (such as the newly-announced truck from California's own Tesla), future crashes with trucks may be less likely to result in fire. Many large players in the domestic shipping business have placed orders for the Tesla truck, so hopefully the technology will soon spread throughout the industry, bringing safer trucks to the roads.

What To Do If You Were Injured by a Truck

If you were injured while traveling in California by a truck, you should first take care of your health. Seek medical attention immediately. Proceed to take care of yourself and any passengers involved as you would with a common accident - your health is most important. When you are able to think clearly and are beginning to try to figure out how to recover financially and physically, a call to a California injury law firm may be beneficial. Trucking companies are often represented by aggressive law firms that tend to deny liability on all crashes, sometimes even in contradiction with reports issued by the California Highway patrol or the local police department. Even if you think you were not at fault and that it is obvious that the trucker was at fault, do not assume the truck's insurance company will pay for your medical bills. In fact, if you were injured by a truck, you are actually more likely to face an uphill battle in recovering your costs. 

The Lions Injury Lawyers, P.C. represent injured plaintiffs throughout the state of California, and are ready to discuss your case and answer any questions you may have. The sooner you discuss your injury claim with an experienced and trusted attorney, the more likely the attorney will be able to help you. When you call The Lions, you will speak directly with an injury attorney, not a salesman. Access to a lawyer who is experienced in handling California injury claims will help you navigate the often complicated world of injury insurance claim settlements.

Social Media Makes You A Dangerous Driver (and it's not just you!)

California roads and highways can be a challenge for even the most experienced and focused driver, with tens of millions of commuters taking to the roadways daily. Long before the rise of smart phones and social media, California roads were a stressful and sometimes dangerous place to drive. Now, with many drivers checking and updating their social media platforms during their commute, the roadways are even more dangerous. Tragically, car accidents that result in injury and death are now often the result of one driver being distracted, and the culprit for the distraction is often the driver's cell phone. What are they doing on the cell phone that is so distracting? Checking social media.

California Law Prohibits Using Your Handheld Phone While Driving

It's not news that distracted driving causes hazards. As cell phones became more popular in the late 1990s, the California state legislature responded by making it illegal to use a handheld device while driving. At the time, use of a cell phone was limited almost entirely to talking on the device. Now, the capability of an average smartphone allows its user to engage in an endless list of distracting activities, from taking photos and videos, to trading stocks and playing video games. 

Courtesy: NHTSA

Courtesy: NHTSA

Distracted Driving Causes Accidents

According to the National Highway Traffic Safety Administration (NHTSA), an estimated 660,000 people use their handheld devices every day while driving. Many experts would argue the actual figure is exponentially higher than that. State and local laws are beginning to catch up to the bad habit, with many jurisdictions strictly enforcing laws prohibiting distracted driving. For example, in Orange County, California, police officers on motorcycles have been slowly driving between lanes during stopped traffic at intersections and checking to see who is on their phones. When the lights change and traffic begins to move again, they pull over the individual who was on their phone. Just because traffic is stopped does not mean you are legally allowed to check your cell phone. The law prohibiting cell phone use applies whether traffic is moving or not. New distracted driving laws are going into effect in California, but their efficacy is yet to be determined.

Sending or reading a text takes your eyes off the road for 5 seconds. At 55 mph, that’s like driving the length of an entire football field with your eyes closed.
— NHTSA

Instagram, Snapchat, and the Urge to Update

Especially prevalent among young drivers such as teenagers and college students is the urge to update social media while driving. Tragically, this often results in disastrous consequences such as serious injury and death. As if the possibility that your social media usage while driving might result in serious injury or death from a car accident you cause weren't enough, consider that your social media usage can be used against you as evidence of negligence while driving. If you are involved in a car accident in California that results in injury, the injured party's attorneys may subpoena access to your social media accounts. This means the injured person's attorney will know the content, and most importantly, the timing of your social media usage. This can allow their lawyers to easily connect the dots and prove that your social media use happened at the same time of the accident, thus proving your fault and liability for the injury or death. Sounds scary, right? Luckily, such a scenario is easy to avoid. Simply put, don't update or check your social media accounts while driving!

What You Can Do About It

First, change your own habits, if you're in the habit of checking your phone while you drive. This makes you safer, and it makes those around you safer as well. Second, if your loved ones use their phones while driving, talk to them about the very real consequences of using handheld devices while driving. If you are driving and see someone on their phone and driving in a dangerous or reckless manner, you can:

  • Get their license plate information, if you can do so safely
  • Make note of the make and model of their vehicle
  • Pull over to a safe place, or have a passenger in your vehicle call the police
  • Notify the police of this information. If the driver poses a hazard to others on the roadway, it is appropriate to call 911

Injured In a Crash Where The At Fault Driver Was on their Phone?

If you were injured in a car crash and think the at-fault driver was on his or her cell phone at the time of the incident, you should discuss the facts of the automobile accident with an attorney. If you or your passengers were injured, an injury attorney who practices personal injury in California will be able to make sure evidence regarding cell phone usage at the time of the accident is preserved, just in case it is needed later. For example, even if you saw the driver who hit you on their phone, if they deny it to their insurance, their insurance will take their insured's word, not yours.

The police are unlikely to make a determination, as the "he-said-she-said" scenario can be difficult for law enforcement to make accurate determinations as to what happened after the fact. However, an injury attorney that regularly handles California injury cases will send the appropriate letters and file the necessary paperwork to make sure they're able to access the cell phone and data records of the defendant. Also, if the distracted driver had their phone plugged into their car via USB cable at the time of the accident, the car's "black box" may have a record of the phone's usage, depending on the make and model of the car, and how long after the accident the information is pulled from the black box system.

California Distracted Driving Injury Questions

Wondering what to do following a California car accident where you suspect one of the drivers was on their phone? The Lions Injury Lawyers, P.C. practices personal injury law and represents injured clients throughout the state of California. A call to The Lions will put you on the phone with an actual injury attorney (not a salesperson), so you'll be able to ask questions to an experienced and knowledgable lawyer regarding the facts of your injury. If you were hurt in a crash and it was not your fault, the law entitles you to more than simply payment of your medical bills. The Lions make sure their clients are fairly compensated for lost wages, loss of consortium, changes in lifestyle (pain and suffering), and of course the costs related to medical treatment related to the crash. At the very least, a phone call to an experienced injury attorney regarding your California car accident will help you better navigate the often confusing world of injury settlements with auto insurance providers. 

 

Motorcycle Safety Tips for California Car Drivers

California motorcycle riders have the benefit of riding their bikes nearly year round, and so driving around motorcycles is not a seasonal occurrence here. The State of California requires motorcycle riders to pass a safety test prior to taking to the road, but aside from perhaps a question on the written exam at the California DMV for new drivers, car drivers are not required to know much about driving around motorcycles. Tragically, motorcycle-related injuries and deaths are common on our roadways. Here are a few things to keep in mind that will help car drivers and motorcycle riders stay safe and avoid crashes.

Motorcyclist deaths occurred 27 times more frequently than fatalities in other vehicles, based on 2014 fatal crash data. To keep motorcyclists safe, we urge everyone to share the road and be alert, and we’re reminding motorcyclists to make themselves visible, to use DOT-compliant motorcycle helmets, and to always ride sober.
— National Highway Traffic Safety Administration

Keep Your Distance

Give motorcyclists a full lane width, even if you think you can fit into the same lane. They are entitled the same space and accommodation as a car. Of course motorcycles and their riders take up less space and maintain a lower profile on the road. Treat them like a normal size vehicle, and give plenty of space. Especially when you're behind a motorcycle, leave at least four to five seconds of stopping distance at any speed, just in case. You never know when you will encounter poor road conditions, a slow moving vehicle that turns in front of the motorcyclist, or another unpredicted condition that will force the motorcyclist to slow. You don't want to rear end anyone, much less a motorcyclist. Motorcycles lack the "crashworthiness" of automobiles and trucks, meaning crashes involving motorcycles are more likely to result in injury, serious injury, and even death. Keep your distance and both you and the motorcycle rider will stay safe.

Look Twice

Because motorcyclists take up less space on the road than cars and trucks, many injury-causing accidents are the result of car drivers either not checking their blind spot, or doing so as a matter of habit and not really looking to see if someone is in their blind spot. Especially during the summer months when there are more motorcycles on the roads in California, you should be checking your blind spot and using heightened caution with the specific awareness of whether there are motorcycle riders in the area. This is especially important when making a left hand turn, as approximately 40 percent of all motorcycle crashes involve a car that turned left in front of the motorcyclist. These are accidents that can be avoided. Tragically, due to the exposed nature of a motorcycle rider to direct contact with a vehicle, many motorcycle accidents result in serious injury and death. Look twice before turning or changing lanes.

Info credit: http://www.scpr.org/news/2014/12/24/48867/gas-prices-economy-blamed-for-spike-in-motorcycle/

Info credit: http://www.scpr.org/news/2014/12/24/48867/gas-prices-economy-blamed-for-spike-in-motorcycle/

Be Considerate

Every California driver has seen inconsiderate and often rude motorcycle riders drive past them at often unsafe speeds, sometimes weaving in and out of traffic. These riders are the exception to the norm. Most California motorcyclists are respectful, law abiding riders. Even if they weren't - the law requires you to give them ample space and consideration on the road. As the signs say, "Share the Road" with motorcyclists! If you are bitter about being cut off by a motorcyclist, or think they're reckless and dangerous, consider your own safety as well. Don't attempt to rectify the situation by trying to regulate motorcyclist behavior; crashes involving motorcyclists often occur due to the automobile driver trying to correct what they perceive to be bad driving by motorcyclists. Crashes don't only hurt motorcyclists, but also often result in the driver of the car and his or her passengers being injured as well. 

Motorcycle Crashes

If you were involved in a motorcycle crash as a car driver, you should proceed to remove yourself from the roadway and make sure your vehicle is in a safe spot. Then, you are in a position to try to assist the motorcyclist, if possible. Depending on the nature of the collision, you may not be able to help the motorcyclist, and should immediately call 911 if the situation appears to necessitate the help of medical professionals. Don't worry about who was at fault, your car insurance, or anything other than the safety and well-being of yourself and the other parties involved in the crash. When you are safe and the proper authority has been called, you should exchange information with the other parties and contact your auto insurance provider. Most California insurance policies require drivers involved in a car accident resulting in around or more than $500 property damage to report the collision; they are also required to report the car crash when someone is injured, even if the injury is not severe or catastrophic.

Motorcycle Crash Attorneys

Depending on the nature of your crash, if you were injured in a motorcycle accident, you may be well served by contacting a California injury attorney. Even when the facts seem straightforward, there are many unforeseen loopholes that enable insurance carriers to deny coverage. This can mean that your medical bills and pain and suffering, as well as lost time from work and other expenses will not be covered by the at fault party's insurance, or your insurance. The Lions Injury Lawyers represent injured people throughout the state of California, including many motorcyclists. The injury attorneys at The Lions are experienced in handling the details of car crashes resulting in injury, especially motorcycle accidents that result in injury and death. If you or a loved one was injured on a motorcycle and the crash was not your fault, call The Lions Injury Lawyers today for a free consultation with an injury lawyer.

Dealing With Your Car Insurance After A Car Crash

Despite writing that monthly check to your auto insurance for liability and injury coverage, most people are understandably confused regarding what happens following a car crash when it comes to speaking with insurance. The assumption is that everything will be taken care of. After all, that is why you pay for insurance, right? And if you were not at fault for the car crash, why would you have anything to worry about? Unfortunately, reality is less cut and dry, and there are several things you should (and should not do) when communicating with your insurance provider following a car crash, especially an accident that resulted in injury to you or your passengers.

What Does Your Insurance Cover

In California, the state minimum policy, or the least amount of insurance you need to legally drive in the state, is a 15/30 policy. This is the amount of insurance coverage that is likely to cost you the least amount of money. What do the numbers mean? The 15 represents $15,000 for bodily injury you cause another individual. That is, if you injure someone, your insurance will pay up to $15,000 towards their medical bills and pain and suffering. This amount must cover everything, and is the maximum amount of money any one individual can recover as a result of an accident that was your fault. Even if that person's medical bills exceed $15,000, that's the most your insurance will pay. If you were injured by someone who has this insurance policy, the most you can recover from their insurance is $15,000. Even if your medical bills are extremely high, let's say $500,000, you will only get a check for $15,000 (in the best case scenario) from the at fault driver's insurance. 

The second number represents $30,000, or the total amount that your insurance will pay towards injury claims from a given accident. This means if there were multiple people injured, they must divide all their claims into the $30,000; if, for example, ten people were hurt, and each have $100,000, the total amount any one person can get is $15,000, and the entire group's net recovery cannot exceed $30,000. Given the high cost of medical care, a 15/30 or "bare minimum" insurance policy may not be enough to cover the medical bills and pain and suffering of those involved in the crash.

Will Your Insurance Premiums Be Increased?

The short answer is no, not automatically. This depends on whether you were at fault, and whether you were issued a citation or ticket from the California Highway Patrol or another law enforcement office. The amount you pay for car insurance depends on what you use your car for (business or pleasure), what kind of car you drive, where you live, what your driving/criminal records looks like, among other factors. If you were not at fault in a car accident, you should not see an increase in your insurance premiums. If you were at fault, you will likely see an increase. This is because it will cost more for your insurance company to insure you, and you are a greater risk of costing more money to insure in the future.

When Should You Report A Car Accident To Your Insurance?

Most people don't want to talk to their insurance because they don't want to see their bills increase. However, if you were injured, or someone else was injured, you should call your insurance company. Also, if property damage exceeds $500, or is likely to exceed that amount, you should call your insurance company. Some insurance policies (the "contract" between you and your insurance) require you talk notify them immediately after any motor vehicle collision.

What Should You Say To Your Insurance Following A Crash?

They need to know where it happened, when, any contact information from the other vehicles involved, and a basic explanation of the crash. That's it. You do not need to try to explain everything. In fact, doing so is likely to hurt you more than help you. Don't accept fault for the accident, and don't give a full list of possible injuries to you or anyone else. If you were injured, say you were injured and you have not yet visited a doctor. If you give a detailed accounting of injuries, you may miss something, and you will most certainly not give an accurate accounting of your injuries when compared to your medical records. This enables insurance adjusters to deny payment towards medical treatment later. You therefore shoot yourself in the foot by trying to be helpful. 

What Shouldn't You Say Following A Crash?

First, make sure you're safely off the road and are emotionally in a good spot. Too many people try to get on the phone with their insurance when their vehicle is still in the roadway, or they are in shock and still flustered from the accident. Take care of yourself first.

  • Don't admit fault. Just don't give your opinion. State the facts as simply and straightforward as you can. 
  • Don't say you are uninjured, or were not injured. If you feel pain a day or two later, which is very common, you may negate your ability to recover in the future. If you have medpay, or excess liability coverage, for example, your insurance policy that you've been paying for may cover you. It won't cover you if you make a statement that to you seems harmless, but allows your own insurance company do deny payment later on. 
  • Don't give a recorded or "official" statement. It won't help you and it can only hurt you. Sounds overly critical of insurance company, perhaps. But attorneys that handle car accident injuries regularly in California have seen time after time cases where the injured person makes a seemingly harmless recorded statement that is later used against that person. If you make a recorded statement (some insurance providers require this), you should do so only after consulting with an attorney. 
  • Don't estimate. Communicate the facts and stick to that. The more you try to connect the dots, the more likely you are to make a statement that although it sounds harmless to you, will prejudice your case in the future. This means it will work against you in the future. Keep it simple.
  • Don't sign medical records or releases. The insurance adjuster may say this is required, but it is not. You should consult with your attorney prior to signing medical release forms. 

Don't Settle Without First Consulting With An Attorney

Above all else, if you are considering settling, you should first speak with an injury law firm or an attorney who handles injury cases. Even if your case seems simple and straightforward, there are many loopholes that allow insurance companies to settle for less than fair value. If you don't know any better, you are likely leaving money on the table. Settling without an attorney almost always means you will get less money in your pocket. 

Depending on the facts of your case, you may be leaving large amounts of money on the table that you don't even know about. This is money that you have been paying for as part of your insurance premiums, or is money that the at-fault party is covered for. Remember, insurance companies are for-profit businesses. They want to spend as little money as possible on your claim. The less money they spend on your case, the more money they keep in the business. However, this does not mean you are getting a fair settlement for your California injury claim. Don't pad the pockets of the insurance company by accepting less than fair value. 

California Car Accident and Injury Attorneys

The Lions Injury Lawyers, P.C. handle injury claims throughout the state of California. The lawyers at The Lions Injury Lawyers do not work on other matters, but focus exclusively on injury cases. This means they have the experience and knowledge to help you get fair compensation for your injuries. If you or a loved one were injured, the attorneys at The Lions Injury Lawyers will answer your questions free of charge. All representation is done on a contingency fee basis, meaning you will never have to write a check or pay for your attorney out of pocket. Your fee is taken as a percentage of the amount your attorney wins on your behalf. If your attorney does not win, you owe nothing for the services provided. Also, you will speak directly with an attorney, not a salesperson. Don't sign up with an injury law firm after speaking with only a salesperson. Salespersons are fine at selling tires and perfume, but when it comes to your health and financial wellbeing, you deserve to speak with an attorney. Contact The Lions Injury Lawyers today for a free consult.

Navigating Your Car Accident Whiplash Claim

Thousands of car accidents occur each day in California, and many people involved in these accidents are injured as a result. The most common injury that results from being involved in a car accident is whiplash. Although whiplash is the most common complaint by injured persons involved in car accidents, it is an often misunderstood and misdiagnosed injury. It is also the injury that the at-fault driver's insurance is most likely to dispute and refuse payment towards treatment for.

Whiplash is the most common injury following a rear end accident

Whiplash is the most common injury following a rear end accident

What is Whiplash?

Whiplash is essentially neck strain and sprain that occurs when a driver or passenger's head is violently jerked backwards or forwards as the result of a car crash. The neck muscles and ligaments are strained as a result of the collision. Severe whiplash may also include damage to discs in the cervical spine, torn and ruptured ligaments, and even fractures in the vertebrae. Whiplash can be a serious, life altering injury, however many people who suffer whiplash assume the pain will go away after a few days, and they fail to document their injury in a way that will enable them to recover from the defendant's insurance company.

Symptoms of Whiplash

Whiplash can take several days to set in, and the resulting pain can last for the rest of your life if you do not treat it appropriately. Here are a few symptoms to look for:

• Neck pain and stiffness

• Loss of range of motion in neck, back, and arms

• Headaches, especially those with dizziness and vomiting

• Tingling and numbness in arms and hands

• Pain in your arms, shoulders, neck and back

• Other symptoms may include ringing of the ears, blurred vision, memory and concentration difficulties and abnormalities, difficulty sleeping, moodiness and lack of patience, anxiety and depression.

An MRI of the cervical spine is often required in order to evaluate the severity of a whiplash inury

An MRI of the cervical spine is often required in order to evaluate the severity of a whiplash inury

Treatment for Whiplash

If you were injured in a car crash that resulted in whiplash, you were likely hit from behind, meaning you were not at fault and you will be able to pursue the other driver's insurance company to have your medical bills paid. Unfortunately, the insurance company will not simply believe that you are injured and write you a check. You must seek appropriate, reasonable medical treatment as soon as possible after the car crash. Your injury will be attributed to age, pre-existing conditions, degenerative conditions - really anything other than the car crash, if you do not seek proper treatment and the medical professional makes note that you were involved in a car crash.

Proper treatment usually involves visiting your primary care physician within a day or two after the crash. This is impossible for most people due to scheduling. You should visit the Emergency Room or Urgent Care facility as soon as possible if you cannot get an appointment with your primary care physician shortly after the crash. Fortunately, especially in Southern California and Orange County, there are an abundance of 24-hour Urgent Care facilities that are equipped with the proper staff to evaluate the severity of your injury.

What if You Can't Afford Medical Treatment?

You likely did not see the car crash coming, and you probably don't have a couple thousand dollars lying around just in case you need medical care following an accident. If you're like most people, you will benefit from consulting with an injury law firm in California that handles car crash cases. An established and reputable injury lawyer will know of doctors who will treat you on a lien. This means the attorney vouches for your case, and the doctor agrees to be paid out of the settlement, rather than being paid up front. This also means you may receive state of the art care at no up front cost to you. Fortunately, many facilities that accept car accident attorney liens are privately owned and operated, and are able to provide the very best medical care available.

How to Document Your Injury

The most important documentation comes from your doctor's office or hospital or urgent care. Thus, the most important step you can take towards better health and financial recovery for your injury claim is to visit a doctor immediately. Sometimes whiplash does not become painful for several days after an accident. If this is the case for you, you should still go to a doctor as soon as the pain becomes bothersome and persistent.

Pursuing Your Claim

If you or someone you know has been injured in a California car accident and is trying to recover physically and financially, contact The Lions Injury Lawyers today for a free consultation. The injury lawyers at The Lions are skilled and experienced in arguing on behalf of their clients to receive fair and reasonable compensation for car accident injuries like whiplash. The Lions main office is in Newport Beach, California, but the firm represents injured persons throughout the state of California. Call (949) 329-5000 today for a free consultation with an injury attorney.

 

 

Documenting Expenses for your Personal Injury Claim

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Costs add up quickly when you're trying to recover from an injury, from co-payments for doctors visits, to prescriptions and travel to and from medical facilities. If you were injured in an accident and it was not your fault, you are entitled to reimbursement for these expenses. Unfortunately, many claimants do not keep track of their expenses (bills), and so the defense insurance company is not obligated to pay for costs that are not appropriately documented. A few tips on how to organize your car accident injury-related bills may help you recover more money for your injury settlement.

Your Claim Comes Down To Documentation

Your injury attorney will be using your medical records and bills to prove the extent and severity of your injury. Your injury lawyer will also be using any bills you have to prove out of pocket expenses, such as receipts for travel expenses, receipts for prescriptions you fill at a pharmacy, and other expenses. If you missed work, for example, you cannot simply tell the at-fault insurance company you missed work and expect them to compensate you for your lost wages. You must provide proof of all lost income via pay stub or other documentation. This can be agitating and difficult, but the more aware you are of the process at the beginning, the better.

Start a File

Many individuals who are hurt in a California car accident are going through the experience for the first time. Unfamiliar with how insurance adjusters evaluate injury claims, they assume the best. This is not wise. Insurance adjusters are well-trained to minimize the amount they will pay for an injury claim. When possible, they will reduce the amount they will pay as low as they can. In order to prove lost income, or out of pocket expenses, you should start a file where you keep all documentation related to your injury. This includes photographs of the scene of the accident, all correspondence from the other driver, bills, medical records, and anything else your injury law firm might need in order to get you the most money for your injury settlement.

California Injury Claims

If you were injured in California, no matter whether it is in Southern California, the Inland Empire, or up north, the state insurance code provides insurance companies several "loopholes" through which they can deny payment. An experienced injury attorney in California will be well versed in the tactics used by insurance companies, and will be able to guide injured clients through the process. You should provide your attorney with all information related to the claim, but you should not provide the at-fault insurance company this information directly. There are many reasons for this, but the way you provide information to the insurance company can drastically affect the leverage you have to settle for a higher amount. 

How To Proceed With Your Injury Claim

First, you will be well served to consult with an experienced injury attorney or injury law firm. Consider all the things you likely do not know about how injury claims work. Also, remember that all insurance companies are for-profit corporations that make billions of dollars a year - their motivation is not to pay all your bills, it is to create a profitable business. Therefore, expect them to pay as little as possible to you to settle your claim. An attorney will give you the best chance of settling for fair value with the at-fault insurance company. Keep all documents and photographs, and do not simply mail them or email them to the at-fault insurance company. First, you should speak with an attorney and get a free consultation. This could literally save you tens of thousands of dollars, and a good attorney may be able to help you receive the best healthcare available without having to pay out of pocket. 

California Injury Attorneys

The Lions Injury Lawyers represent car crash victims throughout the state of California. We represent plaintiffs from San Diego, to Orange County, from Los Angeles, all the way up to San Francisco and beyond. Our office prides itself on achieving fair and reasonable settlements for our clients. If you're unsure where to go from here, an attorney is waiting to take your call and discuss your claim or case. You will never write us a check or have to pay out of pocket - our injury law firm works on a contingency fee basis, meaning there is no up front cost to you, and we take our fee as a percentage of what we win. If we don't win, we don't take any money or bill you. If you were injured in California and are looking to pay for your medical bills and be paid for your pain and suffering, call The Lions Injury Lawyers today for a free consultation.

Social Media and Injury Claims

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After a car accident, you may want to communicate with your friends and family to let them know what happened, maybe even share some photographs. For many people, posting on Facebook or Instagram is something they do without even thinking. However, prior to posting anything regarding your injury on social media, you should use caution and consider how your post may be used against you.

Say Nothing, Post Nothing

Perhaps it sounds hypersensitive to say that after a car accident in which you were injured, you should not post anything. After all, if the accident or car crash wasn't your fault, what is the harm in sharing what happened with your friends and loved ones? Isn't that what social media is for, and isn't it obvious you weren't at fault? Consider that even car collisions that fault and liability is usually easy to establish, such as a rear end accident, the at-fault insurance company's adjusters will not simply take your word for it, and are increasingly fighting liability on all claims. Your car accident claim is not a criminal case, so the familiar Miranda rights verbiage "anything you say can and will be used against you" does not exactly apply, but the spirit of the Miranda rights certainly does apply: everything you post, everything you say, can be manipulated by the other insurance company to diminish the amount of money they will pay to resolve your claim.

Set Your Accounts to "Private"

Even if you never post anything on social media regarding your injury, the insurance adjusters can still look at everything you've posted and create a narrative that there is nothing wrong with you. Is this legal, you might be asking yourself? Yes. If your social media accounts are open to the public, there is nothing to prevent an insurance agent from looking at your pages and taking screen shots. Many injury lawyers have seen in recent years a tendency for insurance adjusters to create a narrative, or story, about your life. Basically they will look at your photos and posts and come to the conclusion that you're fine and that you did not suffer serious injury. 

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Example Of Social Media Gone Wrong

For example, consider the case of a client who was injured in a car crash in Santa Ana, California. Despite being rear-ended (so it was clearly not her fault), and after she visited with her primary care physician at the local Hoag hospital, she slowly recovered through typical injury treatment of chiropractic care, physical therapy, and got two epidural injections to help alleviate her pain and facilitate recovery. During her recovery, as a student at Cal State Fullerton, she continued to take classes and work part time in an office on campus. Her treatment lasted about six months, during which she attended family birthday parties and went to Crystal Cove State Beach in Newport Beach with friends and her boyfriend. Sounds pretty normal for a college student.

When it came time to try to reach a resolution on her injury claim, the insurance adjuster denied payment and refused to pay her medical bills. Why? Because her social media posts on Facebook showed photos of her at the beach, at a few Cal State Fullerton athletic events (as a spectator, not participating), and at birthday parties. The insurance adjuster claimed "she seems pretty good to me, going to the beach, hanging out with her college friends at basketball games." You may ask what that has to do with this client's injury and medical bills. Of course, going to the beach has nothing to do with the client's injuries.

After her personal injury attorney at The Lions Injury Lawyers aggressively pursued her claim, the insurance company eventually paid all of her medical bills and paid her for her pain and suffering. This was only after her car accident attorney filed a lawsuit on her behalf in order to recover fair compensation on her behalf. Had this client marked her social media accounts to "private" the insurance company would not have been able to create a story that she was not injured based on her photos.

Getting A Fair Settlement For Your California Injury Claim

Social media is a new tool for insurance adjusters to use to diminish the value of your claim, or deny it altogether. Just because you were not at fault and sought proper medical treatment for your injuries does not mean you will be treated fairly. Often, consulting with an experienced personal injury attorney law firm that practices throughout California is the best way to get fair treatment from the insurance company. People injured in car crashes in Anaheim, Santa Ana, Fullerton, and throughout Orange County have turned to The Lions Injury Lawyers to get fair treatment by the insurance companies. The Lions Injury Lawyers represent injured plaintiffs throughout California, from San Diego County to the Inland Empire, up to Los Angeles and all the way 

Driving on Wet Roads

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Yesterday brought the first rain of the fall and winter season to Orange County, California, and the rest of the state begins to experience increasingly wet weather as well. Last year around this time the state was still gripped in drought, but the 2016-2017 wet weather season brought precipitation to the state in amounts not seen in decades over such a short period of time. Will this year bring the same amount of water to California? Perhaps not, but it doesn't take record rain and snowfall to create havoc on our roadways and transportation systems. A few tips on driving and commuting in wet weather may serve you well.

Slower Braking

What is the most common car accident? The rear end accident. Every day throughout California, thousands of drivers fail to brake in time and end up slamming into the car in front of them. Sometimes both drivers walk away without injury, while other car accidents of the "rear ender" variation can result in serious injury, and not just the driver or occupant of the car that is hit. Sometimes, the driver of the car that initiates the collision by failing to brake in time is also injured. Passengers from both cars are regularly injured from rear end accidents. The cause of these common accidents is a failure to brake in time. When traffic is busy and people are in a hurry, bumper to bumper traffic can progress hour after hour without a collision. However, when there is water on the roads, drivers cannot stop their cars as fast as they can in dry conditions. And, if you have been driving on wet roads and not needed to brake, when you do finally brake, it may be too late to realize you needed more time to stop.

How To Brake In Wet Weather

The first recommendation is that you must have plenty of space. The more distance you have before you need to stop your vehicle, the better. If your car doesn't have antilock breaks, you should pump your brakes. This can be helpful even if your car is equipped with antilock brakes, as it will prevent your car from sliding. Making sure your vehicle has proper tires is also important. If you are driving on "bald" tires on wet roads, you will not be able to stop as quickly as you would driving a car with tires that have proper treat. This is a danger to people driving around you, and should be taken seriously. Finally, you should not "slam" your brakes, or brake hard during wet weather, as this tends to cause slide, where you are out of control. 

Proper Lighting

Although unrelated to your ability to brake, making sure your rear tail lights are operating properly can be helpful. Consider that visibility is diminished in rainy or foggy conditions, and that in diminished daylight hours or at night, the vehicles following you have less time to stop as it is. If your lights aren't working, they are more likely to hit you. You may avoid injury by simply making sure the bulbs in your brake lights are working properly. Also consider what kind of lights you have on your car. If you purchased your car on the secondary market, popular modifications to darken the brake lights have become increasingly common. Many of these aftermarket modifications do not meet California DMV safety standards, yet many cars still use them. The effort is to make the aesthetic of the car appear darker. If you purchase a black or grey car, and the previous owner installed these brake lights, you should be certain the vehicle is legal as per California DMV safety standards. These brake lights are simply not bright enough in normal driving conditions. In wet and rainy weather, they can be almost impossible to see the brake lights, creating a danger to the driver.

California Car Accident Injuries During Wet Weather

More people tend to be injured as a result of rear end accidents this time of year in California due to changing driving conditions. If you were injured, you should seek immediate medical attention if you need it. Do not worry about placing blame on the driver who hit you. First, attend to your health. Even though common "rear end" accidents tend to establish the at-fault driver as the rear car, modern trends by insurance agencies show that they are denying injury claims on rear end accidents if there is not expensive property damage to your vehicle.

If you were injured in a California car accident during the intermittent wet weather, you may need to discuss your case with an injury attorney in order to be compensated fairly by the at fault driver's insurance. The Lions Injury Lawyers handle car accident cases throughout California, from San Diego to Orange County, Los Angeles to San Francisco-Bay Area. The car crash lawyers at The Lions Injury Lawyers are familiar with the tricks and tactics by bodily injury insurance adjusters, and their lawyers will help you navigate your injury claim. To speak with a car accident lawyer about your injury, the attorneys at The Lions Injury Lawyers are ready to discuss your claim today.

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Fall Weather Driving Hazards

Parts of California may enjoy some of the most predictably sunny weather in the country, but even minor changes can result in major safety hazards. An increased awareness of road conditions that can result in dangerous conditions may help you avoid an accident.

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Wet Roads

We all know that California cities often crawl to a stop during heavy rains, but most of the precipitation on the roads is not heavy rain, or rain at all. With daylight savings time approaching, the days feel shorter and many drivers will be making their morning commute in the dark. Condensation settles on the road heavier this time of year than most. Even cities in Southern California, like Los Angeles, Orange County (which includes major business hubs like Costa Mesa and Irvine), and all the way down to San Diego, experience higher levels of morning dew. Similar to black ice in colder climates (some parts of California of course to have black ice as well), dew can be unrecognizable and therefore even more dangerous. If you are driving in the morning or evening, consider there may be more condensation on the roads than you can see, making fast stops and high speeds dangerous. Every year, drivers are injured and killed in California car accidents that are the result of a driver not realizing slick conditions on the roadway. Slow down, give yourself more time to break, and remember that there's more water on the road than you see, even if it is in the form of dew or fog.

Fog

Similar to dew, fog becomes a safety issue this time of year, especially in coastal cities and mountainous areas. Fog presents many safety hazards, and is a more obvious dangerous condition than dew, as drivers can readily see their visibility is impaired. Don't use your bright beam headlights - it doesn't help and it makes the situation even more dangerous for other drivers. Drive slower, put your normal lights on, and give yourself plenty of time to get to and from your destination. Keep your foot on the brake, as fog can be more dense in some areas and significantly decrease vision. The California Highway Patrol responds to fog-related accidents resulting in injury and death every year at this time, sometimes single-car accidents where the driver becomes disoriented and crashes. Avoid crashing your car in fog by taking it slow and proceeding cautiously.

Pedestrians

Halloween is, of course, a time of great excitement and increased pedestrian traffic. It is not just the neighborhoods, either. Consider there are more people at the grocery store and shopping mall, and as happens during every holiday season, people preparing for holidays are often aloof and not paying attention. Auto versus pedestrian accidents often result in serious injury or death, as no person is a match for a moving automobile. Pedestrians bear responsibility too: if you are walking in areas that pedestrians share with cars, remember to keep your eyes up and stay off your cell phone. Drivers owe pedestrians a heightened level of care because they are driving heavy machinery that can be dangerous and deadly. Pedestrians too can help avoid accidents simply by paying attention and acknowledging they see drivers, and visa versa.

Darkness

Daylight savings time results in more darkness, especially in the early evening. You should drive more slowly in the dark, taking more time to get to your destination. Remember that visibility is decreased, meaning other cars, bicyclists, and pedestrians are more difficult to see. Drive slowly, and remember that your response time is diminished when it is dark outside.

Involved in a Fall Weather Car Accident or Injury?

For those unlucky enough to be injured in a car accident, or an auto versus pedestrian accident or slip and fall injury, the road to recovery can be challenging. Insurance companies are notoriously difficult to work with and even more difficult to get fair compensation for your losses. Speaking with an experience personal injury attorney may be advisable. If your injury wasn't your fault and you are wondering how you will pay for everything, a good injury law firm will be able to give you sound counsel regarding your options. The Lions Injury Lawyers help people throughout California bounce back after an accident. If you are wondering what to do and how you will recover, the attorneys at The Lions Injury Lawyers will be more than happy to give you a free case assessment, as well as recommend medical providers that may be willing to provide high quality healthcare at no cost up front.